David Joyner
VP, Mortgage Sales Manager | NMLS # 116874
As an experienced lender, David Joyner is readily available to guide you through the home financing process. David has 20 years of experience in the industry and is a 4-time Chairman’s Club Winner. He is experienced in working with first-ti... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Great response times! Wonderful communication with David and Dixie!
Reply from David Joyner
May 1st, 2024 03:22 PM
We're honored to have received your positive feedback. We're here to assist you whenever you need.
David and his team did a great job of explaing next steps and helping us understand what we needed at every step.
Reply from Owner
January 9th, 2026 10:40 AM
I appreciate you, Patrick. Thank you for taking the time to write a review.
David and his team did a great job of explaing next steps and helping us understand what we needed at every step.
It was a pleasure communicating with David and Dixie throughout the mortgage experience. They also helped to connect others involved in the process working with our attorney, insurance agent, and real estate agent. David and Dixie developed...
read more
Reply from David Joyner
April 24th, 2024 02:20 PM
Thank you, Glenn! We appreciate your business! We look forward to seeing you around town. Go Pirates!
David and Dixie were so easy to work with, friendly, prompt with communication, and very pleasant. The app made the process easy as well.
Reply from David Joyner
April 5th, 2024 03:25 PM
Thank you for your business, Rena! We are so excited for you and your family on the purchase of your new home! We enjoyed working with you!
David is first class and made our experience wonderful!
Reply from David Joyner
April 5th, 2024 03:26 PM
We enjoyed working with you John! We appreciate your business! Thank you!
You and Dixie were great at getting us through the process. The government requirements for getting a loan are outrageous.
Reply from David Joyner
April 5th, 2024 02:59 PM
Thank you for your feedback! I have enjoyed working with you,
Your Response Time.
Always available to explain and help.
Thank-you for Your Service
Reply from David Joyner
March 19th, 2024 05:26 PM
Pedro, Thank you for your review. We enjoyed working with you on your new home. Stay in touch! We hope to see you around town! We appreciate your business! Thank you! -David
The process took too long and required too much redundant paperwork. I dont believe it was David Joyner's fault. There is no need to contact me.
As a California transplant, David and his team were extremely patient and informative in helping me navigate the NC/OBX home buying process.
Reply from David Joyner
January 8th, 2024 03:01 PM
Hi Mariaane,
We enjoyed working with you. We hope that you enjoy your new home, and we look forward to seeing you around town. Thank you for your business! We greatly appreciate it!
David
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About
As an experienced lender, David Joyner is readily available to guide you through the home financing process. David has 20 years of experience in the industry and is a 4-time Chairman’s Club Winner. He is experienced in working with first-time buyers and self-employed buyers, as well as those looking to purchase a second home or investment property. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, David’s industry knowledge ensures you will find the best loan to meet your individual home buying needs. David is an active member of his community, serving as past president of the Kitty Hawk Rotary as well as, being a member of the Outer Banks Association of Realtors.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank - Area Sales Manager, Sr. Loan OfficerJan 1st, 2018 - Current
Memberships
- Outer Banks Association of Realtors
- Outer Banks Home Builders Association
- Kitty Rotary
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 116874
Awards
Hobbies
- Golf
- Fishing
Disclaimer
TowneBank Mortgage. NMLS 512138. Equal Housing Lender.
TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area.
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