David Joyner
VP, Mortgage Sales Manager | NMLS # 116874
As an experienced lender, David Joyner is readily available to guide you through the home financing process. David has 20 years of experience in the industry and is a 4-time Chairman’s Club Winner. He is experienced in working with first-ti... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
Working with David was awesome. He was quite thorough and patient with us and took time to explain the mechanics of the Construction Loan to Morthgage process (our first time doing a construction to permanent). His staff, with Becky and Dixie...
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Reply from David Joyner
November 7th, 2025 04:03 PM
Rob, We really enjoyed working with you and we are excited to see the progress on your new home! We will be seeing you around soon! Thank you!
David Joyner has received a review with 5 star rating from Hosea W I
Dave went out of his way to help us through the mortgage process. His communication and guidance helped us understand everything clearly, and we truly appreciate his help.
Thank you David i had a different type of loan and David navigated the process nicely from beginning to end
Reply from David Joyner
October 20th, 2026 02:36 PM
I’m delighted to hear that I have met your expectations. I look forward to serving you again in the future whether it’s a VA, FHA, or conventional loan.
Everyone was so patient with all my questions. They were so clear in their answers, and always called me back quickly. Such a pleasure to work with!!
Reply from David Joyner
October 19th, 2026 06:23 PM
I truly appreciate your review; it’s been an honor to help. Feel free to reach out to us anytime you need assistance with mortgage solutions or have questions about VA loans, FHA loans or conventional loans.
Thanks, smooth
Reply from David Joyner
October 12th, 2026 07:19 PM
Your review pushes me to keep delivering outstanding service. I’m just a call away if you ever have any questions about rates, or need help refinancing, or with loan programs.
David was amazing throughout the process. Fantastic communicator and accomidating! Would definitely recommend him to anyon!
Reply from David Joyner
September 29th, 2026 02:12 PM
I am so glad I have earned your trust. It means everything in this type of business. I’m always here if you need help with mortgage rates, refinancing, or your next home purchase.
Thank you and Thank you 🙏
Reply from David Joyner
September 16th, 2026 01:48 PM
Thank you for your feedback! I truly have enjoyed working with you and helping make your home financing experience as smooth as possible. If there’s ever anything else I can assist with, I’m just a call away.
Start to finish great experience
Reply from David Joyner
August 24th, 2026 08:07 PM
I really appreciate your review and the opportunity to work with you. Please don’t hesitate to reach out if there’s anything I can assist with moving forward.
We give you 30 days to close and you made it happen. You da man.
Reply from David Joyner
August 14th, 2026 08:09 PM
I appreciate you taking the time to leave this review. It was a pleasure working with you, and I’m always available if you need help with a VA loan, FHA loan or conventional loan!
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About
As an experienced lender, David Joyner is readily available to guide you through the home financing process. David has 20 years of experience in the industry and is a 4-time Chairman’s Club Winner. He is experienced in working with first-time buyers and self-employed buyers, as well as those looking to purchase a second home or investment property. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, David’s industry knowledge ensures you will find the best loan to meet your individual home buying needs. David is an active member of his community, serving as past president of the Kitty Hawk Rotary as well as, being a member of the Outer Banks Association of Realtors.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank - Area Sales Manager, Sr. Loan OfficerJan 1st, 2018 - Current
Memberships
- Outer Banks Association of Realtors
- Outer Banks Home Builders Association
- Kitty Rotary
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 116874
Awards
Hobbies
- Golf
- Fishing
Disclaimer
TowneBank Mortgage. NMLS 512138. Equal Housing Lender.
TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area.
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