

Derek Harjes
Senior Loan Officer

We are "Your Preferred Community Lender," offering diverse funding options and an exceptional experience for all clients and partners, including homebuyers, mortgage brokers, builders, and real estate agents. Our expert team is ready to ass... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 6 PM
Wed
9 AM to 6 PM
Thu
9 AM to 6 PM
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Reviews from Web
Great customer service
Reply from Derek Harjes
October 30th, 2024 02:47 PM
I'm thrilled to hear that you had such a positive experience, Denzel! Your kind words about our customer service mean a lot. It was a pleasure assisting you with your purchase. If you ever have more questions or need assistance in the future,...
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We have purchased 3 homes, 2 of them with Derek. He is the most professional loan officer we have ever spoke with. He knows everything in his field and educates his clients. Cannot recommend him enough.
Reply from Derek Harjes
October 22nd, 2024 05:19 PM
Thank you for the wonderful rating, Rob! It's always a pleasure working with you and Faith and I'm glad to hear you were satisfied with my team's service again. I also very much appreciate your kind words. Your trust in my expertise means a...
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This is our second time using Derek and once again it was phenomenal. He goes the extra mile to make sure every step of the process is well explained and simple on our end. He advised us the best time to lock in our interest rate, which will...
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Reply from Derek Harjes
October 16th, 2024 03:41 PM
Thank you so much, Joey! I'm glad to hear that your experience with me was just as good the second time around. It's always my goal to make the loan process as easy and understandable as possible. I'm pleased to hear that you appreciated the...
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Derek was always available to answer any questions and made the process really easy for first time buyers!
Reply from Derek Harjes
October 10th, 2024 08:23 PM
I'm so glad to hear that you found the process easy, Sarah! As a first time homebuyer, it's crucial to have your questions answered promptly, and I'm thrilled that I was able to make that happen for you. Thank you so much for your 5-star rating...
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Derek did a great job communicating with us and keeping us informed throughout the entire process. From start to finish, Derek and the team at Land Home was spot on. Derek made himself available to discuss any questions we had and was able...
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Reply from Derek Harjes
October 2nd, 2024 02:31 PM
Cody, I'm really glad to hear about your positive experience with my team here at Land Home :) It was my pleasure to help guide you through the process and make sure you stayed informed the entire time. I'm always here if you have any further...
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He gave me alot of great advice o can use in the future
Reply from Derek Harjes
September 27th, 2024 08:01 PM
I'm really glad to hear that you found my advice helpful, Stephon. It's my goal to not only assist in immediate needs, but also provide guidance for future financial decisions. Your feedback and ratings are much appreciated, so let me know...
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It was great communication and very understanding and help us buy our first home.
Reply from Derek Harjes
September 25th, 2024 02:32 PM
I'm thrilled to hear about your positive experience, Hunter! It was a pleasure assisting you during your first home purchase journey. I hope that you're settling into your new home well. If you need any further assistance in the future, don't...
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Communication & knowledge
Reply from Derek Harjes
September 22nd, 2024 02:33 AM
Thank you so much for your kind review, Sabrija! I'm glad to hear that you found my communication and knowledge satisfactory during this process and that we could make it all come together in such a short amount of time! I'm very excited for...
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You explained so much! I knew nothing going into this whole process and now I have a better understanding of home buying! Thank you!!
Reply from Derek Harjes
September 18th, 2024 02:19 PM
I'm really glad to hear that you found my explanations helpful, Holly. The home buying process can be overwhelming, especially when it's new to you, and it's my job to make sure you feel confident and informed every step of the way. Looking...
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Derek made the process very easy and was quick with responses and answering any questions we had. Made the process very easy for us!
Reply from Derek Harjes
September 11th, 2024 12:56 PM
Thanks for the positive feedback, Nick. I'm glad to hear that you found the process easy and straightforward. My goal is always to be responsive and make things as simple as possible for all my customers. Your satisfaction means a lot to me....
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About
We are "Your Preferred Community Lender," offering diverse funding options and an exceptional experience for all clients and partners, including homebuyers, mortgage brokers, builders, and real estate agents. Our expert team is ready to assist you with purchasing, refinancing, or reverse mortgages, whether in-person or over the phone.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Specialities
Rehabilitation Loans
TRIO Lease-to-Own Options
Conventional Fannie Mae-conforming & High Balance
Community Lending: Land Home Exclusive Down Payment Assistance Programs: House2Home & Power Purchase
Customer Loyalty Program for LH to LH loans - lower fees & reduced documentation
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Positions
- Land Home Financial Services - Senior Loan OfficerSep 17th, 2018 - Current
- Land Home Financial Services - Sales ManagerApr 1st, 2017 - Dec 1st, 2017
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1988
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #508753
- Land Home Financial NMLS #1796
Disclaimer
Land Home Financial Services, Inc. is an Equal Housing Opportunity Lender. The rates, loan programs, fees, options and guidelines in any loan scenario shown: (i) are for illustrative purposes only; (ii) are subject to change without notice; (iii) are subject to restrictions; (iv) will not apply to all borrowers or situations; and (v) do not represent a commitment to lend. Contact a Mortgage Loan Originator for details. Land Home operates only in states where it is authorized to conduct business. Branch location: 1355 Willow Way, Suite 250, Concord, CA 94520. NMLS #1796. To view states licenses go to NMLS Consumer Access.