David Joyner
VP, Mortgage Sales Manager | NMLS # 116874
As an experienced lender, David Joyner is readily available to guide you through the home financing process. David has 20 years of experience in the industry and is a 4-time Chairman’s Club Winner. He is experienced in working with first-ti... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
David was great to work with this was our first loan and he walked us through each step. He always answered the phone or returned calls quickly and I felt like he truly cared about us getting this loan.
Reply from David Joyner
August 6th, 2025 03:07 PM
We're honored by your positive review. Feel free to reach out to us anytime you need assistance.
David made our mortgage process seamless. From the initial contact all the way through closing David and his team made the process effecient and easy to understand. The portal was great to be able to see what was uploaded and what tasks we...
read more
Reply from David Joyner
July 30th, 2025 01:11 PM
Thank you, Bridget! We appreciate your business and look forward to working with you again in the future. Congratulations on your new home!
David managed our expectations every step of the way. We were doing a long distance mortgage to build our dream home and he really helped us with all of the details. There were issues with our first builder, and he quickly came to us with other...
read more
Reply from David Joyner
July 30th, 2025 12:10 PM
Thank you for sharing your positive experience with us! We look forward to serving you in the future.
As first time home buyers, we couldn’t have asked for a better experience than the one we had with David and Dixie. From start to finish, they made the entire process seamless and stress free. They were patient, knowledgeable, and always available...
read more
Reply from David Joyner
July 15th, 2025 02:12 PM
I am happy to hear you enjoyed working with us on your new home! I truly appreciate you trusting us with such an important decision. I look forward to the possibility of assisting you again in the future.And thank you for keeping us in mind...
read more
Excellent mortgage experience. David Joyner is professional, helpful, effective and a pleasure to work with. Every step of the process is thoroughly explained. David is extremely responsive to calls, texts and emails.
Reply from Owner
January 9th, 2026 11:23 AM
Thank you so much for your kind words, Catherine! It was a pleasure assisting you with your mortgage needs.
Every step explained as it was happening. Any assistance I needed was provided.
Reply from David Joyner
July 9th, 2025 08:18 PM
We're honored by your positive review. Feel free to reach out to us anytime you need assistance.
David Joyner did an exceptional job.
Reply from David Joyner
June 26th, 2025 02:02 PM
Your review brightened our day. We're honored to be your go-to mortgage advisors.
We highly recommend David for all of your banking needs!!
Reply from Owner
January 9th, 2026 11:23 AM
Your review made my day! We're always here to help you with your mortgage needs.
David made the mortage experience super easy from beginning to end! He provided excellent guidance along the way and helped make our dream of buying a 2nd home a reality! He was always available with any questions we had. David was very professional...
read more
Reply from David Joyner
June 13th, 2025 12:33 PM
Thank you so much for trusting us to help you finance your dream! We really enjoyed working with you and we look forward to seeing you around the beach! We hope to help you and any of your friends in the future!
David Joyner has received a review with 5 star rating from Eugene H
Reply from Owner
January 9th, 2026 11:22 AM
Thank you for choosing me as your OBX mortgage lender!
51–60 of 414
About
As an experienced lender, David Joyner is readily available to guide you through the home financing process. David has 20 years of experience in the industry and is a 4-time Chairman’s Club Winner. He is experienced in working with first-time buyers and self-employed buyers, as well as those looking to purchase a second home or investment property. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, David’s industry knowledge ensures you will find the best loan to meet your individual home buying needs. David is an active member of his community, serving as past president of the Kitty Hawk Rotary as well as, being a member of the Outer Banks Association of Realtors.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Positions
- TowneBank - Area Sales Manager, Sr. Loan OfficerJan 1st, 2018 - Current
Memberships
- Outer Banks Association of Realtors
- Outer Banks Home Builders Association
- Kitty Rotary
View All
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 116874
Awards
Hobbies
- Golf
- Fishing
Disclaimer
TowneBank Mortgage. NMLS 512138. Equal Housing Lender.
TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area.
This message is intended only for specified recipients. If you are not the intended recipient you are notified that disclosing, copying, distributing, or taking any action in reliance on the contents of this information is strictly prohibited. This communication represents the originator's personal views, which may not reflect those of TowneBank. The sender believes that this e-mail, including attachments, does not contain a virus, worm, trojan horse, or other malicious code when sent. This message and its attachments could have been infected during transmission. By reading the message and any attachments, the recipient accepts full responsibility for taking protective and remedial action about viruses and other defects. If you received this email in error, please immediately notify the sender.