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Dave Cook | Denver Mortgage Lounge | A Divisi...
Branch Manager / Loan Officer


Empire State University
I'm Dave Cook, Branch Manager and Loan Officer at Denver Mortgage Lounge, a division of Luminate Bank. For 26 years, I've helped first-time homebuyers, repeat buyers, homeowners and real estate investors make confident mortgage decisions an... Show More
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Business Hours
Wed
8 AM to 5:30 PM
Thu
8 AM to 5:30 PM
Fri
8 AM to 5:30 PM
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Reviews from Web
Have worked with Dave now on two home purchases in the Denver area and couldn't recommend him and his team enough. They make this process as easy as possible!
Reply from Owner
May 10th, 2023 10:21 PM
Thank you Maia for taking a moment to give us this feedback. It was great helping you guys again! Congrats on the new home and welcome back to Colorado!!
Dave was AMAZING in helping us get our first home together. There were so many hurdles that we personally had to go through in this process that would make anyone want to give up but he helped us every step of the way, made sure we were always...
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Reply from Denver Mortgage Lounge A Division o...
April 4th, 2024 04:05 PM
Thanks for taking the time to leave us this review Stephanie! It was such a pleasure helping you!
Dave Cook and his team were absolutely wonderful to work with! There was never a point that we felt on our own through the whole mortgage and paperwork process! Dave, Alyssa and Molly were beyond helpful with all of our questions. Dave offered...
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Reply from Owner
February 16th, 2023 03:45 PM
Thank you Jena for taking the time to give us this great review! It was such a pleasure to help you and Cris on this purchase! We are always here for you guys so please reach out anytime!
Dave Cook and his team were absolutely wonderful to work with! There was never a point that we felt on our own through the whole mortgage and paperwork process! Dave, Alyssa and Molly were beyond helpful with all of our questions. Dave offered...
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Dave and his team get the job done! We ended up having a complicated loan process and Dave assured us he and his team would get us in our dream house. It was down to the wire, he and his team worked day and night and we couldn’t be happier...
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Reply from Owner
February 16th, 2023 03:51 PM
Thanks Maggie for the great feedback! It was awesome helping you and Russ on this purchase. Even though the deal was a little harder than we expected, it makes it that much more rewarding to be able to get you to the finish line. Let us know...
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I highly recommend Dave and his team as lenders. My husband and I worked with them for the purchase of our first home. Everyone was extremely professional and friendly. They took the time to make sure we understood every step and form. Dave...
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Reply from Owner
February 16th, 2023 03:53 PM
Thanks Alice for this amazing feedback. My team and I loved helping you and Cory purchase your first home. We especially love to help first time home buyers and help you navigate through the process and provide the help you need. Please let...
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My girlfriend and I were first time home buyers with a lot to learn, Dave sat down with us in multiple zooms with visual aids and transparent explanations into the process and how to get the best financial situation for us. Alyssa and Molly...
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Reply from Owner
December 10th, 2022 06:01 PM
Brady, thanks for taking the time to leave us this review! It was a pleasure helping you and Ellen with your first home! We are all about helping our clients through the process and being transparent! Let us know if you need anything!
We have closed on multiple deals with Dave and the most recent was as smooth as the others. Dave was very accessible and transparent from the origination of our deal, which lasted through the final signature of our home. There was great communication...
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Reply from Owner
December 1st, 2022 01:22 AM
Craig it was a pleasure and honor helping you and Elizabeth again. It's been fun to help you guys over the years and watch you guys as you grow. We are honored to be able to help you guys and are so grateful for you. Thank you for being such...
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Working with Dave was nothing shy of a great joy! He and his team are first class and make the home buying process painless. They are great at keeping you updated throughout the process and most importantly you can always get ahold of them...
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Reply from Owner
December 1st, 2022 01:20 AM
Andrew! It was such a joy to help you buy this home and get the mortgage for you. You made our jobs easy by getting us what we needed and we really enjoyed helping you! We are so excited for you in this new chapter of your life and are here...
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Dave and team were a pleasure to work with through the whole process- responsive, professional, courteous. Highly recommend
Reply from Owner
November 15th, 2022 05:33 PM
Thanks for taking the time to give us your feedback Tom! It was such a pleasure helping you and Megan with this Colorado home purchase! I hope this new home brings you many years of great memories! Enjoy it and reach out to us anytime!
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About
I'm Dave Cook, Branch Manager and Loan Officer at Denver Mortgage Lounge, a division of Luminate Bank. For 26 years, I've helped first-time homebuyers, repeat buyers, homeowners and real estate investors make confident mortgage decisions and build wealth through real estate. I listen to each client's goals, explain the options in plain language and provide proactive guidance from our first conversation through closing and beyond. Based in Cherry Creek North, I serve clients throughout Denver, across Colorado and nationwide. I'm proud to be recognized as a top 1 percent mortgage originator by Scotsman Guide, but the recognition that matters most is the trust reflected in hundreds of five-star client reviews.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Cash-Out Refinances
Non-QM
DSCR Loans
Bank Statement Mortgages
Specialities
Bridge loans
VA loans
FHA loans
Jumbo loans
Conventional Loans
Mortgage Lending
Government Loans
Purchase Loans
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Education
- Empire State UniversityMay 1997 -Sep 2000

Positions
- Luminate Bank - Branch Manager Jan 16th, 2023 - Current
- Celebrity Home Loans - Branch ManagerAug 31st, 2021 - Dec 16th, 2022
Memberships
- Colorado Mortgage Lenders Association
- Mortgage Bankers Association
- Performance Experts Leadership 360
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Time Zone
Mountain Standard Time (MST)
Licenses
- NMLS # 274175
Gallery


Awards
2013 Outstanding p...
2014 Outstanding p...
2015 Top producer ...
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Achievements
- Top 1% Mortgage Originator – Scotsman Guide
- 26 Years of Mortgage Lending Experience
- Yearly President’s Club Recipient
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Hobbies
- Smoking cigars
- Working out
- Going on walks with my family and our dog Tank & Bear
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Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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