

Derek Harjes
Senior Loan Officer

We are "Your Preferred Community Lender," offering diverse funding options and an exceptional experience for all clients and partners, including homebuyers, mortgage brokers, builders, and real estate agents. Our expert team is ready to ass... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 6 PM
Wed
9 AM to 6 PM(Open now)
Thu
9 AM to 6 PM
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Reviews from Web
it was a long three month process. Derrick was very patient answering all my questions.
Reply from Derek Harjes
April 3rd, 2025 02:03 PM
I'm glad to hear that I could assist you through the process and provide the patience and answers you needed. Thank you for your kind words and for choosing my team for your purchase! :)
Super friendly, quick and easy communication, any issues were easily and quickly resolved! Always had the answers to every question -(even the dumbs ones without any judgement !)
Reply from Derek Harjes
April 2nd, 2025 01:50 AM
I'm thrilled to hear that you found the communication process friendly and efficient. It was a pleasure assisting you with your purchase, and I'm glad I could provide the answers you needed. Thank you for your kind words and for choosing my...
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Derek was great! He responded quickly to our questions and is very knowledgeable.
Reply from Derek Harjes
April 1st, 2025 12:11 PM
I'm thrilled to hear that you had a positive experience with your purchase process. It was my pleasure to assist you, and I appreciate your kind words about my responsiveness and knowledge. Thank you for your feedback.
Derek helped us along every step of the way and answered all our questions (well my husbands). It was a wonderful and professional service.
Reply from Derek Harjes
March 29th, 2025 10:37 PM
I'm thrilled to hear that you had a wonderful experience with your purchase process. It was my pleasure to assist you and Matt and to answer all your questions. Thank you for your kind words and for choosing my team to help you out :)
Great communication, explanation of the process, and options available. Very responsive and helpful throughout
Reply from Derek Harjes
March 4th, 2025 02:53 AM
Hi Rhonda, Thanks so much for your kind words and for taking the time to leave a review. I'm thrilled to hear that you found the communication clear and the explanations helpful. It was a pleasure working with you and being part of your home...
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Derek is very easy to work with. He made everything much less stressful for my fiance and me. He was also super patient with waiting to receive the documents needed for the application process.
Reply from Derek Harjes
March 3rd, 2025 02:14 AM
Hi Chance, Thank you so much for your kind words! I'm really glad to hear that you and your fiancée had a positive experience working with me. It's always my goal to make the loan process as smooth and stress-free as possible. I appreciate...
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From the very start derek was helpful and wonderful at explaining everything we look forward to telling all of our friends and family about our amazing experience with Derek
Reply from Derek Harjes
March 2nd, 2025 07:16 PM
Mason, I'm truly thrilled to hear about your positive experience. It was a pleasure working with you and being part of your journey. Thank you for your kind words and for considering sharing your experience with others. If you have any more...
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I was referred to Derek by a coworker, and my experience was top tier. I texted Derek and got an immediate response and set up an in person meeting within a day or two. Derek is there to serve YOU. He help my fiancé and I find grants were qualified...
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Reply from Derek Harjes
February 28th, 2025 06:03 PM
Karli, I'm truly grateful for your kind words and thrilled to hear about your positive experience. It was a pleasure working with you and your fiancé, and I'm glad we could uncover those grants together to make your home purchase smoother....
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He was easy to work with and walked me through certain things we needed to send in.
Reply from Derek Harjes
February 28th, 2025 12:55 AM
Sarah, I'm thrilled to hear you found the process easy and that I could guide you through everything we needed. It's always my goal to make things as smooth as possible, so it’s great to know I met your expectations. Thank you for trusting...
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Knew what he was talking about and made sure we got everything we wanted
Reply from Derek Harjes
February 19th, 2025 02:33 PM
Zach, thank you so much for your kind words! I'm glad to hear that you felt informed and satisfied throughout the process. It was a pleasure working with you and Brooke to secure the home you wanted. If you ever have any more questions or need...
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About
We are "Your Preferred Community Lender," offering diverse funding options and an exceptional experience for all clients and partners, including homebuyers, mortgage brokers, builders, and real estate agents. Our expert team is ready to assist you with purchasing, refinancing, or reverse mortgages, whether in-person or over the phone.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Specialities
Rehabilitation Loans
TRIO Lease-to-Own Options
Conventional Fannie Mae-conforming & High Balance
Community Lending: Land Home Exclusive Down Payment Assistance Programs: House2Home & Power Purchase
Customer Loyalty Program for LH to LH loans - lower fees & reduced documentation
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Positions
- Land Home Financial Services - Senior Loan OfficerSep 17th, 2018 - Current
- Land Home Financial Services - Sales ManagerApr 1st, 2017 - Dec 1st, 2017
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1988
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #508753
- Land Home Financial NMLS #1796
Disclaimer
Land Home Financial Services, Inc. is an Equal Housing Opportunity Lender. The rates, loan programs, fees, options and guidelines in any loan scenario shown: (i) are for illustrative purposes only; (ii) are subject to change without notice; (iii) are subject to restrictions; (iv) will not apply to all borrowers or situations; and (v) do not represent a commitment to lend. Contact a Mortgage Loan Originator for details. Land Home operates only in states where it is authorized to conduct business. Branch location: 1355 Willow Way, Suite 250, Concord, CA 94520. NMLS #1796. To view states licenses go to NMLS Consumer Access.