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Dave Cook | Denver Mortgage Lounge | A Division of Luminate Bank - Branch Manager / Loan Officer in Denver, CO
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Dave Cook | Denver Mortgage Lounge | A Divisi...

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Branch Manager / Loan Officer

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Empire State University
Empire State University
I'm Dave Cook, Branch Manager and Loan Officer at Denver Mortgage Lounge, a division of Luminate Bank. For 26 years, I've helped first-time homebuyers, repeat buyers, homeowners and real estate investors make confident mortgage decisions an... Show More
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Empire State University
Empire State University
Location & Business Hours
Business Hours
Wed
8 AM to 5:30 PM
Thu
8 AM to 5:30 PM
Fri
8 AM to 5:30 PM
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Overall Ratings
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5 Star
99%
4 Star
1%
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0%
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Reviews from Web
  • Encompass
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    Suzanne M
    GOLDEN, CO
    Posted on August 20th, 2025 08:48 PM
    Great communication and a smooth closing!
    Reply from Dave Cook | Denver Mortgage Lounge ...
    August 20th, 2025 08:54 PM
    Thank you, Suzanne, for the fantastic rating and feedback. I'm delighted to hear that my communication and efforts contributed to a smooth closing process for you. It's been a pleasure working with you, and I'm here should you need any assistance...
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    Nicole L
    Posted on August 20th, 2025 05:24 PM
    We’ve worked with Dave Cook and his company twice now, and each experience has been outstanding. The team is incredibly responsive, creative in finding solutions, and always available to answer questions throughout the process. Their professionalism...
    read more
    Reply from Owner
    August 20th, 2025 05:35 PM
    Nicole, thank you for the thoughtful review—and for trusting us not just once, but twice! Having returning clients like you means the world to us. It’s great to know each experience has been smooth and stress-free. My team and I truly enjoy...
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    D L
    Posted on August 17th, 2025 03:56 PM
    I’ve purchased several homes and have gone through many loan companies over the years. This last time was buying a house with my girlfriend, who didn’t have a much experience and Dave was patient and great in explaining everything to where...
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    Reply from Owner
    August 18th, 2025 03:04 PM
    Thank you so much for the feedback!
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    Doug L
    Posted on August 17th, 2025 03:44 PM
    I’ve purchased several homes and have gone through many loan companies over the years. This last time was buying a house with my girlfriend, who didn’t have a much experience and Dave was patient and great in explaining everything to where...
    read more
    Reply from Dave Cook | Denver Mortgage Lounge ...
    August 18th, 2025 03:04 PM
    Thanks so much, Doug! It means a lot to hear this coming from someone who’s been through multiple home purchases. I’m especially glad we could make the process clear and comfortable for Renate—it’s always my goal to make sure every client feels...
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    Nancy B
    Posted on August 15th, 2025 02:21 PM
    It is easy to talk to Dave he always keeps us informed and helps us with our needs about our home.
    Reply from Owner
    August 15th, 2025 02:30 PM
    Thank you so much Nancy for your review and feedback! It was a pleasure helping you and Angie again!
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    Nancy A B
    THORNTON, CO
    Posted on August 15th, 2025 02:15 PM
    Kept us up on what we needed to do and answered all of our concerns,
    Reply from Dave Cook | Denver Mortgage Lounge ...
    August 15th, 2025 02:29 PM
    Thank you Nancy for the feedback! It was a pleasure helping you Angie again!
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    Ethan K
    Posted on August 14th, 2025 01:01 AM
    Dave Cook and team helped us purchase our forever home. Throughout the process, Dave was willing to walk us through the details of selling our current home, purchasing the new and detailed steps throughout the process.Highly recommend Dave...
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    Reply from Owner
    August 14th, 2025 05:04 PM
    Ethan, thank you for the wonderful review—and congrats on your forever home! Helping you navigate both the sale and purchase side by side was an honor, and I’m glad we could make each step clear and manageable. Your feedback as a Google Local...
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    Jonathan S
    Posted on August 13th, 2025 11:24 PM
    Dave and his team were beyond amazing. From start to finish, they were transparent, informative, and helpful. Being a first time home buyer is a little intimidating, but they put our minds at ease and gave us the confidence that we can do it....
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    Reply from Owner
    August 13th, 2025 11:30 PM
    Jonathan, thank you! I’m so glad we could make the first-time homebuyer journey feel less intimidating and more exciting for you. It was a pleasure walking through each step together—and I’m happy the extra touches, like being at your closing,...
    read more
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    Carl H
    Posted on August 12th, 2025 02:51 AM
    Dave was really helpful through the entire buying and negotiation process!
    Reply from Owner
    August 12th, 2025 02:28 PM
    Thanks so much, Carl! I’m glad I could help make the buying and negotiation process go smoothly for you. Wishing you the very best as you and Kylie settle into this next chapter!
  • Encompass
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    Maria V O
    AURORA, CO
    Posted on August 12th, 2025 01:00 AM
    I’ve worked with Dave Cook for many years, and he continues to impress me with his professionalism, expertise, and outstanding communication. He’s knowledgeable, thorough, and always makes the lending process smooth for my clients. Dave and...
    read more
    Reply from Dave Cook | Denver Mortgage Lounge ...
    August 12th, 2025 02:32 PM
    Vicky, thank you so much for the kind words! I truly value our partnership and the trust you place in me to take care of your clients. It’s always a team effort, and I’m grateful we can work together to make each transaction smooth and successful....
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    About
    I'm Dave Cook, Branch Manager and Loan Officer at Denver Mortgage Lounge, a division of Luminate Bank. For 26 years, I've helped first-time homebuyers, repeat buyers, homeowners and real estate investors make confident mortgage decisions and build wealth through real estate. I listen to each client's goals, explain the options in plain language and provide proactive guidance from our first conversation through closing and beyond. Based in Cherry Creek North, I serve clients throughout Denver, across Colorado and nationwide. I'm proud to be recognized as a top 1 percent mortgage originator by Scotsman Guide, but the recognition that matters most is the trust reflected in hundreds of five-star client reviews.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Mortgage Lender
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Cash-Out Refinances
    Non-QM
    DSCR Loans
    Bank Statement Mortgages
    Specialities
    Bridge loans
    VA loans
    FHA loans
    Jumbo loans
    Conventional Loans
    Mortgage Lending
    Government Loans
    Purchase Loans
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    Education
    • Empire State University
      May 1997 -Sep 2000
      Empire State University logo
    Positions
    • Luminate Bank - Branch Manager
      Jan 16th, 2023 - Current
    • Celebrity Home Loans - Branch Manager
      Aug 31st, 2021 - Dec 16th, 2022
    Memberships
    • Colorado Mortgage Lenders Association
    • Mortgage Bankers Association
    • Performance Experts Leadership 360
    • View All
    Addresses and Serving Areas

    Year Started

    2000

    Time Zone

    Mountain Standard Time (MST)
    Licenses
    • NMLS # 274175
    Gallery
    Dave Cook | Denver Mortgage Lounge | A Division of Luminate Bank - Gallery Photo
    Dave Cook | Denver Mortgage Lounge | A Division of Luminate Bank - Gallery Photo
    Awards
    2013 Outstanding performance award
    2013 Outstanding p...
    2014 Outstanding performance award
    2014 Outstanding p...
    2015 Top producer award
    2015 Top producer ...
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    Achievements
    • Top 1% Mortgage Originator – Scotsman Guide
    • 26 Years of Mortgage Lending Experience
    • Yearly President’s Club Recipient
    • View All
    Hobbies
    • Smoking cigars
    • Working out
    • Going on walks with my family and our dog Tank & Bear
    • View All
    Disclaimer
    Equal Housing Lender
    Luminate Bank is an Equal Housing Lender | Member FDIC
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    2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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