Derek Harjes
Senior Loan Officer
We are "Your Preferred Community Lender," offering diverse funding options and an exceptional experience for all clients and partners, including homebuyers, mortgage brokers, builders, and real estate agents. Our expert team is ready to ass... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 6 PM
Wed
9 AM to 6 PM
Thu
9 AM to 6 PM
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Reviews from Web
Derek’s support and timely responses helped make our home buying experience go smoothly, a pleasant and worry free process.
Reply from Derek Harjes
February 15th, 2024 06:16 PM
I'm thrilled to hear you had such a positive experience, Karyn. It was my pleasure to guide you through the home buying process and ensure everything went smoothly. Your satisfaction is my priority, and I'm glad I could make the process pleasant...
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Derek was very knowledgeable and a quick responder to our questions. Highly recommend working with Derek! Thank you for everything!
Reply from Derek Harjes
February 15th, 2024 06:18 PM
I'm delighted to hear that you had such a positive experience, Margaret. Your kind words truly mean a lot to me. Being able to promptly answer all your questions and provide you with the necessary information is my top priority. I'm thrilled...
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Second time we have went with Derek for our home mortgage and both times he has done a great job getting us what we need for our home.
Reply from Derek Harjes
February 15th, 2024 06:19 PM
I truly appreciate your trust and support, Hong. It has been my pleasure to assist you with your home mortgage needs not once, but twice. Your positive feedback is very motivating. I am delighted to know that you are satisfied with my services,...
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Derek went above and beyond what was expected for our home purchase
Reply from Derek Harjes
February 15th, 2024 06:21 PM
I'm immensely grateful for your kind words, Benjamin. It was a pleasure to go above and beyond to make sure your home purchase process was smooth and successful. Your positive feedback serves as a great motivator. Don't hesitate to reach out...
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Derek was great to work with. Definitely made the whole process so much easier
Reply from Derek Harjes
February 15th, 2024 06:23 PM
I'm thrilled to know that your experience was a great one, Megan. Simplifying the process for you was my utmost priority and I'm glad it made things easier for you. I appreciate your kind words and the high rating. If you ever need any additional...
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Derek was able to communicate information to us over the phone as we needed clarification
Reply from Derek Harjes
February 15th, 2024 06:25 PM
I'm really glad to hear that you found our conversations helpful, Sabas! Clear communication is always a top priority for me, especially when it comes to guiding clients through the loan process. I'm thrilled I could assist you with your purchase...
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Very easy to work with, made buying my first house not so stressful
Reply from Derek Harjes
February 15th, 2024 06:27 PM
I am thrilled to hear that you found the process of purchasing your first home to be stress-free and straightforward. It was truly a pleasure to assist you, Cameron. Your positive feedback and high rating are also greatly appreciated. Looking...
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Very high level of communication. Expert in his field. Would highly recommend
Reply from Derek Harjes
February 15th, 2024 06:30 PM
I'm truly humbled by your kind words, Brennan. It's always a priority of mine to keep my clients informed and to provide expert level service. I'm thrilled that you felt that during your purchasing experience. Thank you for taking the time...
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Derek was great at explaining the whole process offers sounds advice that I really agreed with. He is very knowledgeable and competent.
Reply from Derek Harjes
February 15th, 2024 08:04 PM
I'm truly grateful for your kind words, Scott. It was a pleasure to guide you through the purchasing process, and I'm glad you found my advice to be beneficial. Helping clients like you navigate these complex situations is what makes the work...
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He responded to texts and emails super quickly and explained things well to two college students who knew almost nothing about loans
Reply from Derek Harjes
February 15th, 2024 08:05 PM
Thank you for the kind words, Ione. I'm glad I was able to make the loan process clear and efficient for you. It was a pleasure working with you both on your purchase. I value quick, clear, and effective communication, and it's great to hear...
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About
We are "Your Preferred Community Lender," offering diverse funding options and an exceptional experience for all clients and partners, including homebuyers, mortgage brokers, builders, and real estate agents. Our expert team is ready to assist you with purchasing, refinancing, or reverse mortgages, whether in-person or over the phone.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Specialities
Rehabilitation Loans
TRIO Lease-to-Own Options
Conventional Fannie Mae-conforming & High Balance
Community Lending: Land Home Exclusive Down Payment Assistance Programs: House2Home & Power Purchase
Customer Loyalty Program for LH to LH loans - lower fees & reduced documentation
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Positions
- Land Home Financial Services - Senior Loan OfficerSep 17th, 2018 - Current
- Land Home Financial Services - Sales ManagerApr 1st, 2017 - Dec 1st, 2017
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1988
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #508753
- Land Home Financial NMLS #1796
Disclaimer
Land Home Financial Services, Inc. is an Equal Housing Opportunity Lender. The rates, loan programs, fees, options and guidelines in any loan scenario shown: (i) are for illustrative purposes only; (ii) are subject to change without notice; (iii) are subject to restrictions; (iv) will not apply to all borrowers or situations; and (v) do not represent a commitment to lend. Contact a Mortgage Loan Originator for details. Land Home operates only in states where it is authorized to conduct business. Branch location: 1355 Willow Way, Suite 250, Concord, CA 94520. NMLS #1796. To view states licenses go to NMLS Consumer Access.