Derek Harjes
Senior Loan Officer
We are "Your Preferred Community Lender," offering diverse funding options and an exceptional experience for all clients and partners, including homebuyers, mortgage brokers, builders, and real estate agents. Our expert team is ready to ass... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 6 PM
Wed
9 AM to 6 PM(Open now)
Thu
9 AM to 6 PM
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Reviews from Web
He is super friendly and on top of things. Told me exactly where we were in the process. He was great at communicating everything at all times. When I had a mini anxiety attack about the process, he was right there to check in and reassure...
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Reply from Derek Harjes
November 14th, 2025 04:00 PM
I appreciate your review, Juliet. I'm glad to hear that my communication and support helped ease your concerns during the process. It's always important to me that clients feel informed and supported every step of the way. I'm happy I could...
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Everything was communicate in a timely matter. It was also very easy to understand the whole process with his explanations. Everything was fast and was done right on time.
Reply from Derek Harjes
November 4th, 2025 04:38 PM
Lily, thank you for sharing your experience. I'm glad to know that the communication and explanations made the process straightforward for you. Keeping everything on track and on time is a priority for me. If you ever have any questions or...
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Derek was easy to work with and helpful when we had questions. Great experience!
Reply from Derek Harjes
November 3rd, 2025 04:13 PM
I'm glad to hear that you had a great experience, Deborah. Assisting with any questions and making the process as straightforward as possible is always my goal. If you have any further inquiries or need assistance down the road, feel free to...
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He communicated with us real well and he was very helpful. He got our loa done on time and with little to no issues
Reply from Derek Harjes
November 3rd, 2025 04:14 PM
I appreciate your feedback, Benjamin. It's great to know that the communication met your expectations and the process went smoothly. Completing your loan on time is always a priority for me, and I'm glad the experience was positive for you....
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Derek was great with helping us get through the whole process.
Reply from Derek Harjes
October 30th, 2025 08:20 PM
I'm glad to hear that I could assist you, Briley, throughout the process. Your feedback is appreciated, and I'm happy to hear that I could support you effectively. If you have any more questions or need further assistance in the future, don't...
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Derek made the transaction easy from start to finish with exceptional communication.
Reply from Derek Harjes
October 28th, 2025 02:08 PM
I'm glad to hear that you found the process straightforward and the communication effective, Dave! Making each step of the transaction smooth is always a priority for me. If you need any further assistance or if questions arise, please don't...
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Communication was on point and all of our questions were answered in a way we fully understood.
Reply from Derek Harjes
October 27th, 2025 02:41 PM
I'm grateful for your feedback, Veronika. It's important to me that communication is clear and comprehensive, so I'm glad to know that all of your questions were answered in an understandable way. Should you need any further assistance, please...
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Derek has helped me purchase several homes over the years and most recently walked me through a refinance with ease. He’s knowledgeable, responsive, and always takes the time to explain each step, I trust him completely with my financing needs....
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Reply from Derek Harjes
October 20th, 2025 03:58 PM
It's wonderful to hear such positive feedback, Laurry. I'm glad I could assist you with your refinance and make the process smooth for you. It's important to me to provide detailed explanations and be there for any questions you might have....
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Quick, Fast , Easy
Reply from Derek Harjes
October 20th, 2025 03:59 PM
I appreciate your review, Cody. I'm glad to know that the process was quick and easy for you. If there’s anything more I can assist with in the future, please feel free to get in touch.
Working with Derek Harjes and his team was absolutely amazing. What could have been a stressful process turned into something smooth, clear, and even enjoyable because of how detailed, organized, and proactive they were. Derek’s attention to...
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Reply from Derek Harjes
October 20th, 2025 04:00 PM
I sincerely appreciate your gracious review, Teresa. It’s great to hear that the process was smooth and that you felt supported every step of the way. Attention to detail and clear communication are priorities for me, so I'm glad those aspects...
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About
We are "Your Preferred Community Lender," offering diverse funding options and an exceptional experience for all clients and partners, including homebuyers, mortgage brokers, builders, and real estate agents. Our expert team is ready to assist you with purchasing, refinancing, or reverse mortgages, whether in-person or over the phone.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Specialities
Rehabilitation Loans
TRIO Lease-to-Own Options
Conventional Fannie Mae-conforming & High Balance
Community Lending: Land Home Exclusive Down Payment Assistance Programs: House2Home & Power Purchase
Customer Loyalty Program for LH to LH loans - lower fees & reduced documentation
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Positions
- Land Home Financial Services - Senior Loan OfficerSep 17th, 2018 - Current
- Land Home Financial Services - Sales ManagerApr 1st, 2017 - Dec 1st, 2017
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1988
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #508753
- Land Home Financial NMLS #1796
Disclaimer
Land Home Financial Services, Inc. is an Equal Housing Opportunity Lender. The rates, loan programs, fees, options and guidelines in any loan scenario shown: (i) are for illustrative purposes only; (ii) are subject to change without notice; (iii) are subject to restrictions; (iv) will not apply to all borrowers or situations; and (v) do not represent a commitment to lend. Contact a Mortgage Loan Originator for details. Land Home operates only in states where it is authorized to conduct business. Branch location: 1355 Willow Way, Suite 250, Concord, CA 94520. NMLS #1796. To view states licenses go to NMLS Consumer Access.