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Dave Cook | Denver Mortgage Lounge | A Divisi...
Branch Manager / Loan Officer


Empire State University
I'm Dave Cook, Branch Manager and Loan Officer at Denver Mortgage Lounge, a division of Luminate Bank. For 26 years, I've helped first-time homebuyers, repeat buyers, homeowners and real estate investors make confident mortgage decisions an... Show More
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Business Hours
Wed
8 AM to 5:30 PM
Thu
8 AM to 5:30 PM
Fri
8 AM to 5:30 PM
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Reviews from Web
Dave and his team were a pleasure to work with. They took the time to answer any and ALL of my questions along the way. Everyone on the team was able to call, email and zoom whenever I needed. He was awesome explaining the numbers and when...
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Reply from Owner
May 19th, 2022 10:25 PM
We appreciate the feedback Sonja! It was a pleasure to be able to help you and Kyle get into your new home! Call us anytime you need anything.
Dave and his team were great from the start. Dave took notes during our initial meeting, set up a follow zoom meeting up to work through the costs and terms of the loan, worked with me and my realtor to make sure we qualified and we were within...
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Reply from Owner
May 19th, 2022 10:24 PM
Thanks for the feedback Curtis! My team and I loved helping you and Amy and were so glad it all worked out. Congrats and let us know if you need anything!
We had a great experience working with Dave and team! They explained the whole process to us and worked very fast to make sure we could close in 2 weeks! Dave was always available to give us updated mortgage projections for different scenarios...
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Reply from Owner
May 9th, 2022 01:51 PM
Thanks so much for the feedback Ellie! It was a pleasure helping you and Bryan!
My wife and I were first time home buyers. We went with Dave and his team through a recommendation, and they went above and beyond in every sense. Dave talked us through the entire process over a zoom call and helped us understand everything...
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Reply from Owner
May 9th, 2022 01:52 PM
Thanks Eli for this great feedback! We loved working with you and Kelly! Congrats on the new home!
Dave and team got me my loan for my first home in 2019. Got me a great rate, and they were clear and straightforward about all of the details and in answering my questions. I still had to jump through a few hoops to qualify for a sufficient...
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Reply from Owner
May 9th, 2022 01:56 PM
Thanks for this feedback Dan! We enjoyed working with you and are always here if you need anything!
Dave Cook and his team were incredibly important/helpful to the success of us securing our home purchase. His team, especially Molly, worked under an extremely tight deadline to get everything in order for closing. It was a pleasure to work...
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Reply from Owner
March 18th, 2022 10:52 PM
Aaron I appreciate the great feedback, that made my day! It was a true honor to help you and Lyndsey! I am so glad you guys found a home and now can start this next chapter of your lives. Congrats!
Dave and his team did a great job with our loan. He operates a well oiled machine. I appreciate the extra time he took with us explaining the process and our options.
Reply from Owner
March 9th, 2022 07:50 PM
Thanks for the feedback Gary! It was a pleasure to help you and Mike with the purchase of your home! Thank you so much for your trust in us for your mortgage loan. We are always here for you guys!
They made the process easy. That’s what you want, right?!
Reply from Owner
February 12th, 2022 05:34 PM
Ann, we appreciate your review. It's always a pleasure helping you!
Dave (and his team were super friendly, easy to work with, knowledgeable, kept us informed re: next steps throughout the process and made securing our new home loan a breeze. Highly recommend!
Reply from Owner
February 11th, 2022 03:30 AM
Thanks Michael for the great review! it was so nice working with you and Shannon! We loved helping you guys. Call us anytime you need anything!
Dave is such a wonderful human, and such a joy to work with. We've now worked with him on two different mortgages--and we had such a great experience the first time that we followed him to a new company for our second. It's clear from the get-go...
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Reply from Owner
January 24th, 2022 06:33 PM
Thank yo so much Mollie for the kind words! It's always a pleasure helping you and Brad and we so appreciate you guys!
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About
I'm Dave Cook, Branch Manager and Loan Officer at Denver Mortgage Lounge, a division of Luminate Bank. For 26 years, I've helped first-time homebuyers, repeat buyers, homeowners and real estate investors make confident mortgage decisions and build wealth through real estate. I listen to each client's goals, explain the options in plain language and provide proactive guidance from our first conversation through closing and beyond. Based in Cherry Creek North, I serve clients throughout Denver, across Colorado and nationwide. I'm proud to be recognized as a top 1 percent mortgage originator by Scotsman Guide, but the recognition that matters most is the trust reflected in hundreds of five-star client reviews.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Specialities
Bridge loans
VA loans
FHA loans
Jumbo loans
Conventional Loans
Mortgage Lending
Government Loans
Purchase Loans
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Education
- Empire State UniversityMay 1997 -Sep 2000

Positions
- Luminate Bank - Branch Manager Jan 16th, 2023 - Current
- Celebrity Home Loans - Branch ManagerAug 31st, 2021 - Dec 16th, 2022
Memberships
- Colorado Mortgage Lenders Association
- Mortgage Bankers Association
- Performance Experts Leadership 360
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS # 274175
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Awards
2013 Outstanding p...
2014 Outstanding p...
2015 Top producer ...
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Achievements
- Top 1% Mortgage Originator – Scotsman Guide
- 26 Years of Mortgage Lending Experience
- Yearly President’s Club Recipient
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Hobbies
- Smoking cigars
- Working out
- Going on walks with my family and our dog Tank & Bear
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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