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Dave Cook | Denver Mortgage Lounge | A Divisi...
Branch Manager / Loan Officer
Empire State University
I'm Dave Cook, Branch Manager and Loan Officer at Denver Mortgage Lounge, a division of Luminate Bank. For 26 years, I've helped first-time homebuyers, repeat buyers, homeowners and real estate investors make confident mortgage decisions an... Show More
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Business Hours
Sat
8 AM to 5:30 PM
Sun
8 AM to 5:30 PM
Mon
8 AM to 5:30 PM
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Reviews from Web
Amazing experience! Dave was super thorough on all details along our journey. We had a lot of questions and doubts in our buying process but Dave was always available to answer emails and set up calls/zooms. So helpful!
Reply from Owner
August 6th, 2025 04:34 PM
Thank you so much, Anna! I’m really glad we could walk you and Ethan through everything together and help ease some of those buying jitters—it’s totally normal to have questions during the process, and I’m always happy to jump on a call or...
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I just went through the process of buying my first home, while simultaneously switching jobs. This is something I don't recommend as it makes a confusing process you are learning for the first time even more confusing. That's where Dave and...
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Reply from Owner
August 5th, 2025 07:48 PM
Josh! Thank you SO MUCH for leaving us this review. We really enjoyed helping you buy your first home. Your feedback just made our day!
Dave and the team are great!
Reply from Dave Cook | Denver Mortgage Lounge ...
August 4th, 2025 08:16 PM
Thanks Jenny! It's always a please working with you!
Reliable and professional. Also delivered on all his promises
Reply from Dave Cook
August 4th, 2025 08:17 PM
Thanks Ian for taking the time to give us this feedback. You did an amazing job, and I enjoyed working with you. I look forward to our next deal!
Dave & his team are terrific! They always take the utmost care of our clients. Highly professional & communicative. Will recommend them every time!
Reply from Dave Cook
August 4th, 2025 08:18 PM
Danielle, thanks for this feedback! My team and I loved working with you and helping you with this purchase! Thank you for trusting us with your loan!!
Dave + team are the best - communicative - prompt - and professional.
Reply from Dave Cook
August 4th, 2025 08:19 PM
Thanks Ben! I always love working with you and your team!
dave is the BEST. Huge attention to detail and loads of experience to expertley guide his clients. Top notch customer service too boot. Dave is 100% my favorite lender!
Reply from Dave Cook
August 4th, 2025 08:20 PM
Thanks Liz! I always appreciate your support and the feeling is likewise. We love working with you and appreciate your referrals a ton!
Good advice through choppy economic times.
Reply from Dave Cook | Denver Mortgage Lounge ...
May 12th, 2025 03:09 PM
Thanks Peter for leaving us this review! It was a pleasure to help you and Holley with this purchase!
Dave was always available and very responsive when we had any needs or questions.He gave sound advice and was very pleasant to work with
Reply from Dave Cook
May 12th, 2025 03:10 PM
Thanks Holley for the review! I enjoyed helping you and Peter with this purchase! Let me know if you need anything!
dave was great to work with! He walked us through each step, explaining details and patient while we clarified numerous information. highly recommend working with Dave!
Reply from Dave Cook | Denver Mortgage Lounge ...
May 5th, 2025 08:59 PM
Ethan thanks so much for the kind words! It was such an honor to help you and Anna through the process!
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About
I'm Dave Cook, Branch Manager and Loan Officer at Denver Mortgage Lounge, a division of Luminate Bank. For 26 years, I've helped first-time homebuyers, repeat buyers, homeowners and real estate investors make confident mortgage decisions and build wealth through real estate. I listen to each client's goals, explain the options in plain language and provide proactive guidance from our first conversation through closing and beyond. Based in Cherry Creek North, I serve clients throughout Denver, across Colorado and nationwide. I'm proud to be recognized as a top 1 percent mortgage originator by Scotsman Guide, but the recognition that matters most is the trust reflected in hundreds of five-star client reviews.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Specialities
Bridge loans
VA loans
FHA loans
Jumbo loans
Conventional Loans
Mortgage Lending
Government Loans
Purchase Loans
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Education
- Empire State UniversityMay 1997 -Sep 2000
Positions
- Luminate Bank - Branch Manager Jan 16th, 2023 - Current
- Celebrity Home Loans - Branch ManagerAug 31st, 2021 - Dec 16th, 2022
Memberships
- Colorado Mortgage Lenders Association
- Mortgage Bankers Association
- Performance Experts Leadership 360
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS # 274175
Gallery
Awards
2013 Outstanding p...
2014 Outstanding p...
2015 Top producer ...
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Achievements
- Top 1% Mortgage Originator – Scotsman Guide
- 26 Years of Mortgage Lending Experience
- Yearly President’s Club Recipient
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Hobbies
- Smoking cigars
- Working out
- Going on walks with my family and our dog Tank & Bear
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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