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Dave Cook | Denver Mortgage Lounge | A Divisi...
Branch Manager / Loan Officer


Empire State University
I'm Dave Cook, Branch Manager and Loan Officer at Denver Mortgage Lounge, a division of Luminate Bank. For 26 years, I've helped first-time homebuyers, repeat buyers, homeowners and real estate investors make confident mortgage decisions an... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5:30 PM
Thu
8 AM to 5:30 PM
Fri
8 AM to 5:30 PM
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Reviews from Web
Amazing! Above and beyond service with so many of our questions and concerns along the way!
Reply from Dave Cook
May 5th, 2025 09:00 PM
Thanks Anna so much for this review! i loved working and helping you and Ethan!
Dave Cook was second to none in his efforts to help me and my wife with our first home purchase. From the start, he made the process easy to understand and was completely transparent in what to expect. Very quick to respond to texts/emails...
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Reply from Dave Cook | Denver Mortgage Lounge ...
April 28th, 2025 06:44 PM
Jonathan, thank you so much for sharing your experience! It was my honor helping you both navigate the purchase of your first home. I'm thrilled to know the process felt clear and that our communication met your expectations. Joining you at...
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Buying a home is not an easy process, but this team made it that way. As first-time homebuyers, Dave and his team made us feel supported and excited. They were super open, communicative, and helpful. Would go back again and recommmend them...
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Reply from Dave Cook | Denver Mortgage Lounge ...
April 28th, 2025 06:44 PM
Chelsea, I'm thrilled your first-time homebuying experience was such a positive one! We love to make the process smooth and seamless! It means a lot to hear you felt supported and informed every step of the way. Thank you so much for your kind...
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My wife and I were very satisfied with the service and knowledge we received from Dave and his associates during the course of the in and outs for buying our first home. They had answers to all of our questions and were quick to respond back...
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Reply from Owner
August 26th, 2024 03:28 PM
Thanks Nick for the feedback! It was a pleasure helping you and Corinna!
Dave Cook | Denver Mortgage Lounge | A Division of Luminate Bank has received a review with 5 star rating from Tamiru J
Reply from Owner
March 19th, 2025 03:51 PM
Thank you so much for the review!
After shopping around and speaking with multiple brokers, we found Dave & instantly was impressed with his willingness to educate us on our first time home buying process. Throughout the months he absolutely exceeded our expectations and had...
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Reply from Owner
June 14th, 2024 01:21 PM
Logan I appreciate your review and kind words so much! It was an absolute honor helping you and Michael with your home your home purchase!
After shopping around and speaking with multiple brokers, we found Dave & instantly was impressed with his willingness to educate us on our first time home buying process. Throughout the months he absolutely exceeded our expectations and had...
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Reply from Dave Cook | Denver Mortgage Lounge ...
May 5th, 2025 09:01 PM
Thanks Logan for the kind review! It was such an honor to help you guys with this process! I am here if you need anything!
Dave is absolutely incredible. Whether it's your first time buying a home (like me) or you've done this before (my partner) he takes all the time you need to educate you on what you're walking into and still manages to make this fun with a...
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Reply from Owner
June 12th, 2024 03:16 PM
Thanks, Kristi. I appreciate the kind words; they mean a lot!
Dave is absolutely incredible. Whether it's your first time buying a home (like me) or you've done this before (my partner) he takes all the time you need to educate you on what you're walking into and still manages to make this fun with a...
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Reply from Dave Cook | Denver Mortgage Lounge ...
May 12th, 2025 03:12 PM
Thanks Kristi for this very kind review! It was a pleasure helping you with this!
We had a wonderful experience with Dave and his team! Buying our first home is always so nerve wracking but from the first day we met Dave we knew we wanted to work with him. He was very thorough in explaining everything and was truly very...
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Reply from Dave Cook
May 12th, 2025 03:13 PM
Thanks Mia for the very kind review! It was my pleasure helping you with this purchase!
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About
I'm Dave Cook, Branch Manager and Loan Officer at Denver Mortgage Lounge, a division of Luminate Bank. For 26 years, I've helped first-time homebuyers, repeat buyers, homeowners and real estate investors make confident mortgage decisions and build wealth through real estate. I listen to each client's goals, explain the options in plain language and provide proactive guidance from our first conversation through closing and beyond. Based in Cherry Creek North, I serve clients throughout Denver, across Colorado and nationwide. I'm proud to be recognized as a top 1 percent mortgage originator by Scotsman Guide, but the recognition that matters most is the trust reflected in hundreds of five-star client reviews.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Specialities
Bridge loans
VA loans
FHA loans
Jumbo loans
Conventional Loans
Mortgage Lending
Government Loans
Purchase Loans
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Education
- Empire State UniversityMay 1997 -Sep 2000

Positions
- Luminate Bank - Branch Manager Jan 16th, 2023 - Current
- Celebrity Home Loans - Branch ManagerAug 31st, 2021 - Dec 16th, 2022
Memberships
- Colorado Mortgage Lenders Association
- Mortgage Bankers Association
- Performance Experts Leadership 360
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS # 274175
Gallery


Awards
2013 Outstanding p...
2014 Outstanding p...
2015 Top producer ...
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Achievements
- Top 1% Mortgage Originator – Scotsman Guide
- 26 Years of Mortgage Lending Experience
- Yearly President’s Club Recipient
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Hobbies
- Smoking cigars
- Working out
- Going on walks with my family and our dog Tank & Bear
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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