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Denise Hosek - Senior Loan Officer | NMLS #568715 in Katy, TX

Denise Hosek

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Senior Loan Officer | NMLS #568715

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I pride myself on being a trusted partner in my clients' journeys toward homeownership. From our very first conversation, I take the time to understand each client’s unique situation. Whether it’s first-time homebuyers feeling overwhelmed o... Show More
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Location & Business Hours
Business Hours
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
99%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    J
    Jian D W
    Austin, TX
    Posted on April 23rd, 2026 01:50 PM
    Great communication through the whole process. Made it easy for me to follow along and collect all documents. The client secure portal is easy to access too. Would definitely keep in touch for future.
    Reply from Denise Hosek
    April 30th, 2026 01:50 PM
    I'm pleased to hear that the communication and client secure portal made the process easier for you, Jian. It's great to know that you found everything accessible and straightforward. I'm looking forward to staying in touch for any future needs...
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  • Encompass
    T
    Thomas L D
    Haslet, TX
    Posted on April 15th, 2026 01:03 PM
    Denise is extremely knowledgable and easy to work with with. She explained everything in detail and was patient when we asked a ton of questions. Her knowledge and kind demeanor helped this process go as smoothly as possible.
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    Reply from Denise Hosek
    April 22nd, 2026 07:17 PM
    I'm happy to hear that my knowledge and patience were helpful to you, Thomas. It's great to know that I could make the process smooth and manageable for you. If you have any more questions or need further assistance, please don't hesitate to...
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    J
    Jasmyn O
    Dripping Springs, TX
    Posted on April 6th, 2026 04:23 PM
    Denise is always very thorough, detailed and gives us the confidence that she has our best interest at heart.
    Reply from Denise Hosek
    April 13th, 2026 04:23 PM
    Thank you for your kind words, Jasmyn. I'm glad to know that my thoroughness and attention to detail have helped instill confidence in you. It's important to me to always prioritize your best interests.
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    Tara L
    Austin, TX
    Posted on April 4th, 2026 01:08 PM
    Knowledgeable and professional . Excellent communication and people skills
    Reply from Denise Hosek
    April 13th, 2026 06:40 PM
    I'm grateful for your kind words, Tara. It's appreciated to hear that you found my communication and people skills helpful. If there's anything more you need, feel free to reach out.
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    K
    Kelly J M
    Austin, TX
    Posted on April 2nd, 2026 06:35 PM
    Denise is wonderful and got the impossible done on this loan. There were so many odd things about my income and proving my net worth that I thought this loan would not be possible.
    Reply from Denise Hosek
    April 9th, 2026 06:36 PM
    I appreciate your feedback, Kelly. It's always rewarding to tackle challenges and find solutions for complex situations like yours. I'm glad I could assist in navigating the unique aspects of your loan. If you have any further questions or...
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    Heather S S C
    Austin, TX
    Posted on April 1st, 2026 01:04 PM
    We had a somewhat complicated loan situation with this Buyer. Denise was on TOP of it, very knowledgeable and extremely communicative. I could not have asked for a stronger partner to work with on this transaction. I am very grateful for Denise....
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    Reply from Denise Hosek
    April 8th, 2026 01:05 PM
    I'm very appreciative of your kind words, Heather. Handling complex situations is a challenge I embrace, and I'm glad my knowledge and communication stood out during this transaction. It's important to me to be a reliable partner, especially...
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  • Encompass
    J
    Jordan O
    Dripping Springs, TX
    Posted on April 1st, 2026 12:13 PM
    Denise is very thorough and helps make the process easy and painless. She explains the process extremely well.
    Reply from Denise Hosek
    April 8th, 2026 03:44 PM
    I'm pleased to hear that you found the process thorough and straightforward, Jordan. Clear explanations are a key focus for me, and I'm glad they contributed to easing your experience. If you have any further questions or need assistance, feel...
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  • Encompass
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    Brian H
    Liberty Hill, TX
    Posted on March 30th, 2026 08:31 PM
    Denise was wonderful to work with. She was always on top of things and worked hard to make the process as smooth and uneventful as possible. It was a pleasure working with her.
    Reply from Denise Hosek
    April 6th, 2026 08:32 PM
    I'm grateful for your kind words, Brian. It's rewarding to know that my efforts to ensure a smooth process were appreciated. Working with you was truly a pleasure. If you ever need assistance in the future, please don't hesitate to reach out....
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  • Encompass
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    Tiffanie H
    Liberty Hill, TX
    Posted on March 25th, 2026 12:51 PM
    Denise was amazing! Communicated very clearly and made the entire process easy!!
    Reply from Denise Hosek
    April 1st, 2026 07:43 PM
    I'm glad to hear that you found the experience straightforward and clear, Tiffanie. It's important to me that communication is effective to make things easier for my clients. If you have any further needs or questions, please don't hesitate...
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  • Encompass
    M
    Mariah C
    Liberty Hill, TX
    Posted on March 25th, 2026 12:16 PM
    Denise was so responsive, organzied, and communicative. I truly made the whole experience so much more enjoyable knowing she was on top of every detail. And, she was very knowledgeable about the market rates and factors to watch.
    Reply from Denise Hosek
    April 1st, 2026 02:59 PM
    Thank you, Mariah, for your thoughtful feedback. It’s rewarding to know that my responsiveness and attention to detail helped enhance your experience. Staying organized and informed about market rates is something I prioritize, so I'm pleased...
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    About
    I pride myself on being a trusted partner in my clients' journeys toward homeownership. From our very first conversation, I take the time to understand each client’s unique situation. Whether it’s first-time homebuyers feeling overwhelmed or seasoned investors looking to expand their portfolios, I tailor my approach to meet their needs. I leverage my extensive knowledge of the mortgage industry and markets to provide clear, concise information, demystifying the loan process and empowering clients to make informed decisions. Seeing my clients achieve their dream of homeownership is the most rewarding aspect of my work, and it’s what drives me to maintain my 5-star reputation.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Buy Before You Sell programs
    Renovation loans
    Conventional, VA, FHA, USDA loans
    Jumbo loans
    Creative financing for Self-Employed Buyers and Investors
    Refinances & Cash Out loans
    Debt Consolidation
    What is the Search Rank Score®?
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    Positions
    • HMA - Branch Manager
      Dec 1st, 2023 - Current
    Memberships
    • Certified Mortgage Advisors
    • Veteran Mortgage Advisors
    • Mortgage Bankers Association
    Addresses and Serving Areas

    Year Started

    2010

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS #568715
    • Texas
    Achievements
    • Certified Mortgage Advisor, 2021
    • Certified Veteran Advisor, 2023
    Hobbies
    • Kayaking
    • Cooking
    • Dancing to live music
    • View All
    Disclaimer
    © 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity