Derek Harman of The Harman Team- Mortgage on ...

Name: Vellum Mortgage, Inc.
Address: 15245 Shady Grove Road Suite 430, Rockville, Maryland, 20850
Telephone: +1-703-309-4886
Rating: 4.95

Senior Mortgage Advisor

Vellum Mortgage - Rockville,MD+1

4.95

(325)

Salisbury University

Mortgage

Mortgage Loan Officer

Salisbury University

Contact Info

(703) 309-4886

Rockville, MD

https://theyiteam.com/

Location & Business Hours

Friday

24h

Saturday

24h

Sunday

24h

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4.95

(325)

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Derek and Christa are literally the best. I've worked with them 3 times now over the past 10 years and every experience has been a breeze. I would recommend them again and again.

Reply from Owner

December 22nd, 2025 06:05 PM

We love working with you Lindsay! Thank you for putting your trust in us and being an absolute pleasure to work with every time! Happy Holidays!

Derek and Christa just helped me with my second refi and as usual they were the BEST. Everything was super easy and I knew I was in the most effective hands - very clear instructions, zero stress, super responsive and helpful, and proactively...

Derek and Christa were amazing to work with throughout the entire process. As first time home buyers my wife and I had numerous questions and they were responsive and helped guide us through all of them. We closed on time with no issues and...

This is our third time working with Derek’s team, and it is always a pleasure. They are true experts on the mortgage process and make a tedious and sometimes difficult process feel easy and stress-free. We were so happy to learn that Derek...

Reply from Owner

August 12th, 2025 12:00 AM

Thank you very much Alex! I loved working with you guys again and we are very happy for you and your beautiful new home!

Derek and his team provided outstanding service throughout our mortgage process. As someone buying before selling our existing condo, we needed a lender who could handle the complexities of carrying two mortgages, and Derek exceeded all expectations....

Reply from Derek Harman of The Harman Team- Mo...

July 7th, 2025 07:43 PM

I'm thrilled to hear about your positive experience with our team, Elayne. It was a pleasure assisting you through the complexities of managing two mortgages. Your feedback on our responsiveness and problem-solving approach is greatly appreciated....

I recently worked with my Derek and Christa for the second time buying a home, and once again, the experience was outstanding. From start to finish, they were knowledgeable, patient, and always available to answer my questions—no matter how...

Reply from Derek Harman of The Harman Team- Mo...

June 19th, 2025 06:01 PM

I'm thrilled to hear about your outstanding experience with us for the second time, Peeyush. It was a pleasure working with you again, alongside Christa, to ensure you received the best possible deal. Your satisfaction and confidence in our...

Derek and his team are absolute rockstars and true partners! This is the second time I’ve bought a home with them and there was no thought to consider anyone else. The team is absolutely amazing to work with! They are knowledgeable and really...

Reply from Derek Harman of The Harman Team- Mo...

April 3rd, 2025 08:42 PM

We are so excited and happy for you Kelsey. This home is everything you wanted, and allowing us to take this ride with you means the world to us!

I have only great things about Derek Harman and his team! Over the last 10 years, I have worked with Derek on three successful transactions. He has consistently exceeded my expectations. His colleague Christa Fitch worked on my latest transaction,...

Reply from Derek Harman of The Harman Team- Mo...

March 26th, 2025 06:15 PM

Thank you, Cindy, for your kind words and for trusting us with your mortgage needs over the years. I'm thrilled to hear that both Christa and I were able to provide you with a seamless experience and meet your expectations. Your ongoing referrals...

Derek, Christa, and The Harman Team were absolutely phenomenal! From day one, Derek was incredibly thorough, running numbers on every home we considered and making sure we fully understood our options—never pressuring us, just providing expert...

Reply from Derek Christopher Harman

March 10th, 2025 03:37 PM

Thank you very much Marcus and Ricardo! You were an absolute pleasure to work with and we are very excited for you and your beautiful new home! Thanks for letting us join you for the beginning of a great journey!

Derek and his team were awesome. We put offers on two houses and while not getting the first (because I was still figuring out how it all worked!) we got the second. A lot of this was due to Derek’s work right when we needed it all done due...

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About

Hello, I was born and raised in Petersburg West Virginia and moved to Delaware when I was 14. I graduated college from Salisbury University where I played baseball with a Major in Mass media communications and a minor in psychology. I moved to the DC region after college in 2002. I have lived in VA, DC and now Maryland where I reside with my wife and 2 girls. I am very familiar with each of these locations and I enjoy them all for different reasons. I have spent the majority of my professional career in the finance and mortgage industry. I love this business and I love working for Mortgage on a Mission/Vellum Mortgage.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Specialities

Conventional Loan

FHA Loan

Jumbo Loan

Fixed Rate Mortgage

Adjustable Rate Mortgage