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Dave Cook | Denver Mortgage Lounge | A Divisi...
Branch Manager / Loan Officer


Empire State University
I'm Dave Cook, Branch Manager and Loan Officer at Denver Mortgage Lounge, a division of Luminate Bank. For 26 years, I've helped first-time homebuyers, repeat buyers, homeowners and real estate investors make confident mortgage decisions an... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5:30 PM
Thu
8 AM to 5:30 PM
Fri
8 AM to 5:30 PM
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Reviews from Web
During my cash-out refinancing process, Dave and his team were attentive to details and explaining them, sending checklists and adhering to the quick timeline I wanted. Just the help I needed, combing through all the paperwork and dealing directly...
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Reply from Owner
January 5th, 2022 12:21 AM
Thank you Christie for giving us this feedback! We enjoyed helping you with the cash out refinance. Please let us know if you ever need anything-we are always here to help!
I just recently closed a refi loan with Dave. I have had multiple loans with Dave and he has always taken such good care of my business. This refi was an absolute easy transaction! I am so impressed by the efficiency of Dave and his entire...
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Reply from Owner
December 15th, 2021 12:17 AM
Thanks Tom! We always love working with you and appreciate this great feedback!
This is our 2nd time using Dave Cook and his team. The team is helpful, thorough, and keeps you informed throughout the process. Super easy to work with, and even did a follow up zoom meeting after close to make sure we knew what else to expect...
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Reply from Denver Mortgage Lounge A Division o...
December 29th, 2021 02:13 AM
Thank you for the kind words Kristi! It was a pleasure helping you guys and we are always here for you!
Dave and his amazing team helped us to refinance our home mortgage for a better rate in a rapid time frame. Dave and his team were very responsive and helpful throughout the process. This is the 2nd time we have worked with them and we continue...
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Reply from Owner
December 17th, 2021 04:00 AM
Thanks Jana! We really enjoyed working with you and Spencer! Call us anytime for anything you need.
Great experience, easy to work with and moves quickly and decisively to keep pace in a competitive buying environment in Denver. Will definitely use again on any other home purchase!
Reply from Owner
December 17th, 2021 04:01 AM
Thanks for the great feedback Aaron. We hope you and Janelle are loving the new home.
Dave and his team are great to work with. Always available to answer questions and help with whatever you need. They make a stressful process as stress free as possible.
Reply from Owner
December 19th, 2021 12:04 AM
Cody, thanks so much for giving us this great feedback. We loved helping your with your mortgage and helping you get into your new home!
Dave and his team are top notch. We have worked with them several times and every time is even better than the last. Their communication and professionalism made things super easy, stress free, and streamlined for us. They really care about...
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Reply from Owner
December 19th, 2021 12:06 AM
Stephanie thanks for the kind words. We always love helping you guys with your loans and are always here for you!
Dave and his team provided quick, accurate, and courteous service during my home buying process and closing!Celebrity Home Loans provides an app to assist with tracking all the tasks related to the mortgage process as well as easy communication...
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Reply from Owner
December 19th, 2021 12:07 AM
Thanks Janet for providing us this feedback on your experience with us. We are always here for your mortgage needs and questions!
Dave and his team were great asset for us while buying our house. They were able to answers all our questions and provided meaningful guidance. Dave was actually recommended to me by a friend and I will not hesitate to pass the word myself!
Reply from Owner
December 19th, 2021 12:08 AM
Thanks for the great feedback Julien! Congrats on the new home and we hope you guys love it!
As first time home buyers, Dave Cook and team were excellent to work with. They were always available to answer any questions we had, always kept us on track with dates and timeline, and made the overall process of getting approved for a home...
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Reply from Denver Mortgage Lounge A Division o...
April 4th, 2024 04:05 PM
Thanks Reese! It was an honor to help you!
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About
I'm Dave Cook, Branch Manager and Loan Officer at Denver Mortgage Lounge, a division of Luminate Bank. For 26 years, I've helped first-time homebuyers, repeat buyers, homeowners and real estate investors make confident mortgage decisions and build wealth through real estate. I listen to each client's goals, explain the options in plain language and provide proactive guidance from our first conversation through closing and beyond. Based in Cherry Creek North, I serve clients throughout Denver, across Colorado and nationwide. I'm proud to be recognized as a top 1 percent mortgage originator by Scotsman Guide, but the recognition that matters most is the trust reflected in hundreds of five-star client reviews.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Specialities
Bridge loans
VA loans
FHA loans
Jumbo loans
Conventional Loans
Mortgage Lending
Government Loans
Purchase Loans
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Education
- Empire State UniversityMay 1997 -Sep 2000

Positions
- Luminate Bank - Branch Manager Jan 16th, 2023 - Current
- Celebrity Home Loans - Branch ManagerAug 31st, 2021 - Dec 16th, 2022
Memberships
- Colorado Mortgage Lenders Association
- Mortgage Bankers Association
- Performance Experts Leadership 360
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS # 274175
Gallery


Awards
2013 Outstanding p...
2014 Outstanding p...
2015 Top producer ...
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Achievements
- Top 1% Mortgage Originator – Scotsman Guide
- 26 Years of Mortgage Lending Experience
- Yearly President’s Club Recipient
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Hobbies
- Smoking cigars
- Working out
- Going on walks with my family and our dog Tank & Bear
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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