David Joyner
VP, Mortgage Sales Manager | NMLS # 116874
As an experienced lender, David Joyner is readily available to guide you through the home financing process. David has 20 years of experience in the industry and is a 4-time Chairman’s Club Winner. He is experienced in working with first-ti... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Extreamly easy to work with, very patient and I liked using the app.
Reply from David Joyner
March 3rd, 2025 07:34 PM
We're thrilled to hear you had a great experience with us! Your satisfaction is our top priority.
David and Dixie made the process simple and generally painless compared to other mortgage experiences I've had. They were responsive, positive and helpful.
Reply from David Joyner
January 29th, 2025 06:49 PM
Thank you for your business, David! We enjoyed working with you and we are very excited for you!
Fast, efficient, personal service
Reply from David Joyner
October 6th, 2024 02:37 PM
Your review means the world to us. We're here to support you every step of the way.
David was wonderful to work with. He made the process seamless and provided clear communication throughout. We wouldn't hesitate to recommend David at TowneBank Mortgage
Reply from Owner
January 9th, 2026 11:10 AM
Thank you Erin! It was a pleasure working with you as your OBX mortgage lender!
David was wonderful to work with. He made the process very easy and provided clear communication throughout. It was a pleasure working with him.
Reply from David Joyner
September 2nd, 2024 03:23 PM
Your positive feedback brightened our day! We're here whenever you need assistance in the future.
David Joyner has received a review with 5 star rating from William D
Reply from Owner
January 9th, 2026 10:54 AM
Thank you for choosing me as your local mortgage lender!
David was very thorough and knowledgeable every step of the way!
Reply from David Joyner
August 3rd, 2024 10:42 PM
We're delighted that you had a positive experience with us. Count on us for all your future mortgage endeavors.
David Joyner and his team effectively communicated with us throughout the entire process making it easier to complete tasks and get the correct information submitted in a timely manner.
Reply from David Joyner
August 2nd, 2024 01:30 PM
We're delighted to have exceeded your expectations. Your satisfaction drives us to do our best.
Was informed through process - until they didn't realize job verification wasn't done
Reply from David Joyner
July 30th, 2024 01:04 PM
We're thrilled that you're satisfied with our service. Don't hesitate to contact us for any mortgage assistance.
David is extremely knowledgeable regarding the mortgage business and he puts that knowledge to good use with his clients in order to provide the best possible mortgage experience. Helping us attain our mortgage was not just another transaction...
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Reply from David Joyner
July 16th, 2024 06:54 PM
Thank you for your feedback! I have enjoyed working with you,
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About
As an experienced lender, David Joyner is readily available to guide you through the home financing process. David has 20 years of experience in the industry and is a 4-time Chairman’s Club Winner. He is experienced in working with first-time buyers and self-employed buyers, as well as those looking to purchase a second home or investment property. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, David’s industry knowledge ensures you will find the best loan to meet your individual home buying needs. David is an active member of his community, serving as past president of the Kitty Hawk Rotary as well as, being a member of the Outer Banks Association of Realtors.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank - Area Sales Manager, Sr. Loan OfficerJan 1st, 2018 - Current
Memberships
- Outer Banks Association of Realtors
- Outer Banks Home Builders Association
- Kitty Rotary
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 116874
Awards
Hobbies
- Golf
- Fishing
Disclaimer
TowneBank Mortgage. NMLS 512138. Equal Housing Lender.
TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area.
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