

Derek Harman of The Harman Team- Mortgage on ...
Senior Mortgage Advisor
Vellum Mortgage - Rockville,MD+1

Salisbury University
Hello, I was born and raised in Petersburg West Virginia and moved to Delaware when I was 14. I graduated college from Salisbury University where I played baseball with a Major in Mass media communications and a minor in psychology. I mov... Show More
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Business Hours
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24 hours(Open now)
Sat
24 hours
Sun
24 hours
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Reviews from Web
Derek Was very helpful Throughout my entire Process. I was a first time home buyer so he wanted to make sure I understood everything in the process. When ever I received information form him I called immediately and he was there to answer every...
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Derek replied to every email within 12 hours. He gave us several options for saving money and weighed in on which he thought was best, but left the final decision up to us. He even showed up to our closing just to make sure everything went...
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Our experience with Derek was fantastic. He went above and beyond our expectations. I cannot recommend him enough for anyone seeking a smart, responsible, friendly, and respected loan officer.
Derek made my refinance process easy. He always answered my calls and/or returned them promptly. He was very professional and knowledgable about all aspects of my process. I would highly recommend him.
I was impressed with Derek. His professionalism, knowledge and quick response to any questions made the loan process easy and I would highly recommend as I have already done.
I found Derek through the recommendation of my realtor. He was amazing!! He was so helpful and provided clear and concise information. I had originally done a short sale so I had to wait before I was able to buy again. Derek stuck with me and...
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Derek worked closely with me throughout my buying process. I looked at over 20 homes, and Derek worked with me to submit four offers over a four month span.While it was disappointing and frustrating to go through the process so many times,...
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We will never use another lender! We were helping my parents purchase a home and it had been a long, excruciating short sale process. We were finally at the end when our realtor informed us the lender we were using hadn't been returning her...
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About
Hello, I was born and raised in Petersburg West Virginia and moved to Delaware when I was 14. I graduated college from Salisbury University where I played baseball with a Major in Mass media communications and a minor in psychology. I moved to the DC region after college in 2002. I have lived in VA, DC and now Maryland where I reside with my wife and 2 girls. I am very familiar with each of these locations and I enjoy them all for different reasons. I have spent the majority of my professional career in the finance and mortgage industry. I love this business and I love working for Mortgage on a Mission/Vellum Mortgage.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Loan
FHA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
First Time Homebuyer
USDA Loan
HELOC
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Education
- Salisbury UniversityBachelor of Arts (BA)Aug 2000 -Nov 2002

Positions
- Vellum Mortgage, Inc. - Mortgage Loan OriginatorJan 18th, 2023 - Current
Memberships
- GCARR
- National Mortgage Bankers Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Eastern Standard Time (EST)
Licenses
- Maryland, Virginia, Washington DC, West Virginia, Delaware, South Carolina, North Carolina
Hobbies
- Hunting
- Golfing
- Skiing
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Disclaimer
Refinancing your loan may increase the total finance charges over the life of the loan.