David Joyner
VP, Mortgage Sales Manager | NMLS # 116874
As an experienced lender, David Joyner is readily available to guide you through the home financing process. David has 20 years of experience in the industry and is a 4-time Chairman’s Club Winner. He is experienced in working with first-ti... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Responsiveness
Reply from David Joyner
July 1st, 2024 03:02 PM
Thank you Teresa! We enjoyed working with you!
Was quick easy and painless
Reply from David Joyner
June 22nd, 2024 03:42 PM
Your review means the world to us. We're here to support you every step of the way.
Working with David was a joy. He provided a seamless mortgage experience, ably advising us all the way!
Reply from Owner
January 9th, 2026 11:10 AM
It was a pleasure working with you! Congratulations again!
Working with David was a joy. He provided a seamless mortgage experience, ably advising us all the way!
Reply from David Joyner
June 18th, 2024 12:37 PM
We're thrilled that you had a positive experience with us!
David was great to work with. As long as you keep up your end he delivers on his.
Reply from David Joyner
June 15th, 2024 04:51 PM
Your positive feedback brightened our day! We're here whenever you need assistance in the future.
David along with Dixie Mullis worked tirelessly complete my mortgage application and secure all necessary paperwork from me. I appreciate their efforts from preapproval to the final discloser package. I would definitely recommend Towne Bank...
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Reply from David Joyner
May 6th, 2024 01:30 PM
We enjoyed working with you Scott. We appreciate your business! Thank you!
David Joyner has received a review with 5 star rating from Lindsey S
Reply from Owner
January 9th, 2026 11:10 AM
Thank you for the 5-star review! I am always here for your mortgage needs!
David made an unorthodox difficult situation possible. Great communication and positive experience.
Reply from David Joyner
May 6th, 2024 01:30 PM
We enjoyed working with you Lindsey. We hope to see you around soon! Thank you for your business!
David Joyner has received a review with 5 star rating from Glynn W
Reply from Owner
January 9th, 2026 11:10 AM
Thank you, Glynn!
Everything was so easy! We provided the information needed and you did the rest! You communicated in a timely manner and answered all our questions!
Reply from David Joyner
May 6th, 2024 11:25 AM
Your review encourages us to keep delivering outstanding service. We're just a phone call away if you ever need assistance.
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About
As an experienced lender, David Joyner is readily available to guide you through the home financing process. David has 20 years of experience in the industry and is a 4-time Chairman’s Club Winner. He is experienced in working with first-time buyers and self-employed buyers, as well as those looking to purchase a second home or investment property. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, David’s industry knowledge ensures you will find the best loan to meet your individual home buying needs. David is an active member of his community, serving as past president of the Kitty Hawk Rotary as well as, being a member of the Outer Banks Association of Realtors.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank - Area Sales Manager, Sr. Loan OfficerJan 1st, 2018 - Current
Memberships
- Outer Banks Association of Realtors
- Outer Banks Home Builders Association
- Kitty Rotary
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 116874
Awards
Hobbies
- Golf
- Fishing
Disclaimer
TowneBank Mortgage. NMLS 512138. Equal Housing Lender.
TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area.
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