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Dave Cook | Denver Mortgage Lounge | A Divisi...
Branch Manager / Loan Officer


Empire State University
I'm Dave Cook, Branch Manager and Loan Officer at Denver Mortgage Lounge, a division of Luminate Bank. For 26 years, I've helped first-time homebuyers, repeat buyers, homeowners and real estate investors make confident mortgage decisions an... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5:30 PM
Thu
8 AM to 5:30 PM
Fri
8 AM to 5:30 PM
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Reviews from Web
We had a wonderful experience with Dave and his team! Buying our first home is always so nerve wracking but from the first day we met Dave we knew we wanted to work with him. He was very thorough in explaining everything and was truly very...
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Reply from Owner
May 14th, 2024 07:56 PM
Thank you so much Mai Ann! It was such an honor to help you and Art with your purchase here in Denver and I am so excited for you guys in this next chapter of your lives!
Dave is an outstanding person!! Very fun and of the nicest, kindest, I had a pleasure to work with! Highly recommend him to anyone
Reply from Owner
April 1st, 2024 09:21 PM
Thank you so much for giving us this great review! It means a ton to my team and I!
I had the pleasure of working with Dave and I must say, he is absolutely amazing! He has a keen eye for numbers and is dedicated to helping you find the best possible deal tailored to your unique situation, while also presenting other viable...
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Worked with Dave on a home purchase. His professionalism and experience made it a seamless process for my wife and I. Our experience with other lenders/brokers in the past caused us to expect confusion, lack of communication, and negative plot...
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Reply from Owner
March 4th, 2024 08:45 PM
Thanks, Ben, for this review! It was so amazing helping you and Meg out. You were terrific clients, and it was an honor helping you through this process! I am always here for you guys -reach out anytime!
Dave Cook is absolutely fantastic to work with. I collaborated with him on my first home loan and he has assisted me with refinancing since. He is focused on what is best for the customer, knows how to communicate technical parts of the process...
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Reply from Owner
January 22nd, 2024 07:46 PM
Thanks for taking the time to give me this feedback Zach! It's always a pleasure helping you and I appreciate you a ton!
Good technology.
Reply from Dave Cook | Denver Mortgage Lounge ...
April 28th, 2025 06:44 PM
Thank you so much for your feedback Vernon! It was a pleasure helping you with your loan and your home purchase!
Continuing to work around the clock to help us secure a loan.
Reply from Dave Cook | Denver Mortgage Lounge ...
April 28th, 2025 06:44 PM
I'm truly grateful for the stellar rating and kind words, Josh. Your satisfaction is my top priority and it's rewarding to know that my efforts to secure your loan made a positive difference. Here's to your successful home ownership journey....
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Dave was the best lender that we’ve worked with! He was thorough, patient, and fast. He sat down with us in multiple zoom meetings to ensure we understood the process of things. Not only did he help us close in 18 days, but him and his team...
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Reply from Owner
May 17th, 2023 09:53 PM
Thank you for this feedback Sarah! It was such a pleasure and true honor to help you and Xen with your first home! You guys were an absolute joy to work with! Please reach out to me for whatever you guys need, I am always here for you both!...
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Dave was the best lender that we’ve worked with! He was thorough, patient, and fast. He sat down with us in multiple zoom meetings to ensure we understood the process of things. Not only did he help us close in 18 days, but him and his team...
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Reply from Owner
August 7th, 2023 12:00 AM
Thank you for this feedback Sarah! It was such a pleasure and true honor to help you and Xen with your first home! You guys were an absolute joy to work with! Please reach out to me for whatever you guys need, I am always here for you both!...
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Dave and his team were great to work with and made the process very smooth. He went above and beyond to restructure our loan several ways so we could feel comfortable with our final loan structure. I would highly recommend him to anyone looking...
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Reply from Owner
May 10th, 2023 10:22 PM
Kalen, it's always a pleasure working with you and I am so glad you enjoyed our service again. We are always here for you guys and whatever you need so please reach out anytime!
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About
I'm Dave Cook, Branch Manager and Loan Officer at Denver Mortgage Lounge, a division of Luminate Bank. For 26 years, I've helped first-time homebuyers, repeat buyers, homeowners and real estate investors make confident mortgage decisions and build wealth through real estate. I listen to each client's goals, explain the options in plain language and provide proactive guidance from our first conversation through closing and beyond. Based in Cherry Creek North, I serve clients throughout Denver, across Colorado and nationwide. I'm proud to be recognized as a top 1 percent mortgage originator by Scotsman Guide, but the recognition that matters most is the trust reflected in hundreds of five-star client reviews.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Specialities
Bridge loans
VA loans
FHA loans
Jumbo loans
Conventional Loans
Mortgage Lending
Government Loans
Purchase Loans
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Education
- Empire State UniversityMay 1997 -Sep 2000

Positions
- Luminate Bank - Branch Manager Jan 16th, 2023 - Current
- Celebrity Home Loans - Branch ManagerAug 31st, 2021 - Dec 16th, 2022
Memberships
- Colorado Mortgage Lenders Association
- Mortgage Bankers Association
- Performance Experts Leadership 360
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS # 274175
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Awards
2013 Outstanding p...
2014 Outstanding p...
2015 Top producer ...
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Achievements
- Top 1% Mortgage Originator – Scotsman Guide
- 26 Years of Mortgage Lending Experience
- Yearly President’s Club Recipient
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Hobbies
- Smoking cigars
- Working out
- Going on walks with my family and our dog Tank & Bear
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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