

Derek Harman of The Harman Team- Mortgage on ...
Senior Mortgage Advisor
Vellum Mortgage - Rockville,MD+1

Salisbury University
Hello, I was born and raised in Petersburg West Virginia and moved to Delaware when I was 14. I graduated college from Salisbury University where I played baseball with a Major in Mass media communications and a minor in psychology. I mov... Show More
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Business Hours
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24 hours(Open now)
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24 hours
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24 hours
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Reviews from Web
I had an extremely tight turn-around and Derek made it happen! He was recommended by my real estate agent (and also another agent that is a friend) and he was not pushy at all. He just assured me that he could do the same loan terms as my current...
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I had an extremely tight turn-around and Derek made it happen! He was recommended by my real estate agent (and also another agent that is a friend) and he was not pushy at all. He just assured me that he could do the same loan terms as my current...
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Derek was great from the beginning of the whole home buying process for us which took several months to get through due to bad credit at the beginning. He helped up bring our credit up and got us a great mortgage rate through the VA. I would...
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I came to Derek with a nearly impossible timeline for getting approved for financing. Derek didn't bat an eyelash. He explained the process and said he would do everything in his power to get me to closing in time. He kept me informed every...
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Derek and Home Savings & Trust were great to work with! He was extremely efficient and professional, but also very friendly and a great guy to work with. Derek made sure that we understood the loan process, and kept in close contact with us...
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Derek explained the process, answered my many questions, and kept us in the loop the entire time. He helped make the financial end of the buying process painless.
My husband and I began discussing the purchase of our first home in September, but really had no idea what the process would be like. Upon the recommendation of our (also 5 star) realtor, we reached out to Derek about pointing us in the right...
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My husband and I began discussing the purchase of our first home in September, but really had no idea what the process would be like. Upon the recommendation of our (also 5 star) realtor, we reached out to Derek about pointing us in the right...
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We really enjoyed working with Derek, especially during the stressful process of purchasing our first home! Derek gave us the information we needed, answered our questions directly, and was honest with us about any hurdles to overcome in the...
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We purchased and refinanced homes in the past and this experience was superb. The varies types of communication made the process smooth and easy to navigate to ensure the closing date was on time. We hope to work with Derek in the future.
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About
Hello, I was born and raised in Petersburg West Virginia and moved to Delaware when I was 14. I graduated college from Salisbury University where I played baseball with a Major in Mass media communications and a minor in psychology. I moved to the DC region after college in 2002. I have lived in VA, DC and now Maryland where I reside with my wife and 2 girls. I am very familiar with each of these locations and I enjoy them all for different reasons. I have spent the majority of my professional career in the finance and mortgage industry. I love this business and I love working for Mortgage on a Mission/Vellum Mortgage.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional Loan
FHA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
First Time Homebuyer
USDA Loan
HELOC
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Education
- Salisbury UniversityBachelor of Arts (BA)Aug 2000 -Nov 2002

Positions
- Vellum Mortgage, Inc. - Mortgage Loan OriginatorJan 18th, 2023 - Current
Memberships
- GCARR
- National Mortgage Bankers Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Eastern Standard Time (EST)
Licenses
- Maryland, Virginia, Washington DC, West Virginia, Delaware, South Carolina, North Carolina
Hobbies
- Hunting
- Golfing
- Skiing
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Disclaimer
Refinancing your loan may increase the total finance charges over the life of the loan.