Derek Harjes
Senior Loan Officer
We are "Your Preferred Community Lender," offering diverse funding options and an exceptional experience for all clients and partners, including homebuyers, mortgage brokers, builders, and real estate agents. Our expert team is ready to ass... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 6 PM
Wed
9 AM to 6 PM(Open now)
Thu
9 AM to 6 PM
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Reviews from Web
Derek has been great with communication with me and the whole process that he was doing for me seemed so easy.I would recommend him to anyone a great person to work with and very professional
Reply from Derek Harjes
August 1st, 2025 01:40 PM
Thank you so much, Elvira, for your thoughtful review! I'm really happy to hear that you found the communication and process straightforward and manageable. It's always my goal to make every experience as simple as possible. Your recommendation...
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Derek Harjes is a fantastic Loan Officer! He is always very informative, always willing to answer any questions my wife and I had, made sure we had every document filled out correctly and let us know if there was anything missing. Land Home...
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Reply from Derek Harjes
July 14th, 2025 11:39 PM
I truly appreciate your kind words, Josiah. It's great to hear that you found my communication and support helpful throughout the process. Ensuring everything is in order and addressing any questions promptly is essential to me. Thank you for...
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Derek Harjes was amazing to work with during our home-buying process! His communication was excellent, and he was always kind, professional, and incredibly helpful. No question ever went unanswered—he made everything clear and stress-free....
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Reply from Derek Harjes
July 14th, 2025 11:39 PM
Thank you, Ayla, for your generous feedback. I'm pleased to know that my communication and support were helpful during your home-buying journey. It's important to me that every step is clear and manageable for my clients. I appreciate your...
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Personable, Quick and straight forward communication, Everything went smoothly with no complications
Reply from Derek Harjes
July 2nd, 2025 12:28 PM
I'm glad to hear that the refinancing process was smooth and straightforward for you. It was a pleasure assisting you with your refinance, and I appreciate your kind words about my communication. Thank you for choosing me, once again!
Derek was very repsonsive responsive and always had answers to all my questions.
Reply from Derek Harjes
July 2nd, 2025 04:05 AM
I'm glad to hear that I was able to provide responsive service and answer all of your questions during your home purchase process. Your satisfaction is important to me, and I appreciate your feedback.
He was always avaialabke for any questions or concerns I may have had .
Reply from Derek Harjes
June 30th, 2025 03:49 PM
I'm glad to hear that I could assist you and be available for any questions or concerns you had during your purchase process. Thank you for your positive feedback and please don't hesitate to reach out if you ever have any questions :)
Smooth process and good communication
Reply from Derek Harjes
June 25th, 2025 03:07 PM
I'm glad to hear that you found the process smooth and communication effective. It was a pleasure assisting you and Stephanie with your purchase! If you have any further questions or need assistance, feel free to reach out any time :)
Derek was there for us through the entire home buying process. Even when there was a question he couldn't answer right away, he figured it out and got right back to us. We felt very comfortable with him and he made the process that much smoother....
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Reply from Derek Harjes
June 18th, 2025 01:39 PM
I'm very happy to hear that you felt comfortable throughout the home buying process and that I was able to assist you effectively :) It was a pleasure working with you, and I truly appreciate your recommendation!
I liked how straight forward the whole process was with Derek.
Reply from Derek Harjes
June 18th, 2025 01:40 PM
I'm glad to hear that you found the process straightforward, Nick. It was a pleasure assisting you with your purchase and I appreciate your trust in my team to get it done for you! Thank you for your positive feedback, as well :)
Derek was super knowledgeable and was able to answer each and every question we asked. He made the whole process easier than we expected!
Reply from Derek Harjes
June 17th, 2025 04:51 PM
I'm thrilled to hear that I was able to make the process easier for you and provide the information you needed. It was a pleasure assisting you with your purchase, and thank you so much for trusting in my team to make it happen for you :) Thank...
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About
We are "Your Preferred Community Lender," offering diverse funding options and an exceptional experience for all clients and partners, including homebuyers, mortgage brokers, builders, and real estate agents. Our expert team is ready to assist you with purchasing, refinancing, or reverse mortgages, whether in-person or over the phone.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Specialities
Rehabilitation Loans
TRIO Lease-to-Own Options
Conventional Fannie Mae-conforming & High Balance
Community Lending: Land Home Exclusive Down Payment Assistance Programs: House2Home & Power Purchase
Customer Loyalty Program for LH to LH loans - lower fees & reduced documentation
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Positions
- Land Home Financial Services - Senior Loan OfficerSep 17th, 2018 - Current
- Land Home Financial Services - Sales ManagerApr 1st, 2017 - Dec 1st, 2017
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1988
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #508753
- Land Home Financial NMLS #1796
Disclaimer
Land Home Financial Services, Inc. is an Equal Housing Opportunity Lender. The rates, loan programs, fees, options and guidelines in any loan scenario shown: (i) are for illustrative purposes only; (ii) are subject to change without notice; (iii) are subject to restrictions; (iv) will not apply to all borrowers or situations; and (v) do not represent a commitment to lend. Contact a Mortgage Loan Originator for details. Land Home operates only in states where it is authorized to conduct business. Branch location: 1355 Willow Way, Suite 250, Concord, CA 94520. NMLS #1796. To view states licenses go to NMLS Consumer Access.