

Top 5%
Dave Cook | Denver Mortgage Lounge | A Divisi...
Branch Manager / Loan Officer


Empire State University
I'm Dave Cook, Branch Manager and Loan Officer at Denver Mortgage Lounge, a division of Luminate Bank. For 26 years, I've helped first-time homebuyers, repeat buyers, homeowners and real estate investors make confident mortgage decisions an... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5:30 PM
Thu
8 AM to 5:30 PM
Fri
8 AM to 5:30 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
From the start Dave respectfully helped me out with purchasing a home despite the fact that I had few resources or knowledge. It was a long road of learning but he was patient and responded timely to my needs, questions, and concerns. He was...
read more
Reply from Owner
August 8th, 2025 02:55 PM
Natalie, your words truly mean the world to me. Thank you for trusting me through such a big step in your life. It was an honor to walk alongside you—from the early questions to the closing table, and even beyond. I'm so proud of the work Seromi...
read more
Dave and his team are the best in the business. They are knowledgeable, friendly, and made the mortgage process so easy. Dave even came to our closing; a true leader in customer service. We would use him again and again. Highly recommend!
Reply from Owner
August 6th, 2025 10:57 PM
Chelsea, thank you so much! I’m honored by your kind words. It was truly a joy helping you through the process—and showing up at closing is one of my favorite parts! I’m lucky to work with such an awesome team and even luckier to have clients...
read more
We couldn’t have asked for a more patient and thorough lender! Dave was readily available and really took the time to show us the numbers, to help us make the best decisions for our family and home purchase. We particularly loved the videos...
read more
Reply from Owner
August 6th, 2025 10:27 PM
Marissa, thank you! I’m so glad the videos and tools helped make things clearer—especially with how important these decisions are. I always want my clients to feel informed, not overwhelmed, so it means a lot to hear this stood out to you....
read more
Dave was outstanding for us during our entire moving process. He took what could have been a stressful experience and made it much more relaxed. Every time we had a question he was very responsive and even backed his answers up with current...
read more
Reply from Owner
August 6th, 2025 10:25 PM
Thank you so much, Ken!—and a special thanks for your service. I’m truly honored you trusted me to guide you through your VA loan and move. I’m glad the visual breakdowns and market insights helped bring clarity and confidence to the process....
read more
We had an incredible experience working with Dave from the Denver Mortgage Lounge! From the very beginning, he was trustworthy, knowledgeable, and incredibly easy to work with. He always took the time to answer our questions—no matter how many...
read more
Reply from Owner
August 6th, 2025 06:22 PM
Wow—thank you, Jake! I really appreciate you taking the time to share all of this. Helping you and Johanna feel confident and informed—especially in a fast-moving market—is exactly what we strive for every day. I’m so glad we could be a solid...
read more
We have used Dave for multiple transactions. He and his staff are simply top notch. I would recommend him to my family and all my best friends. Thx Dave!
Reply from Owner
August 6th, 2025 03:42 PM
Thanks so much, Steve! We truly appreciate your continued trust in our Denver mortgage team. It means the world that you’ve used us for multiple home loans and would recommend us to your family and friends. Our goal is always to make the mortgage...
read more
We had an amazing experience working with Daves team during our 2nd home buying process. From start to finish, they were knowledgeable, professional, and incredibly responsive. Every question we had — big or small — was answered quickly and...
read more
Reply from Owner
August 7th, 2025 11:00 PM
Wow Devin—thank you so much for the kind words and thoughtful feedback! It means a lot to hear that your home purchase felt smooth and personal. That’s exactly the kind of mortgage experience we aim to deliver. I’m so glad we could help bring...
read more
Amazing team! Dave and his team are always there to help and ready for your next move. We had an incredible, quick and easy closing every time we've bought a house with this lender. We truly wouldn't go with anyone else!
Reply from Owner
August 6th, 2025 04:08 PM
Hey Amber, Thanks so much for the kind words and continued trust—it seriously means the world to us. It’s been an honor to help you and Devin through each home purchase, and we’re always here whenever you’re ready for that next move. Quick,...
read more
Dave offered competitive rates and was very responsive through the loan process. He has a great team to help get loans processed and was always willing to explain things we were confused about over text.
Reply from Owner
August 6th, 2025 04:30 PM
Thanks so much, Ethan! I'm really glad we could make the process clear and smooth for you and Ty—and I appreciate you highlighting the teamwork behind the scenes. We’re always just a text away if anything comes up in the future. Enjoy the new...
read more
My wife and I have used Dave Cook to refinance a mortgage and to take out a new mortgage. Both times he was incredibly responsive and efficient. I would use Dave again without hesitation.
Reply from Owner
August 6th, 2025 04:32 PM
Thanks so much, Alex! It means a lot that you and Angela came back to us for both a refinance and a new mortgage! I'm glad we could make each experience smooth and efficient for you and your wife. We’re always here when you’re ready for the...
read more
61–70 of 414
About
I'm Dave Cook, Branch Manager and Loan Officer at Denver Mortgage Lounge, a division of Luminate Bank. For 26 years, I've helped first-time homebuyers, repeat buyers, homeowners and real estate investors make confident mortgage decisions and build wealth through real estate. I listen to each client's goals, explain the options in plain language and provide proactive guidance from our first conversation through closing and beyond. Based in Cherry Creek North, I serve clients throughout Denver, across Colorado and nationwide. I'm proud to be recognized as a top 1 percent mortgage originator by Scotsman Guide, but the recognition that matters most is the trust reflected in hundreds of five-star client reviews.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Specialities
Bridge loans
VA loans
FHA loans
Jumbo loans
Conventional Loans
Mortgage Lending
Government Loans
Purchase Loans
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Education
- Empire State UniversityMay 1997 -Sep 2000

Positions
- Luminate Bank - Branch Manager Jan 16th, 2023 - Current
- Celebrity Home Loans - Branch ManagerAug 31st, 2021 - Dec 16th, 2022
Memberships
- Colorado Mortgage Lenders Association
- Mortgage Bankers Association
- Performance Experts Leadership 360
View All
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS # 274175
Gallery


Awards
2013 Outstanding p...
2014 Outstanding p...
2015 Top producer ...
View All
Achievements
- Top 1% Mortgage Originator – Scotsman Guide
- 26 Years of Mortgage Lending Experience
- Yearly President’s Club Recipient
View All
Hobbies
- Smoking cigars
- Working out
- Going on walks with my family and our dog Tank & Bear
View All
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
©2025 All Rights Reserved Licensing | Privacy | Contact Us