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Dave Cook | Denver Mortgage Lounge | A Divisi...
Branch Manager / Loan Officer


Empire State University
I'm Dave Cook, Branch Manager and Loan Officer at Denver Mortgage Lounge, a division of Luminate Bank. For 26 years, I've helped first-time homebuyers, repeat buyers, homeowners and real estate investors make confident mortgage decisions an... Show More
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Business Hours
Wed
8 AM to 5:30 PM
Thu
8 AM to 5:30 PM
Fri
8 AM to 5:30 PM
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Reviews from Web
Great communication and a smooth closing!
Reply from Dave Cook | Denver Mortgage Lounge ...
August 20th, 2025 08:54 PM
Thank you, Suzanne, for the fantastic rating and feedback. I'm delighted to hear that my communication and efforts contributed to a smooth closing process for you. It's been a pleasure working with you, and I'm here should you need any assistance...
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We’ve worked with Dave Cook and his company twice now, and each experience has been outstanding. The team is incredibly responsive, creative in finding solutions, and always available to answer questions throughout the process. Their professionalism...
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Reply from Owner
August 20th, 2025 05:35 PM
Nicole, thank you for the thoughtful review—and for trusting us not just once, but twice! Having returning clients like you means the world to us. It’s great to know each experience has been smooth and stress-free. My team and I truly enjoy...
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I’ve purchased several homes and have gone through many loan companies over the years. This last time was buying a house with my girlfriend, who didn’t have a much experience and Dave was patient and great in explaining everything to where...
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Reply from Owner
August 18th, 2025 03:04 PM
Thank you so much for the feedback!
I’ve purchased several homes and have gone through many loan companies over the years. This last time was buying a house with my girlfriend, who didn’t have a much experience and Dave was patient and great in explaining everything to where...
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Reply from Dave Cook | Denver Mortgage Lounge ...
August 18th, 2025 03:04 PM
Thanks so much, Doug! It means a lot to hear this coming from someone who’s been through multiple home purchases. I’m especially glad we could make the process clear and comfortable for Renate—it’s always my goal to make sure every client feels...
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It is easy to talk to Dave he always keeps us informed and helps us with our needs about our home.
Reply from Owner
August 15th, 2025 02:30 PM
Thank you so much Nancy for your review and feedback! It was a pleasure helping you and Angie again!
Kept us up on what we needed to do and answered all of our concerns,
Reply from Dave Cook | Denver Mortgage Lounge ...
August 15th, 2025 02:29 PM
Thank you Nancy for the feedback! It was a pleasure helping you Angie again!
Dave Cook and team helped us purchase our forever home. Throughout the process, Dave was willing to walk us through the details of selling our current home, purchasing the new and detailed steps throughout the process.Highly recommend Dave...
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Reply from Owner
August 14th, 2025 05:04 PM
Ethan, thank you for the wonderful review—and congrats on your forever home! Helping you navigate both the sale and purchase side by side was an honor, and I’m glad we could make each step clear and manageable. Your feedback as a Google Local...
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Dave and his team were beyond amazing. From start to finish, they were transparent, informative, and helpful. Being a first time home buyer is a little intimidating, but they put our minds at ease and gave us the confidence that we can do it....
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Reply from Owner
August 13th, 2025 11:30 PM
Jonathan, thank you! I’m so glad we could make the first-time homebuyer journey feel less intimidating and more exciting for you. It was a pleasure walking through each step together—and I’m happy the extra touches, like being at your closing,...
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Dave was really helpful through the entire buying and negotiation process!
Reply from Owner
August 12th, 2025 02:28 PM
Thanks so much, Carl! I’m glad I could help make the buying and negotiation process go smoothly for you. Wishing you the very best as you and Kylie settle into this next chapter!
I’ve worked with Dave Cook for many years, and he continues to impress me with his professionalism, expertise, and outstanding communication. He’s knowledgeable, thorough, and always makes the lending process smooth for my clients. Dave and...
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Reply from Dave Cook | Denver Mortgage Lounge ...
August 12th, 2025 02:32 PM
Vicky, thank you so much for the kind words! I truly value our partnership and the trust you place in me to take care of your clients. It’s always a team effort, and I’m grateful we can work together to make each transaction smooth and successful....
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About
I'm Dave Cook, Branch Manager and Loan Officer at Denver Mortgage Lounge, a division of Luminate Bank. For 26 years, I've helped first-time homebuyers, repeat buyers, homeowners and real estate investors make confident mortgage decisions and build wealth through real estate. I listen to each client's goals, explain the options in plain language and provide proactive guidance from our first conversation through closing and beyond. Based in Cherry Creek North, I serve clients throughout Denver, across Colorado and nationwide. I'm proud to be recognized as a top 1 percent mortgage originator by Scotsman Guide, but the recognition that matters most is the trust reflected in hundreds of five-star client reviews.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Specialities
Bridge loans
VA loans
FHA loans
Jumbo loans
Conventional Loans
Mortgage Lending
Government Loans
Purchase Loans
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Education
- Empire State UniversityMay 1997 -Sep 2000

Positions
- Luminate Bank - Branch Manager Jan 16th, 2023 - Current
- Celebrity Home Loans - Branch ManagerAug 31st, 2021 - Dec 16th, 2022
Memberships
- Colorado Mortgage Lenders Association
- Mortgage Bankers Association
- Performance Experts Leadership 360
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS # 274175
Gallery


Awards
2013 Outstanding p...
2014 Outstanding p...
2015 Top producer ...
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Achievements
- Top 1% Mortgage Originator – Scotsman Guide
- 26 Years of Mortgage Lending Experience
- Yearly President’s Club Recipient
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Hobbies
- Smoking cigars
- Working out
- Going on walks with my family and our dog Tank & Bear
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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