Derek Harjes
Senior Loan Officer
We are "Your Preferred Community Lender," offering diverse funding options and an exceptional experience for all clients and partners, including homebuyers, mortgage brokers, builders, and real estate agents. Our expert team is ready to ass... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 6 PM
Wed
9 AM to 6 PM(Open now)
Thu
9 AM to 6 PM
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Reviews from Web
Helping us with any questions, and understanding the best way to go about things especially us being first time home buyers. And supporting us throughout the proces!
Reply from Derek Harjes
January 7th, 2025 03:10 PM
I'm extremely glad to hear that you had a positive experience with my team! Being a first-time home buyer can indeed be a complex process, and it was my absolute pleasure to guide you throughout it and help answer any questions you had. Your...
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All questions answered as soon as asked. Made experience easy. Explained everything so I could understand it.
Thank you for helping me get this done
Reply from Derek Harjes
January 6th, 2025 06:12 PM
I'm really glad to hear about your positive experience, Sue. It was my pleasure to ensure all your questions were answered in a timely manner and everything was explained in a way you could understand. Time and again, my aim is to make the...
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Derek was great at communicating what was needed to get my loan. And was very quick to answer any questions I had along the way.
Reply from Derek Harjes
January 6th, 2025 06:13 PM
Hey Logan, thrilled to hear you had a positive experience! It was my pleasure guiding you through the loan process. I strive to maintain open lines of communication with my clients to ensure a smooth and quick process each and every time. Remember,...
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He was awesome. He literally had a funeral to go to and still reached out prior to the funeral in his car to get my house closed on. He went ABOVE and beyond. Very friendly and knowledgeable.
Reply from Derek Harjes
December 30th, 2024 05:57 AM
I'm truly humbled by your kind words :) In situations like these, it's important to ensure my clients are taken care of, even amidst personal circumstances. I'm glad I was able to assist in closing your house on time, as your satisfaction is...
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Derek was very knowledgeable about first time home buyers and VA home loans. He very patiently walked me through the home buying process and even found some first time homebuyer grant assistance. Thank you, Derek, for making such a great experience!...
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Reply from Derek Harjes
December 30th, 2024 12:05 AM
Hi Jody, I'm so glad to hear that you had a great experience purchasing your first home with the help of my team! It was a pleasure to explain the process and assist you in finding some grant money :) Your positive feedback means a lot to me...
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I was most impressed at Derek's availability to answer my questions. He is quick on his communication! Ty Derek, you make buying my first home by myself a less scary process!
Reply from Derek Harjes
December 30th, 2024 12:06 AM
I'm absolutely thrilled that you had such a positive experience, Stephanie! It was a pleasure to help you navigate the process of buying your first home solo. Communication is key in what we do, and I'm glad to hear that my availability made...
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Derek was always responsive. He ensured me through the whole process. Honestly, I feel like everyone should use him as a lender. I have already passed his name off to others, including realtors that are friends of mine! He made the stressful...
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Reply from Derek Harjes
December 30th, 2024 12:07 AM
Thank you so much for your glowing review, Shelbi! I'm thrilled to hear that you felt supported and reassured throughout the entire loan process. Your satisfaction is my top priority, and it's fantastic to know that I was able to help make...
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Derek was very easy to talk with about what steps were needed to be done. Very knowledgeable and good at his job that he takes seriously.
Reply from Derek Harjes
December 28th, 2024 01:42 PM
Thank you for your response. If there is anything we can do to improve our offering, please let us know.
The total transpa through the whole proces! hands down the best!
Reply from Derek Harjes
December 11th, 2024 05:20 PM
I'm so glad to hear that you found our process transparent and satisfactory, Jose! Your positive feedback really means a lot. It was my pleasure to assist you with your purchase and help make your experience the best it could be. Feel free...
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Transparency is the key! Thank you so much for making this possibl.
Reply from Derek Harjes
December 11th, 2024 04:33 PM
I'm so glad to hear that you're pleased with the service you received, Ismary! Your kind words mean a lot to me. Transparency is indeed vital in our line of work, and I'm glad that I was able to deliver that to you during the purchase process....
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About
We are "Your Preferred Community Lender," offering diverse funding options and an exceptional experience for all clients and partners, including homebuyers, mortgage brokers, builders, and real estate agents. Our expert team is ready to assist you with purchasing, refinancing, or reverse mortgages, whether in-person or over the phone.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Specialities
Rehabilitation Loans
TRIO Lease-to-Own Options
Conventional Fannie Mae-conforming & High Balance
Community Lending: Land Home Exclusive Down Payment Assistance Programs: House2Home & Power Purchase
Customer Loyalty Program for LH to LH loans - lower fees & reduced documentation
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Positions
- Land Home Financial Services - Senior Loan OfficerSep 17th, 2018 - Current
- Land Home Financial Services - Sales ManagerApr 1st, 2017 - Dec 1st, 2017
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1988
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #508753
- Land Home Financial NMLS #1796
Disclaimer
Land Home Financial Services, Inc. is an Equal Housing Opportunity Lender. The rates, loan programs, fees, options and guidelines in any loan scenario shown: (i) are for illustrative purposes only; (ii) are subject to change without notice; (iii) are subject to restrictions; (iv) will not apply to all borrowers or situations; and (v) do not represent a commitment to lend. Contact a Mortgage Loan Originator for details. Land Home operates only in states where it is authorized to conduct business. Branch location: 1355 Willow Way, Suite 250, Concord, CA 94520. NMLS #1796. To view states licenses go to NMLS Consumer Access.