David Joyner
VP, Mortgage Sales Manager | NMLS # 116874
As an experienced lender, David Joyner is readily available to guide you through the home financing process. David has 20 years of experience in the industry and is a 4-time Chairman’s Club Winner. He is experienced in working with first-ti... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
responsive. Always return my calls and had time to talk.
Reply from David Joyner
June 14th, 2025 06:21 AM
We're honored by your positive review. Feel free to reach out to us anytime you need assistance.
David was always available, informed, and encouraging.
Reply from David Joyner
June 9th, 2025 02:10 PM
Hey Mike, We enjoyed working with you! We appreciate your trusting us with you new home purchase. Thank you!
Made it happen on time with little effort on my part.
Reply from David Joyner
June 5th, 2025 02:17 PM
Thank you, Bill! I appreciate your business and for you allowing me to assist you in your new home purchase!
David and his team were wonderful to work with. Shout out to Dixie, who was on top of everything. Their professionalism, communication, and knowledge made our experience smooth and seamless. I would highly recommend David to anyone looking...
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Reply from Owner
January 9th, 2026 11:21 AM
Thank you for choosing us as your OBX mortgage lender! It was a pleasure assisting you with your mortgage needs!
Everyone on your team, especially Dixie, was wonderful! The communication was outstanding. You and your team made this experience smooth and seamless.
Reply from David Joyner
April 27th, 2025 02:25 PM
Thank you for your kind review. We're committed to being your lifelong reliable source for mortgage solutions.
What is normally a difficult experience, getting a mortgage seems a lot easier when you have a high caliber professional at the helm. Thanks David!
Reply from David Joyner
April 10th, 2025 12:44 PM
We're thrilled to have left a positive impression on you. We're ready to assist you again at any time in the future.
David Joyner has received a review with 5 star rating from Sheffey B
Reply from Owner
January 9th, 2026 11:20 AM
Thank your for choosing me as your Outer Banks mortgage lender!
thank Mr. Joyner enough for the time and effort he put in. Everything went very smooth and easy.
Reply from David Joyner
March 19th, 2025 04:10 PM
Your kind words made our day! We're always here to provide guidance on mortgage-related matters.
Favid was very responsive
Reply from David Joyner
March 5th, 2025 09:36 PM
Hey Donna,
I enjoyed working with you on your new home purchase. Thank you for your business! See you around the beach!
TowneBank Mortgage is a great place to do business with!
Love the app. and how easy they make the process!
Reply from Owner
January 9th, 2026 11:19 AM
Thank you, Scott! We are always here for your mortgage needs!
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About
As an experienced lender, David Joyner is readily available to guide you through the home financing process. David has 20 years of experience in the industry and is a 4-time Chairman’s Club Winner. He is experienced in working with first-time buyers and self-employed buyers, as well as those looking to purchase a second home or investment property. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, David’s industry knowledge ensures you will find the best loan to meet your individual home buying needs. David is an active member of his community, serving as past president of the Kitty Hawk Rotary as well as, being a member of the Outer Banks Association of Realtors.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank - Area Sales Manager, Sr. Loan OfficerJan 1st, 2018 - Current
Memberships
- Outer Banks Association of Realtors
- Outer Banks Home Builders Association
- Kitty Rotary
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 116874
Awards
Hobbies
- Golf
- Fishing
Disclaimer
TowneBank Mortgage. NMLS 512138. Equal Housing Lender.
TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area.
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