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Dave Cook | Denver Mortgage Lounge | A Divisi...
Branch Manager / Loan Officer


Empire State University
I'm Dave Cook, Branch Manager and Loan Officer at Denver Mortgage Lounge, a division of Luminate Bank. For 26 years, I've helped first-time homebuyers, repeat buyers, homeowners and real estate investors make confident mortgage decisions an... Show More
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Business Hours
Sat
8 AM to 5:30 PM
Sun
8 AM to 5:30 PM
Mon
8 AM to 5:30 PM
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Reviews from Web
As first time home buyers, Dave Cook and team were excellent to work with. They were always available to answer any questions we had, always kept us on track with dates and timeline, and made the overall process of getting approved for a home...
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Reply from Owner
December 19th, 2021 08:03 PM
Terese, it was such a please helping you and Ben! Thanks for taking the time to give us this feedback on your mortgage experience with us. We are always here for you!
Dave is great to work with. The closing went smooth and was fast each time. Highly recommended.
Reply from Owner
December 19th, 2021 08:04 PM
Thanks Mike for giving us this great review! I was a pleasure helping you on your refinance!
Dave made the loan approval process incredibly easy and painless. When we found the home of our dreams Dave got us pre-approved in a day to help us make a strong and competitive offer. After that everything went seamlessly and I couldn't imagine...
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Reply from Owner
December 19th, 2021 08:05 PM
Oliva, thanks for taking the time to give us this feedback! We loved working with you and Cole on your home purchase. Congrats!
Worked with Dave on 3 different loans and he'll be getting my 4th as well. Have really enjoyed working with him.
Reply from Owner
December 19th, 2021 08:06 PM
Thanks for the feedback Todd! I am so grateful we got to help you and Kathleen with your refinance.
This was our first home purchase and in this competitive market it felt scary and intimidating to get started. Dave and his team were amazing. They went through the process in great detail, making sure that we feel comfortable every step of...
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Reply from Owner
December 19th, 2021 08:08 PM
Thanks Whitney for the great feedback! It was great working with you and Mark on your purchase loan! Let us know if you need anything. ~Dave
Dave and his team were exceptional partners for us throughout the home purchase process. They make the home buying process clear and transparent, and were always available for a quick call or speedy email response when we had questions. Highly...
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Reply from Owner
December 19th, 2021 08:10 PM
Kelsey, congrats to you and Raymond on your purchase. We appreciate you taking the time to give us feedback of your experience with us. Let us know if you need anything!
We used Dave and Cherry Creek Mortgage recently moving from Texas to Colorado. We moved in the middle of a white hot real estate market and were nervous that we would have a tough time securing a house. Dave and his team were excellent. They...
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Reply from Owner
December 19th, 2021 08:11 PM
Thanks for the feedback Jackie! It was our pleasure helping you and Chance on your purchase and we are glad we were able to make the process easy for you. Call us anytime!
Dave and his entire team were great helping us through the complexities of buying a home in the Denver area. It was a long distance transaction for us since we live in California. We thought California was complex and difficult; Denver is equally...
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Dave and his team are top notch. We have worked with his team twice now and could not have been more satisfied with their ability to help us navigate both a refinance and obtaining a new mortgage for a second property. The team is highly professional,...
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Reply from Owner
December 19th, 2021 08:14 PM
Thanks Carrie for giving us this great review! It was awesome working with you and Kevin and we loved working with you guys. Please let us know if you ever need anything. ~Dave
We worked with Dave Cook and his team for almost two years before we found our house. We changed realtors 3 times but Dave and his team stayed in our corner as they were always ready to go. We had odd circumstances being self employed and Dave...
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Reply from Owner
December 19th, 2021 08:19 PM
Thanks Jonathan for the great feedback! It was so great working with you and Abby and we appreciate you guys trusting us with your home purchase.
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About
I'm Dave Cook, Branch Manager and Loan Officer at Denver Mortgage Lounge, a division of Luminate Bank. For 26 years, I've helped first-time homebuyers, repeat buyers, homeowners and real estate investors make confident mortgage decisions and build wealth through real estate. I listen to each client's goals, explain the options in plain language and provide proactive guidance from our first conversation through closing and beyond. Based in Cherry Creek North, I serve clients throughout Denver, across Colorado and nationwide. I'm proud to be recognized as a top 1 percent mortgage originator by Scotsman Guide, but the recognition that matters most is the trust reflected in hundreds of five-star client reviews.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Specialities
Bridge loans
VA loans
FHA loans
Jumbo loans
Conventional Loans
Mortgage Lending
Government Loans
Purchase Loans
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Education
- Empire State UniversityMay 1997 -Sep 2000

Positions
- Luminate Bank - Branch Manager Jan 16th, 2023 - Current
- Celebrity Home Loans - Branch ManagerAug 31st, 2021 - Dec 16th, 2022
Memberships
- Colorado Mortgage Lenders Association
- Mortgage Bankers Association
- Performance Experts Leadership 360
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS # 274175
Gallery


Awards
2013 Outstanding p...
2014 Outstanding p...
2015 Top producer ...
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Achievements
- Top 1% Mortgage Originator – Scotsman Guide
- 26 Years of Mortgage Lending Experience
- Yearly President’s Club Recipient
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Hobbies
- Smoking cigars
- Working out
- Going on walks with my family and our dog Tank & Bear
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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