

Derek Harman of The Harman Team- Mortgage on ...
Senior Mortgage Advisor
Vellum Mortgage - Rockville,MD+1

Salisbury University
Hello, I was born and raised in Petersburg West Virginia and moved to Delaware when I was 14. I graduated college from Salisbury University where I played baseball with a Major in Mass media communications and a minor in psychology. I mov... Show More
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Business Hours
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24 hours(Open now)
Sat
24 hours
Sun
24 hours
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I've bought a few homes and done several refinances over the years and wish I had known Derek a long time ago. He is a stand-up lender who is honest, up-front, diligent, accessible, and best of all great at what he does. He will go the extra...
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I am new to Derek Harman and so far I can say he does answer ever call and question and email you have for him in a timely matter, I am look forward with continuing work with him as I go through my first time home ownership process.
It is somewhat challenge to describe Derek's extraordinary services in words...I have been working with him 3 different times on our current home. Each occasion, he provides us with a very clear picture that how he can help us to reduce interest...
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I am not sure a short review will do Derek justice. We are comparative shoppers. We contacted other mortgage officers along the way of our home hunt to make sure we were getting the best services and products. I will tell you that no one came...
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Derek demonstrated continued hard work, effort and determination. He was always very efficient and committed to achieve the best results. Derek was always ambitious and accomplished every task successfully. He is very proactive and organized....
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I can't say enough good things about Derek Harman.First and foremost, Derek is incredibly responsive. My wife and I toured a Redfin listing on a whim, then panicked - we had found our perfect home but we weren't ready to make an offer yet....
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Derek was incredibly responsive and helpful during the home purchase process. He answered questions quickly and explained our options so we understood what was happening with our loan each step of the way. As first time home buyers, my husband...
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This is our second time with Derek. We've done a refinance and a purchase a were pleased both times. There was one hiccup with the purchase that we just completed. Once he found the mistake he went above and beyond to correct it to where it...
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Although getting a mortgage is usually very stressful, our experience with Derek wasn't. He was always available to us (even after hours), answered all our questions (and we had lots), and found us a loan that was much better than the one offered...
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My cousin, a real estate agent, directed to me to Derek. From the first time he picked up the phone on our initial call he was "all over it". I was considering several other lenders; Derek gave me competitive rates that beat them hands down....
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About
Hello, I was born and raised in Petersburg West Virginia and moved to Delaware when I was 14. I graduated college from Salisbury University where I played baseball with a Major in Mass media communications and a minor in psychology. I moved to the DC region after college in 2002. I have lived in VA, DC and now Maryland where I reside with my wife and 2 girls. I am very familiar with each of these locations and I enjoy them all for different reasons. I have spent the majority of my professional career in the finance and mortgage industry. I love this business and I love working for Mortgage on a Mission/Vellum Mortgage.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Loan
FHA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
First Time Homebuyer
USDA Loan
HELOC
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Education
- Salisbury UniversityBachelor of Arts (BA)Aug 2000 -Nov 2002

Positions
- Vellum Mortgage, Inc. - Mortgage Loan OriginatorJan 18th, 2023 - Current
Memberships
- GCARR
- National Mortgage Bankers Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Eastern Standard Time (EST)
Licenses
- Maryland, Virginia, Washington DC, West Virginia, Delaware, South Carolina, North Carolina
Hobbies
- Hunting
- Golfing
- Skiing
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Disclaimer
Refinancing your loan may increase the total finance charges over the life of the loan.