Derek Harjes
Senior Loan Officer
We are "Your Preferred Community Lender," offering diverse funding options and an exceptional experience for all clients and partners, including homebuyers, mortgage brokers, builders, and real estate agents. Our expert team is ready to ass... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 6 PM
Wed
9 AM to 6 PM
Thu
9 AM to 6 PM
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Reviews from Web
Derek is very informative, friendly, is able to answer any question we have, and made the whole process very easy.
Reply from Derek Harjes
February 15th, 2024 07:28 PM
I'm truly pleased to hear about your positive experience, Blake. Making sure that the process is easy and all questions are answered is always my top priority. Thank you for choosing me to assist with your purchase loan, and for leaving such...
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Derek is amazing! He answered all our questions and everything went so smooth. He got us into our beautiful new house in no time at all!
Reply from Derek Harjes
February 15th, 2024 07:32 PM
I'm thrilled to hear that you had such a positive experience with your new home purchase, Levi! It was a pleasure working with you and ensuring that the process was as smooth as possible. It's always rewarding to be able to guide you through...
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Derek went the extra mile in multiple ways! I left a message at 8 pm and he replied back at 8:15, I had many questions and he patiently and respectfully answered every one, I asked for an earlier closing date and he got it done and was present...
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Reply from Derek Harjes
February 15th, 2024 07:40 PM
I'm so grateful for your kind review, Robin. It was truly my pleasure to be able to assist you throughout your loan purchase process. Your satisfaction is my top priority, and I am glad I could make your expedited closing date work and ensure...
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He explained the process really well from the beginning and communicated throughout the whole process. He helped make buying a house easy.
Reply from Derek Harjes
February 15th, 2024 07:43 PM
Thank you for the awesome review, Cole! I'm delighted to hear that you were satisfied with the service you received during your home purchasing journey. I strive to make the process as seamless as possible for my clients, and it's always great...
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Derek was always available to talk and willing to look at all the options to make a home buying dream a home buying reality. He made sure it was as effortless as possible to finance the home.
Reply from Derek Harjes
February 15th, 2024 07:45 PM
I greatly appreciate your kind words and stellar rating, Kyleann! It was a pleasure assisting you in your home buying journey. I aim to make every transaction as smooth as possible, and I'm glad to hear that I was able to achieve this with...
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Derek was there for us from day one. Anything questions I had or information I needed. He got it taken care of I’m a timely manor. Derek was able to give financial advise where needed and this lead to a smooth purchase. Thank you Derek!
Reply from Derek Harjes
February 15th, 2024 07:48 PM
I'm truly grateful for your kind words, Dillan. It was a pleasure to assist you throughout the process. I'm delighted to know that you're satisfied with the services I offered. I strive to provide timely, informative assistance to all my clients...
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Derek gave very specific details and guidance that clearly centered me and my family to get the most bang for our buck. He explained esoteric terms and broke things down into scenarios and examples to assure true understanding of options. Extraordinary...
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Reply from Derek Harjes
February 15th, 2024 07:50 PM
I'm truly humbled by your kind words, Robyn. It was my pleasure to assist you and your family during this process. My main goal is always to ensure my clients have a complete understanding of every aspect of their loan and the buying process,...
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Derek is kind, knowledgeable, and quick to address my concerns/questions.
Reply from Derek Harjes
February 15th, 2024 07:53 PM
I'm truly grateful your kind words, Abigail. It was a pleasure assisting you with your purchase. I always aim to provide timely and knowledgeable assistance to address any concerns and questions. Your positive feedback makes it all worthwhile....
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Derek was great to communicate with from the very beginning. If we ever had questions he was always available to answer them and we never felt like we were left in the dark. He helped to make our home buying experience smooth and easy.
Reply from Derek Harjes
February 15th, 2024 06:04 PM
I greatly appreciate your kind words and the time you've taken to share your experience, Andrea. Ensuring clear communication and a smooth home buying journey is my top priority. I'm thrilled to hear that you felt supported and informed throughout...
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Great communication throughout the entire process. Even after the loan was finalized and we closed on our home, Derek took the time to explain something that I didn’t understand. He even explained it in a few different ways so that it made...
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Reply from Derek Harjes
February 15th, 2024 06:14 PM
I'm genuinely glad to hear that you had such a positive experience, Kaylecia! Assisting clients like you to fully understand the process, even post-closure, is an integral part of my job. If you have any more questions or need further assistance...
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About
We are "Your Preferred Community Lender," offering diverse funding options and an exceptional experience for all clients and partners, including homebuyers, mortgage brokers, builders, and real estate agents. Our expert team is ready to assist you with purchasing, refinancing, or reverse mortgages, whether in-person or over the phone.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Specialities
Rehabilitation Loans
TRIO Lease-to-Own Options
Conventional Fannie Mae-conforming & High Balance
Community Lending: Land Home Exclusive Down Payment Assistance Programs: House2Home & Power Purchase
Customer Loyalty Program for LH to LH loans - lower fees & reduced documentation
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Positions
- Land Home Financial Services - Senior Loan OfficerSep 17th, 2018 - Current
- Land Home Financial Services - Sales ManagerApr 1st, 2017 - Dec 1st, 2017
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1988
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #508753
- Land Home Financial NMLS #1796
Disclaimer
Land Home Financial Services, Inc. is an Equal Housing Opportunity Lender. The rates, loan programs, fees, options and guidelines in any loan scenario shown: (i) are for illustrative purposes only; (ii) are subject to change without notice; (iii) are subject to restrictions; (iv) will not apply to all borrowers or situations; and (v) do not represent a commitment to lend. Contact a Mortgage Loan Originator for details. Land Home operates only in states where it is authorized to conduct business. Branch location: 1355 Willow Way, Suite 250, Concord, CA 94520. NMLS #1796. To view states licenses go to NMLS Consumer Access.