Top 5%
David Joyner
VP, Mortgage Sales Manager | NMLS # 116874
As an experienced lender, David Joyner is readily available to guide you through the home financing process. David has 20 years of experience in the industry and is a 4-time Chairman’s Club Winner. He is experienced in working with first-ti... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Working with David was awesome. He was quite thorough and patient with us and took time to explain the mechanics of the Construction Loan to Morthgage process (our first time doing a construction to permanent). His staff, with Becky and Dixie...
read more
Reply from David Joyner
November 7th, 2025 04:03 PM
Rob, We really enjoyed working with you and we are excited to see the progress on your new home! We will be seeing you around soon! Thank you!
Start to finish great experience
Reply from David Joyner
August 24th, 2026 08:07 PM
I really appreciate your review and the opportunity to work with you. Please don’t hesitate to reach out if there’s anything I can assist with moving forward.
We give you 30 days to close and you made it happen. You da man.
Reply from David Joyner
August 14th, 2026 08:09 PM
I appreciate you taking the time to leave this review. It was a pleasure working with you, and I’m always available if you need help with a VA loan, FHA loan or conventional loan!
Thank for making this work for us!
Reply from David Joyner
August 14th, 2026 04:52 PM
Providing consistent, reliable service is always my focus, so I’m glad to hear you had a smooth mortgage experience from start to finish.
David kept us well informed every step of the process and was great to work with!
Reply from David Joyner
August 3rd, 2026 03:31 PM
I’m really happy to hear that you’re pleased with our service! If you ever have questions about VA loan benefits or other financing options, I’m always here to help!
David was great to work with.
Reply from David Joyner
July 27th, 2026 02:24 PM
Your kind words truly mean a lot to me! I’m always happy to provide guidance on mortgage-related matters whether it’s for refinancing or future planning.
Great advice on second home differences from primary residence
Reply from David Joyner
July 16th, 2026 06:14 PM
Thank you for the great review, Lydia! We enjoyed working with you on your new second home condo! If you have any friends and family looking for financing, please send them our way! We look forward to seeing you around the beach!
David and Becky were absolutely fantastic when it came to our many questions! Their guidance, expertise , and care were early evident.
Reply from David Joyner
June 30th, 2026 03:00 PM
Thank you, Cait! We really enjoyed working with you on your new beach home!! We hope to see you around! Congratulations!!
Professional team, super organized and supportive
Reply from David Joyner
July 3rd, 2026 01:32 PM
Your positive feedback brightened our day! We're here whenever you need assistance in the future.
David was very friendly and accommodating. He made the mortgage process easy and was always there when we had any questions.
Reply from Owner
June 24th, 2026 02:12 PM
Thank you, Kristin! I hope you enjoy your new home. We greatly appreciate your business!
10 of 412
About
As an experienced lender, David Joyner is readily available to guide you through the home financing process. David has 20 years of experience in the industry and is a 4-time Chairman’s Club Winner. He is experienced in working with first-time buyers and self-employed buyers, as well as those looking to purchase a second home or investment property. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, David’s industry knowledge ensures you will find the best loan to meet your individual home buying needs. David is an active member of his community, serving as past president of the Kitty Hawk Rotary as well as, being a member of the Outer Banks Association of Realtors.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- TowneBank - Area Sales Manager, Sr. Loan OfficerJan 1st, 2018 - Current
Memberships
- Outer Banks Association of Realtors
- Outer Banks Home Builders Association
- Kitty Rotary
View All
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 116874
Awards
Hobbies
- Golf
- Fishing
Disclaimer
TowneBank Mortgage. NMLS 512138. Equal Housing Lender.
TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area.
This message is intended only for specified recipients. If you are not the intended recipient you are notified that disclosing, copying, distributing, or taking any action in reliance on the contents of this information is strictly prohibited. This communication represents the originator's personal views, which may not reflect those of TowneBank. The sender believes that this e-mail, including attachments, does not contain a virus, worm, trojan horse, or other malicious code when sent. This message and its attachments could have been infected during transmission. By reading the message and any attachments, the recipient accepts full responsibility for taking protective and remedial action about viruses and other defects. If you received this email in error, please immediately notify the sender.