

Derek Harjes
Senior Loan Officer

We are "Your Preferred Community Lender," offering diverse funding options and an exceptional experience for all clients and partners, including homebuyers, mortgage brokers, builders, and real estate agents. Our expert team is ready to ass... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 6 PM
Wed
9 AM to 6 PM
Thu
9 AM to 6 PM
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Reviews from Web
Derek is one of a kind - he is so easy to work with and very generous with his time. I appreciate all the time he took to explain things to me and I wouldn't want to go through this process with anyone else!
Reply from Derek Harjes
April 16th, 2024 06:25 PM
I'm incredibly humbled by your kind words, Grant. It was absolutely my pleasure to guide you through the process and provide clarifying information when needed. I'm thrilled to know you had a positive experience working with me. For any future...
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Derek was very patient with all of our questions as new homebuyers. He was thorough with his explanations of the process and made us feel secure in knowing what was going on with everything. He was always quick to respond and eager to assist....
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Reply from Derek Harjes
April 16th, 2024 06:24 PM
I'm truly grateful for your kind words, Brad. It was an absolute pleasure guiding you through your home buying journey. I understand how the process can be overwhelming, especially for first-time buyers, and I'm glad I was able to provide the...
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Derek explained everything to me and broke it all down so I can understand it, he was absolutely amazing. He always took the time out to answer any questions I had. I can not thank him enough. I will definitely recommend him to other people....
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Reply from Derek Harjes
April 16th, 2024 06:23 PM
Thank you so much, Elizabeth, for your thoughtful and kind review. I'm delighted to hear that you found my explanations helpful and that your experience was a positive one. It was truly my pleasure to assist you with your loan purchase and...
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Very helpful and easy to get ahold of!
Reply from Derek Harjes
April 16th, 2024 06:22 PM
I'm really pleased to hear that you've had a positive experience, Hunter. It's my goal to always make the loan process as smooth and straightforward as possible. Thank you for taking the time to share your review and for the 5-star rating....
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Always responds
Extremely helpful
Kind and caring
Interested in your success
Gets back quickly if busy
Responds even when occupied
Reply from Derek Harjes
April 16th, 2024 06:09 PM
I'm very grateful for your review, Thomas. I strive to always be there for my clients, regardless of how busy it may be. Your rating is very appreciated, and it motivates me to keep improving. This purchase was a significant step for you and...
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Very helpful
Reply from Derek Harjes
April 16th, 2024 06:08 PM
Thanks for your positive review, Brendan. I'm glad to hear that you found my services very helpful. Your high rating is greatly appreciated and it encourages me to keep striving for excellent customer service. Looking forward to serving you...
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He is great at explaining information and making sure I get forms filled out.
Reply from Derek Harjes
April 16th, 2024 06:06 PM
Thank you so much for your positive feedback, Ana. I'm thrilled to hear that you found my assistance helpful. It was a pleasure to work with you on your purchase and I'm glad I could make the process smoother for you. Please don't hesitate...
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Derek is knowledgeable, kind, and so easy to work with!
Reply from Derek Harjes
April 16th, 2024 06:05 PM
I'm truly grateful for your kind words!! It was definitely a pleasure working with you on your purchase, and please don't hesitate to reach out if you ever need anything :)
Derek was great to work with he was very professional and always made him self available even if you had questions after business hours.
Reply from Derek Harjes
February 15th, 2024 07:56 PM
I appreciate your kind words, Joseph. It was a pleasure assisting you with your loan process. I'm glad that my availability outside business hours was helpful to you. I believe in going the extra mile to ensure my clients have a smooth and...
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Went very smoothly.
Reply from Derek Harjes
February 15th, 2024 07:56 PM
I'm thrilled to know that your purchasing experience went smoothly, Randy. Your positive review and high rating confirms the hard work I put in every day. Thank you for your trust, and I look forward to serving you again in the future.
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About
We are "Your Preferred Community Lender," offering diverse funding options and an exceptional experience for all clients and partners, including homebuyers, mortgage brokers, builders, and real estate agents. Our expert team is ready to assist you with purchasing, refinancing, or reverse mortgages, whether in-person or over the phone.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Specialities
Rehabilitation Loans
TRIO Lease-to-Own Options
Conventional Fannie Mae-conforming & High Balance
Community Lending: Land Home Exclusive Down Payment Assistance Programs: House2Home & Power Purchase
Customer Loyalty Program for LH to LH loans - lower fees & reduced documentation
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Positions
- Land Home Financial Services - Senior Loan OfficerSep 17th, 2018 - Current
- Land Home Financial Services - Sales ManagerApr 1st, 2017 - Dec 1st, 2017
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1988
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #508753
- Land Home Financial NMLS #1796
Disclaimer
Land Home Financial Services, Inc. is an Equal Housing Opportunity Lender. The rates, loan programs, fees, options and guidelines in any loan scenario shown: (i) are for illustrative purposes only; (ii) are subject to change without notice; (iii) are subject to restrictions; (iv) will not apply to all borrowers or situations; and (v) do not represent a commitment to lend. Contact a Mortgage Loan Originator for details. Land Home operates only in states where it is authorized to conduct business. Branch location: 1355 Willow Way, Suite 250, Concord, CA 94520. NMLS #1796. To view states licenses go to NMLS Consumer Access.