

Derek Harjes
Senior Loan Officer

We are "Your Preferred Community Lender," offering diverse funding options and an exceptional experience for all clients and partners, including homebuyers, mortgage brokers, builders, and real estate agents. Our expert team is ready to ass... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 6 PM(Open now)
Thu
9 AM to 6 PM
Fri
9 AM to 6 PM
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Reviews from Web
Always so easy working with Derek and I feel like he is always looking out for me and doing what is best for me!
Reply from Derek Harjes
December 9th, 2024 10:37 PM
It's wonderful to hear such positive feedback, Jena! I'm super happy that you found the process easy again and felt well taken care of. It's always my goal to ensure I'm doing what's best for my clients. Thank you for the fantastic rating and...
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Locally focused and was able to get us the best deals in our area, as well, he did a very good job at explaining the homebuying process for me as a new homebuyer.
Reply from Derek Harjes
December 9th, 2024 10:38 PM
Thank you so much for your review, Zaiden! I'm glad to hear that you felt well-supported throughout your home buying process. It was my pleasure to help you secure the best deals and guide you through every step. Your positive feedback means...
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I could tell early in the process Derek had my best interests in mind
Reply from Derek Harjes
November 17th, 2024 08:32 PM
Joel, thank you for taking the time to share your experience with me! I'm glad to hear that you felt your interests were my priority. Assisting you with your purchase was a genuine pleasure and your positive feedback is what makes my work so...
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The level of communication throughout was great. Everyone I worked with was incredibly helpful at managing any issues rhat came up. The process couldn't have been any easier !
Reply from Derek Harjes
November 16th, 2024 06:11 PM
Angela, it's wonderful to hear that you had a great experience with me and my team! We always strive to keep our clients well-informed and make the process as smooth as possible. Your rating is much appreciated and I'm glad to know that our...
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The level of communication throughout the loan process was great. Everyone I worked with was incredibly helpful at managing any issues that came up. The process couldn't have been any easier !
Reply from Owner
January 7th, 2025 12:00 AM
Thank you for your kind feedback! I’m so glad to hear the process was smooth and that you felt supported every step of the way. It was an honor to help you achieve this milestone, and I’m thrilled to have been a part of your journey. Congratulations...
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The communication was fantastic.
Reply from Derek Harjes
November 13th, 2024 09:06 PM
Margo, thank you so much for your awesome 5-star review! I'm glad that you felt our communication was fantastic during your purchase. That's always my goal and I hope to work with you again in the future!
even though our situation was a little unconventional Derek and his team did above and beyond what is expected. They made our dreams come true!
Reply from Derek Harjes
November 12th, 2024 03:45 AM
Natasha,I'm thrilled to hear that you had a positive experience with your refinance. Your situation may have been unconventional, but I pride myself on being able to flex and adapt to meet the varying needs of all my clients. I'm just glad...
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Time management to get our home closing done quickly
Reply from Derek Harjes
November 19th, 2024 01:01 AM
Thank you for your feedback. Please feel free to connect with us to help us improve our services.
Derek was great to work with. He was very knowledgeable of the home buying process and explained in detail everything we had questions on. Communication was excellent throughout the process, would suggest Derek to anyone buying a home in the...
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Reply from Derek Harjes
November 10th, 2024 06:33 PM
Nick, thank you so much for your thoughtful feedback! I’m truly grateful to have had the opportunity to work with you and guide you through buying your first home. Knowing that you felt well-informed and supported along the way means a lot...
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He was very helpful and very nice. It is my first time buying a home and he made sure to really explain things to me and make sure i truly understood
Reply from Derek Harjes
October 31st, 2024 09:03 PM
Sydney, thank you so much for taking the time to fill out the survey and for your kind words. It was truly my pleasure to help guide you through buying your first home – it’s such a big milestone, and I'm grateful to have been a part of it....
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About
We are "Your Preferred Community Lender," offering diverse funding options and an exceptional experience for all clients and partners, including homebuyers, mortgage brokers, builders, and real estate agents. Our expert team is ready to assist you with purchasing, refinancing, or reverse mortgages, whether in-person or over the phone.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Specialities
Rehabilitation Loans
TRIO Lease-to-Own Options
Conventional Fannie Mae-conforming & High Balance
Community Lending: Land Home Exclusive Down Payment Assistance Programs: House2Home & Power Purchase
Customer Loyalty Program for LH to LH loans - lower fees & reduced documentation
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Positions
- Land Home Financial Services - Senior Loan OfficerSep 17th, 2018 - Current
- Land Home Financial Services - Sales ManagerApr 1st, 2017 - Dec 1st, 2017
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1988
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #508753
- Land Home Financial NMLS #1796
Disclaimer
Land Home Financial Services, Inc. is an Equal Housing Opportunity Lender. The rates, loan programs, fees, options and guidelines in any loan scenario shown: (i) are for illustrative purposes only; (ii) are subject to change without notice; (iii) are subject to restrictions; (iv) will not apply to all borrowers or situations; and (v) do not represent a commitment to lend. Contact a Mortgage Loan Originator for details. Land Home operates only in states where it is authorized to conduct business. Branch location: 1355 Willow Way, Suite 250, Concord, CA 94520. NMLS #1796. To view states licenses go to NMLS Consumer Access.