Denise Hosek
Senior Loan Officer | NMLS #568715
I pride myself on being a trusted partner in my clients' journeys toward homeownership. From our very first conversation, I take the time to understand each client’s unique situation. Whether it’s first-time homebuyers feeling overwhelmed o... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Denise was very professional and courteous.
I love the consistent communication, the attention to detail and thorough, explanations ,
Denise was on top of everything and I had no worries with her, she's amazing and really knows her job.
Denise is an amazing lender. She is detailed and great with communication, but the best part is she truly cares about the client. The transaction with Denise and my buyer was incredibly smooth and easy.
Reply from Denise Hosek
October 12th, 2026 05:08 PM
Barbara, I'm pleased to know that you had such a smooth and easy transaction while working with me at HMA Mortgage. Your appreciation of my attention to detail and communication means a lot, and I'm glad you felt that I truly care about my...
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Denise is so knowable and never have to reach out because she is on top of every step, she provides lots if information without asking.
Reply from Denise Hosek
October 12th, 2026 06:13 PM
Johnna, I'm grateful for your kind words and am glad to hear that you found my proactive approach helpful. At HMA Mortgage, I strive to ensure all your needs are met without any hassle.
Denise worked hard and took the time to understand my situation. She made sure I would get the best loan at the best rate possible. She was responsive and clear in communication. I'd recommend her to anyone if they want an easy process.
Reply from Denise Hosek
October 8th, 2026 05:00 PM
Rachel, I'm so glad to hear that you found my efforts and communication helpful in securing the best loan for your needs. Your recommendation means a lot to me, and I'm pleased that your experience with HMA Mortgage was smooth and straightforward....
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Working with more sellers who will be buying. Will be getting them in touch with you once we get closer to listing their property. Thanks again for a stellar transaction. Your phone call to the listing agent was key in the seller selecting...
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Reply from Denise Hosek
October 8th, 2026 03:33 PM
Jeff, I appreciate your feedback and the opportunity to assist in the transaction. It's wonderful to hear that my call to the listing agent helped your client's offer stand out. I look forward to working with more of your sellers through HMA...
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Great communication and very knowledgeable
Reply from Denise Hosek
September 8th, 2026 08:34 PM
Kristoffer, I appreciate your kind words. I'm glad you found the communication effective and valued my knowledge. If you have any more questions or need assistance, feel free to reach out.
Smooth transaction and everything was communicated very well.
Reply from Denise Hosek
September 7th, 2026 03:40 PM
Maricar, I appreciate your feedback and am pleased to hear that the transaction went smoothly and communication was clear. If you ever need assistance again, I'm here to help.
Denise was wonderful She takes her time to explain everything and is available to assist every step of the way!
Reply from Denise Hosek
September 4th, 2026 07:14 PM
Fred, I'm grateful for your kind words. It's great to know that you felt supported and informed throughout the process. I'm always here to help whenever you need assistance.
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About
I pride myself on being a trusted partner in my clients' journeys toward homeownership. From our very first conversation, I take the time to understand each client’s unique situation. Whether it’s first-time homebuyers feeling overwhelmed or seasoned investors looking to expand their portfolios, I tailor my approach to meet their needs. I leverage my extensive knowledge of the mortgage industry and markets to provide clear, concise information, demystifying the loan process and empowering clients to make informed decisions.
Seeing my clients achieve their dream of homeownership is the most rewarding aspect of my work, and it’s what drives me to maintain my 5-star reputation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Buy Before You Sell programs
Renovation loans
Conventional, VA, FHA, USDA loans
Jumbo loans
Creative financing for Self-Employed Buyers and Investors
Refinances & Cash Out loans
Debt Consolidation
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Positions
- HMA - Branch ManagerDec 1st, 2023 - Current
Memberships
- Certified Mortgage Advisors
- Veteran Mortgage Advisors
- Mortgage Bankers Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2010
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #568715
- Texas
Achievements
- Certified Mortgage Advisor, 2021
- Certified Veteran Advisor, 2023
Hobbies
- Kayaking
- Cooking
- Dancing to live music
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Disclaimer
© 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity