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Denise Hosek - Senior Loan Officer | NMLS #568715 in Katy, TX

Denise Hosek

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Senior Loan Officer | NMLS #568715

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I pride myself on being a trusted partner in my clients' journeys toward homeownership. From our very first conversation, I take the time to understand each client’s unique situation. Whether it’s first-time homebuyers feeling overwhelmed o... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
99%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    J
    James D W
    Boerne, TX
    Posted on March 21st, 2026 03:04 PM
    Denise was excellent!!.reat communication and always available to answer our questions.
    Reply from Denise Hosek
    March 30th, 2026 03:47 PM
    I'm glad to hear that you had a positive experience, James. Communication and availability are key aspects I focus on, and I'm pleased to know I could meet your expectations. If there's anything else you need, please feel free to contact me...
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  • Encompass
    J
    Joseph G D
    Dripping Springs, TX
    Posted on March 15th, 2026 02:37 PM
    Working with Denise was a complete pleasure - she ensured the entire process was frictionless. She was always clear in her communications, and always kept us well informed. Executing our tasks was straightforward and easy - there was never...
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    Reply from Denise Hosek
    March 23rd, 2026 07:49 PM
    Joseph, thank you for your feedback. I'm pleased to hear that the process was smooth and that my communication met your expectations. It's important to me that everything is straightforward and as easy as possible for my clients. If there's...
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  • Encompass
    J
    Josef J
    Georgetown, TX
    Posted on March 14th, 2026 02:09 PM
    Denise has helped me with multiple mortgages and consistently gets me the best rates. She’s extremely thorough and meticulously checks every detail, which makes the whole process smooth and stress-free. I always feel confident that everything...
    read more
    Reply from Denise Hosek
    March 23rd, 2026 01:05 PM
    I appreciate your kind words, Josef. It's great to know you've had smooth, stress-free experiences with multiple mortgages. Ensuring every detail is meticulously checked is important to me, and I'm grateful for your trust. If you ever need...
    read more
  • Encompass
    D
    Don H
    Dripping Springs, TX
    Posted on March 11th, 2026 06:35 PM
    I have referred Denise Hosek to many clients over many years . she is consistently a great communicator, extremely knowledgeable and a joy to work with my clients love her 5 stars start to finish!
    Reply from Denise Hosek
    March 18th, 2026 06:36 PM
    Don, thank you for the kind words. It's wonderful to know that you have been able to confidently refer me to your clients over the years. Building strong relationships and providing knowledgeable support is incredibly important to me. If there's...
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  • Encompass
    M
    Michael B
    Austin, TX
    Posted on March 6th, 2026 03:59 PM
    Easy to talk to, attentive, supportive
    Reply from Denise Hosek
    March 13th, 2026 03:59 PM
    Thank you for sharing your thoughts, Michael. I'm glad to hear that you found the experience easy and supportive. Being attentive to your needs is a priority for me, and I'm always here to assist if you need anything further.
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    L
    Lauren Z
    Austin, TX
    Posted on March 5th, 2026 09:38 PM
    Denise was a top notch communicator, very savvy and incredibly knowledgable. :)
    Reply from Denise Hosek
    March 13th, 2026 05:04 PM
    Lauren, I appreciate your feedback. I'm glad to hear that you found my communication and knowledge helpful. If you have any future questions or need further assistance, feel free to reach out.
  • Encompass
    A
    Annette E R
    Georgetown, TX
    Posted on March 5th, 2026 02:48 PM
    Love the personal connections and quick responses when I had questions!
    Reply from Denise Hosek
    March 12th, 2026 02:49 PM
    I'm glad to hear you appreciated the personal connections and timely responses, Annette. It's important to me that my clients feel supported throughout the process. If you have any more questions or need assistance, I'm here to help.
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    P
    Pierre M C
    Austin, TX
    Posted on February 28th, 2026 02:59 PM
    So glad I was referred to Denise. She exudes expertise and integrity. Truly.
    Reply from Denise Hosek
    March 9th, 2026 01:29 PM
    I'm pleased to hear that you found value in the referral, Pierre. Being recognized for expertise and integrity is truly rewarding. If there's anything more I can assist with, please don't hesitate to let me know.
  • Encompass
    C
    Christy B
    Cedar Park, TX
    Posted on February 28th, 2026 01:55 PM
    Denise is very knowledge about mortgages and answered all our questions. She was patient and always available. The process went smoothly and she was accommodating to our closing date. I also appreciated the HMA website/portal. It was very user...
    read more
    Reply from Denise Hosek
    March 9th, 2026 07:39 PM
    Christy, I'm grateful for your feedback and pleased to know the process was smooth for you. It's important to me that my clients feel informed and supported, and I'm glad the HMA website added to your positive experience. If there’s anything...
    read more
  • Encompass
    H
    Howard S B
    Cedar Park, TX
    Posted on February 24th, 2026 02:07 PM
    Thank you so much, Denise, for guiding us through this journey and especially expediting our closing.
    Reply from Denise Hosek
    March 3rd, 2026 02:08 PM
    I'm grateful for your kind words, Howard. It was my pleasure to assist you throughout your journey and ensure everything, including the closing, proceeded efficiently. If there's anything else you need in the future, don't hesitate to reach...
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    About
    I pride myself on being a trusted partner in my clients' journeys toward homeownership. From our very first conversation, I take the time to understand each client’s unique situation. Whether it’s first-time homebuyers feeling overwhelmed or seasoned investors looking to expand their portfolios, I tailor my approach to meet their needs. I leverage my extensive knowledge of the mortgage industry and markets to provide clear, concise information, demystifying the loan process and empowering clients to make informed decisions. Seeing my clients achieve their dream of homeownership is the most rewarding aspect of my work, and it’s what drives me to maintain my 5-star reputation.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Buy Before You Sell programs
    Renovation loans
    Conventional, VA, FHA, USDA loans
    Jumbo loans
    Creative financing for Self-Employed Buyers and Investors
    Refinances & Cash Out loans
    Debt Consolidation
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • HMA - Branch Manager
      Dec 1st, 2023 - Current
    Memberships
    • Certified Mortgage Advisors
    • Veteran Mortgage Advisors
    • Mortgage Bankers Association
    Addresses and Serving Areas

    Year Started

    2010

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS #568715
    • Texas
    Achievements
    • Certified Mortgage Advisor, 2021
    • Certified Veteran Advisor, 2023
    Hobbies
    • Kayaking
    • Cooking
    • Dancing to live music
    • View All
    Disclaimer
    © 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity