Denise Hosek
Senior Loan Officer | NMLS #568715
I pride myself on being a trusted partner in my clients' journeys toward homeownership. From our very first conversation, I take the time to understand each client’s unique situation. Whether it’s first-time homebuyers feeling overwhelmed o... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Denise and her team are absolutely the best! This is our second closing with her and the process went smoothly each time . She is a true professional . Thank you Denise!
Reply from Denise Hosek
March 3rd, 2026 02:07 PM
Elizabeth, it's great to know that both of your closings went smoothly. Your acknowledgment of the professionalism and consistency in the process means a lot to me. Should you have any questions or need assistance in the future, I'm here to...
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Denise was amazing to work with! My husband and I are first time home buyers and Denise made this process seamless for us. We knew exactly what was expected from us at every point all due to Denise's clear communication. Denise was never more...
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Reply from Denise Hosek
March 2nd, 2026 04:57 PM
It’s wonderful to hear that your experience as first-time home buyers was smooth and well-supported, Hannah. I’m glad my communication was clear and that I could be readily available whenever you needed assistance. Your recommendation means...
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Working with Denise and her team was a seamless experience. Buying a home in a distant state obviously presents an additional set of challenges since the entire process is via phone and email. There was no time in the entire process that that...
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Reply from Denise Hosek
February 17th, 2026 07:21 PM
Charles, I'm glad to hear that your home-buying experience went smoothly, even with the challenges of doing it remotely. I’m pleased I could assist you by guiding the process and keeping everything on track. If you have any future needs or...
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It was a great experience working with Denise and her team. To start with, when I was pressed on time and matters were urgent, Denise quickly pulled in the required documents to submit the offer. Throughout the loan approval process the entire...
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Reply from Denise Hosek
February 13th, 2026 07:46 PM
I'm pleased to hear that your experience was positive, Nilesh. It was important to me to ensure everything was handled promptly and professionally, especially during urgent situations. Thank you for your recommendation, and if you need any...
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From start to finish Denise was there guiding us through every step. She's extremely knowledgeable and treated us like people, not just clients, by making sure we got the best deal possible when it comes to taking out a mortgage loan. I couldn't...
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Reply from Denise Hosek
February 9th, 2026 04:44 PM
Luckas, I'm glad to hear that you had a positive experience throughout the mortgage process. Ensuring you get the best deal while feeling valued is my priority. Thank you for your kind words, and if you ever have more questions or need assistance...
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Anything I needed help with or questions I had where answered. Overall a very pleasant experience with Denise.
Reply from Denise Hosek
February 9th, 2026 02:21 PM
I appreciate your kind words, Richard. It's great to know that all your questions were answered and that you had a pleasant experience. I'm always here if you need further assistance.
Working with Denise made the entire process incredibly smooth. She even went the extra mile by highlighting our strengths to the seller’s agent, which truly helped our offer stand out. We’re so grateful for her expertise and dedication—highly...
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Reply from Denise Hosek
February 3rd, 2026 09:12 PM
I'm glad to hear that your experience was smooth and that my efforts helped your offer stand out, Malena. It's important to me that each client feels supported throughout the process. If you ever have further questions or need assistance, I'm...
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Denise Hosek was my lender for my recent home purchase and was exception in her performance in helping me secure the right loan for my immediate home purchaseing needs, and my long term financial outlook. She offered professional advice in...
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Reply from Denise Hosek
February 2nd, 2026 09:12 PM
Thank you, Matthew, for sharing your experience. I'm pleased to have been able to support you in securing the right loan and assist with your home purchase. It's important to me that you felt informed and confident about your financial decisions,...
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Denise & Team were outstanding. They responded quickly & explained everything if we had questions.
Reply from Denise Hosek
February 2nd, 2026 05:06 PM
I’m grateful for your positive feedback, Jennifer. I always aim to provide clear and prompt communication, so I'm pleased to hear that my team and I could assist effectively. If you have any more questions or need further assistance, I'm just...
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Extremely thoroug, helpful, knowledgeable and friendly.
Reply from Denise Hosek
January 27th, 2026 03:44 PM
David, I appreciate your feedback. I'm pleased to know that you found my support thorough and helpful. If there's anything more you need or any questions you have, please don't hesitate to reach out.
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About
I pride myself on being a trusted partner in my clients' journeys toward homeownership. From our very first conversation, I take the time to understand each client’s unique situation. Whether it’s first-time homebuyers feeling overwhelmed or seasoned investors looking to expand their portfolios, I tailor my approach to meet their needs. I leverage my extensive knowledge of the mortgage industry and markets to provide clear, concise information, demystifying the loan process and empowering clients to make informed decisions.
Seeing my clients achieve their dream of homeownership is the most rewarding aspect of my work, and it’s what drives me to maintain my 5-star reputation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Buy Before You Sell programs
Renovation loans
Conventional, VA, FHA, USDA loans
Jumbo loans
Creative financing for Self-Employed Buyers and Investors
Refinances & Cash Out loans
Debt Consolidation
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Positions
- HMA - Branch ManagerDec 1st, 2023 - Current
Memberships
- Certified Mortgage Advisors
- Veteran Mortgage Advisors
- Mortgage Bankers Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2010
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #568715
- Texas
Achievements
- Certified Mortgage Advisor, 2021
- Certified Veteran Advisor, 2023
Hobbies
- Kayaking
- Cooking
- Dancing to live music
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Disclaimer
© 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity