Denise Hosek
Senior Loan Officer | NMLS #568715
I pride myself on being a trusted partner in my clients' journeys toward homeownership. From our very first conversation, I take the time to understand each client’s unique situation. Whether it’s first-time homebuyers feeling overwhelmed o... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
We can't say enough good things about our experience working with Denise on financing our home purchase. Even as second-time buyers, our Buy Before You Sell (BBYS) scenario brought a lot of new complexity, and Denise made all the difference....
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Reply from Denise Hosek
September 3rd, 2026 07:53 PM
Laurel, I'm truly grateful for your thoughtful words and am pleased to have been able to support you through the complexities of your Buy Before You Sell scenario. I strive to make the process as clear and manageable as possible, so it's rewarding...
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Denise was a pleasure to work with. Everything went smoothly from start to finish.
Reply from Denise Hosek
August 17th, 2026 01:38 PM
Amy, I'm glad to hear that everything went smoothly for you. It was a pleasure working with you as well.
As a Realtor, it is extremely important to have a lender who cares about my clients as much as I do. Denise is patient, knowledgeable and calm. I have done dozens of deals with her and not one has ever gone sideways. She is a consumate professional...
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Reply from Denise Hosek
August 13th, 2026 04:58 PM
Tara, I appreciate your kind words and the trust you've placed in me over the years. It's always a pleasure working with you and ensuring that your clients are well taken care of. Thank you for acknowledging my approach and professionalism.
Denise was fantastic! She answered every question we had and kept us informed every step of the way.
Reply from Denise Hosek
July 29th, 2026 01:52 PM
Jacob, I'm happy to hear that you felt well-informed and that I could answer all your questions throughout the process. Thank you for your kind words and for choosing HMA Mortgage!
Organized
great communication
friendly
fought for us
Reply from Denise Hosek
July 29th, 2026 01:42 PM
Kristina, thank you for highlighting the positive aspects of your experience with me. I'm grateful that you appreciated my organization, communication, and support throughout the process. It was a pleasure working with you at HMA Mortgage!
Denise was extremely knowledgeable and helpful
Reply from Denise Hosek
July 20th, 2026 02:30 PM
Steven, thank you for your kind words. I'm pleased to know that you found my assistance helpful and my knowledge beneficial during the process. If there's anything else I can do for you, please feel free to reach out.
From start to finish, they made the process so incredibly seamless, and kept us on track. Very personable as well, and I loved meeting Denise at our closing! All around great experience, and I would highly recommend this team to anyone in the...
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Reply from Denise Hosek
July 20th, 2026 06:53 PM
Amanda, I'm glad to hear that you had a seamless experience and enjoyed meeting me at your closing. It's wonderful to know that you found the process smooth and personable. Thank you for your high recommendation, and I appreciate your trust...
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Working with Denise Hosek was an outstanding experience from start to finish. Their communication was exceptional throughout the entire transaction, keeping everyone informed every step of the way and responding quickly to any questions. The...
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Reply from Denise Hosek
July 14th, 2026 03:58 PM
Angela, I appreciate your kind words and am so glad to hear that the experience was smooth and stress-free for you. It's wonderful to know that my communication and proactive approach made a positive impact on your transaction. Thank you for...
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Everything went smoothly and Denise was in constant contact with us. She did a great job and we really appreciate everything she did
Reply from Denise Hosek
July 13th, 2026 05:08 PM
Nicholas, I'm happy to know that everything went smoothly and that you felt well-informed throughout the process. I truly appreciate your kind words and am glad I could assist you.
Denise was easy to reach and kept me and my buyers updated every step of the way. I appreciate her attention to detail. She is a true professional. Thank you Denise!
Reply from Denise Hosek
July 13th, 2026 05:59 PM
Ashleigh, I'm grateful for your kind words and am pleased to hear that you and your buyers felt informed throughout the process. Your appreciation for my attention to detail means a lot, and I'm happy I could assist you. Thank you for choosing...
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About
I pride myself on being a trusted partner in my clients' journeys toward homeownership. From our very first conversation, I take the time to understand each client’s unique situation. Whether it’s first-time homebuyers feeling overwhelmed or seasoned investors looking to expand their portfolios, I tailor my approach to meet their needs. I leverage my extensive knowledge of the mortgage industry and markets to provide clear, concise information, demystifying the loan process and empowering clients to make informed decisions.
Seeing my clients achieve their dream of homeownership is the most rewarding aspect of my work, and it’s what drives me to maintain my 5-star reputation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Buy Before You Sell programs
Renovation loans
Conventional, VA, FHA, USDA loans
Jumbo loans
Creative financing for Self-Employed Buyers and Investors
Refinances & Cash Out loans
Debt Consolidation
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Positions
- HMA - Branch ManagerDec 1st, 2023 - Current
Memberships
- Certified Mortgage Advisors
- Veteran Mortgage Advisors
- Mortgage Bankers Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2010
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #568715
- Texas
Achievements
- Certified Mortgage Advisor, 2021
- Certified Veteran Advisor, 2023
Hobbies
- Kayaking
- Cooking
- Dancing to live music
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Disclaimer
© 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity