Derek Harjes
Senior Loan Officer
We are "Your Preferred Community Lender," offering diverse funding options and an exceptional experience for all clients and partners, including homebuyers, mortgage brokers, builders, and real estate agents. Our expert team is ready to ass... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 6 PM
Wed
9 AM to 6 PM(Open now)
Thu
9 AM to 6 PM
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Reviews from Web
everthing........................
Reply from Derek Harjes
May 6th, 2025 02:27 PM
Thank you for your feedback! I'm glad to know there wasn't anything I fell short on :)
Allowing me to see all my options!!
Reply from Derek Harjes
May 2nd, 2025 01:47 PM
I'm glad I could assist you in exploring all your options for your purchase and I appreciate your positive feedback. If you have any further questions, feel free to reach out.
the process was very easy
Reply from Derek Harjes
April 22nd, 2025 01:54 PM
I'm glad to hear that your refinancing process was easy, James. It was a pleasure assisting you again and I appreciate your feedback. If there's anything more I can do for you, please feel free to reach out.
Derek's communication was amazing! The whole process went so smoothly and we couldn't have asked for anything better!
Reply from Derek Harjes
April 21st, 2025 06:25 PM
Love hearing that! I really appreciate you taking the time to share that. I’m glad everything went smooth—exactly how it should be. If you ever need anything down the road, I’m always just a call or text away. Thanks again!
He is really nice and communicated everything thing with the loan super well, he even went above and beyond and helped us with insurance when we had a problem.
Reply from Derek Harjes
April 19th, 2025 12:55 PM
Thanks so much for the kind words! I’m really glad I could help walk you through everything and get things smoothed out with the insurance hiccup. If you ever need anything down the road or know someone who could use a hand, I’m always here...
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Derek was proactive in getting us a lower interest rate and communicated with us regularly during the process.
Reply from Derek Harjes
April 18th, 2025 07:09 PM
I'm glad to hear that you were satisfied with the refinancing process and that I could assist in securing a lower interest rate. It was a pleasure to work with you, and I appreciate your feedback on my communication throughout the process....
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Derek went above and beyond and was very helpful!
Reply from Derek Harjes
April 14th, 2025 04:58 AM
Rachel, I'm very happy to hear that you found my assistance helpful and that your experience was positive. It was such a pleasure working with you on your purchase! Thank you for your kind words and don’t ever hesitate to reach out if you have...
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Great fast and to the point!
Reply from Derek Harjes
April 5th, 2025 02:24 AM
Thanks so much for the 5 stars and the kind words! I’m all about making things simple and smooth, so I’m glad that came through. Let me know if you ever need anything down the road 😊
Derek was very thorough and communicative :)
Reply from Derek Harjes
April 4th, 2025 01:18 PM
I'm glad to hear that you found the process thorough and communicative. It was a pleasure assisting you and Spencer with your purchase. Thank you for your kind words and for taking time to leave me a review :)
Can be reached anytime anywhere! made the learning process very comfortable and easy
Reply from Derek Harjes
April 4th, 2025 01:19 PM
I'm thrilled to hear that you found the learning process comfortable and easy. It's important to me to be accessible, and I'm glad I could assist you effectively. Thank you so much for allowing me team to help you out :)
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About
We are "Your Preferred Community Lender," offering diverse funding options and an exceptional experience for all clients and partners, including homebuyers, mortgage brokers, builders, and real estate agents. Our expert team is ready to assist you with purchasing, refinancing, or reverse mortgages, whether in-person or over the phone.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Specialities
Rehabilitation Loans
TRIO Lease-to-Own Options
Conventional Fannie Mae-conforming & High Balance
Community Lending: Land Home Exclusive Down Payment Assistance Programs: House2Home & Power Purchase
Customer Loyalty Program for LH to LH loans - lower fees & reduced documentation
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Positions
- Land Home Financial Services - Senior Loan OfficerSep 17th, 2018 - Current
- Land Home Financial Services - Sales ManagerApr 1st, 2017 - Dec 1st, 2017
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1988
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #508753
- Land Home Financial NMLS #1796
Disclaimer
Land Home Financial Services, Inc. is an Equal Housing Opportunity Lender. The rates, loan programs, fees, options and guidelines in any loan scenario shown: (i) are for illustrative purposes only; (ii) are subject to change without notice; (iii) are subject to restrictions; (iv) will not apply to all borrowers or situations; and (v) do not represent a commitment to lend. Contact a Mortgage Loan Originator for details. Land Home operates only in states where it is authorized to conduct business. Branch location: 1355 Willow Way, Suite 250, Concord, CA 94520. NMLS #1796. To view states licenses go to NMLS Consumer Access.