Dave Cook | Denver Mortgage Lounge | A Division of Luminate Bank's Cover Image
Dave Cook | Denver Mortgage Lounge | A Division of Luminate Bank - Branch Manager / Loan Officer in Denver, CO
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Dave Cook | Denver Mortgage Lounge | A Divisi...

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Branch Manager / Loan Officer

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Empire State University
Empire State University
I'm Dave Cook, Branch Manager and Loan Officer at Denver Mortgage Lounge, a division of Luminate Bank. For 26 years, I've helped first-time homebuyers, repeat buyers, homeowners and real estate investors make confident mortgage decisions an... Show More
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Empire State University
Empire State University
Location & Business Hours
Business Hours
Wed
8 AM to 5:30 PM
Thu
8 AM to 5:30 PM
Fri
8 AM to 5:30 PM
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5 Star
99%
4 Star
1%
3 Star
0%
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Reviews from Web
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    Natalie J
    Posted on August 8th, 2025 12:18 AM
    From the start Dave respectfully helped me out with purchasing a home despite the fact that I had few resources or knowledge. It was a long road of learning but he was patient and responded timely to my needs, questions, and concerns. He was...
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    Reply from Owner
    August 8th, 2025 02:55 PM
    Natalie, your words truly mean the world to me. Thank you for trusting me through such a big step in your life. It was an honor to walk alongside you—from the early questions to the closing table, and even beyond. I'm so proud of the work Seromi...
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    Chelsea W
    Posted on August 6th, 2025 10:51 PM
    Dave and his team are the best in the business. They are knowledgeable, friendly, and made the mortgage process so easy. Dave even came to our closing; a true leader in customer service. We would use him again and again. Highly recommend!
    Reply from Owner
    August 6th, 2025 10:57 PM
    Chelsea, thank you so much! I’m honored by your kind words. It was truly a joy helping you through the process—and showing up at closing is one of my favorite parts! I’m lucky to work with such an awesome team and even luckier to have clients...
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    Marissa W
    Posted on August 6th, 2025 09:51 PM
    We couldn’t have asked for a more patient and thorough lender! Dave was readily available and really took the time to show us the numbers, to help us make the best decisions for our family and home purchase. We particularly loved the videos...
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    Reply from Owner
    August 6th, 2025 10:27 PM
    Marissa, thank you! I’m so glad the videos and tools helped make things clearer—especially with how important these decisions are. I always want my clients to feel informed, not overwhelmed, so it means a lot to hear this stood out to you....
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    Kenneth W
    Posted on August 6th, 2025 09:50 PM
    Dave was outstanding for us during our entire moving process. He took what could have been a stressful experience and made it much more relaxed. Every time we had a question he was very responsive and even backed his answers up with current...
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    Reply from Owner
    August 6th, 2025 10:25 PM
    Thank you so much, Ken!—and a special thanks for your service. I’m truly honored you trusted me to guide you through your VA loan and move. I’m glad the visual breakdowns and market insights helped bring clarity and confidence to the process....
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    Jake S
    Posted on August 6th, 2025 05:19 PM
    We had an incredible experience working with Dave from the Denver Mortgage Lounge! From the very beginning, he was trustworthy, knowledgeable, and incredibly easy to work with. He always took the time to answer our questions—no matter how many...
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    Reply from Owner
    August 6th, 2025 06:22 PM
    Wow—thank you, Jake! I really appreciate you taking the time to share all of this. Helping you and Johanna feel confident and informed—especially in a fast-moving market—is exactly what we strive for every day. I’m so glad we could be a solid...
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    Stephen M
    Posted on August 6th, 2025 03:35 AM
    We have used Dave for multiple transactions. He and his staff are simply top notch. I would recommend him to my family and all my best friends. Thx Dave!
    Reply from Owner
    August 6th, 2025 03:42 PM
    Thanks so much, Steve! We truly appreciate your continued trust in our Denver mortgage team. It means the world that you’ve used us for multiple home loans and would recommend us to your family and friends. Our goal is always to make the mortgage...
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    D
    Posted on August 6th, 2025 01:06 AM
    We had an amazing experience working with Daves team during our 2nd home buying process. From start to finish, they were knowledgeable, professional, and incredibly responsive. Every question we had — big or small — was answered quickly and...
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    Reply from Owner
    August 7th, 2025 11:00 PM
    Wow Devin—thank you so much for the kind words and thoughtful feedback! It means a lot to hear that your home purchase felt smooth and personal. That’s exactly the kind of mortgage experience we aim to deliver. I’m so glad we could help bring...
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    Amber S
    Posted on August 6th, 2025 01:01 AM
    Amazing team! Dave and his team are always there to help and ready for your next move. We had an incredible, quick and easy closing every time we've bought a house with this lender. We truly wouldn't go with anyone else!
    Reply from Owner
    August 6th, 2025 04:08 PM
    Hey Amber, Thanks so much for the kind words and continued trust—it seriously means the world to us. It’s been an honor to help you and Devin through each home purchase, and we’re always here whenever you’re ready for that next move. Quick,...
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    Ethan P
    Posted on August 5th, 2025 10:53 PM
    Dave offered competitive rates and was very responsive through the loan process. He has a great team to help get loans processed and was always willing to explain things we were confused about over text.
    Reply from Owner
    August 6th, 2025 04:30 PM
    Thanks so much, Ethan! I'm really glad we could make the process clear and smooth for you and Ty—and I appreciate you highlighting the teamwork behind the scenes. We’re always just a text away if anything comes up in the future. Enjoy the new...
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    Alexander A
    Posted on August 5th, 2025 08:30 PM
    My wife and I have used Dave Cook to refinance a mortgage and to take out a new mortgage. Both times he was incredibly responsive and efficient. I would use Dave again without hesitation.
    Reply from Owner
    August 6th, 2025 04:32 PM
    Thanks so much, Alex! It means a lot that you and Angela came back to us for both a refinance and a new mortgage! I'm glad we could make each experience smooth and efficient for you and your wife. We’re always here when you’re ready for the...
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    About
    I'm Dave Cook, Branch Manager and Loan Officer at Denver Mortgage Lounge, a division of Luminate Bank. For 26 years, I've helped first-time homebuyers, repeat buyers, homeowners and real estate investors make confident mortgage decisions and build wealth through real estate. I listen to each client's goals, explain the options in plain language and provide proactive guidance from our first conversation through closing and beyond. Based in Cherry Creek North, I serve clients throughout Denver, across Colorado and nationwide. I'm proud to be recognized as a top 1 percent mortgage originator by Scotsman Guide, but the recognition that matters most is the trust reflected in hundreds of five-star client reviews.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Mortgage Lender
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Cash-Out Refinances
    Non-QM
    DSCR Loans
    Bank Statement Mortgages
    Specialities
    Bridge loans
    VA loans
    FHA loans
    Jumbo loans
    Conventional Loans
    Mortgage Lending
    Government Loans
    Purchase Loans
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    Education
    • Empire State University
      May 1997 -Sep 2000
      Empire State University logo
    Positions
    • Luminate Bank - Branch Manager
      Jan 16th, 2023 - Current
    • Celebrity Home Loans - Branch Manager
      Aug 31st, 2021 - Dec 16th, 2022
    Memberships
    • Colorado Mortgage Lenders Association
    • Mortgage Bankers Association
    • Performance Experts Leadership 360
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    Addresses and Serving Areas

    Year Started

    2000

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS # 274175
    Gallery
    Dave Cook | Denver Mortgage Lounge | A Division of Luminate Bank - Gallery Photo
    Dave Cook | Denver Mortgage Lounge | A Division of Luminate Bank - Gallery Photo
    Awards
    2013 Outstanding performance award
    2013 Outstanding p...
    2014 Outstanding performance award
    2014 Outstanding p...
    2015 Top producer award
    2015 Top producer ...
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    Achievements
    • Top 1% Mortgage Originator – Scotsman Guide
    • 26 Years of Mortgage Lending Experience
    • Yearly President’s Club Recipient
    • View All
    Hobbies
    • Smoking cigars
    • Working out
    • Going on walks with my family and our dog Tank & Bear
    • View All
    Disclaimer
    Equal Housing Lender
    Luminate Bank is an Equal Housing Lender | Member FDIC
    Luminate Bank | NMLS ID #1281698
    2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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