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David Joyner - VP, Mortgage Sales Manager | NMLS # 116874 in Kitty Hawk, NC

David Joyner

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VP, Mortgage Sales Manager | NMLS # 116874

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As an experienced lender, David Joyner is readily available to guide you through the home financing process. David has 20 years of experience in the industry and is a 4-time Chairman’s Club Winner. He is experienced in working with first-ti... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Overall Ratings
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5 Star
92%
4 Star
6%
3 Star
1%
2 Star
1%
1 Star
0%
Reviews from Web
  • Encompass
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    Karen M G
    Avon, NC
    Posted on September 11th, 2025 01:15 PM
    Great communication and advice!
    Reply from David Joyner
    September 18th, 2025 01:16 PM
    We're honored by your positive review. Feel free to reach out to us anytime you need assistance.
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    Lori G
    Posted on September 6th, 2025 03:47 PM
    David Joyner has received a review with 5 star rating from Lori G
    Reply from Owner
    January 9th, 2026 11:26 AM
    Thank you for choosing me as your OBX mortgage lender!
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    Lori T G
    Hatteras, NC
    Posted on September 6th, 2025 03:46 PM
    Thank you so much for your time and patience!!!
    Reply from David Joyner
    September 13th, 2025 03:47 PM
    We're delighted that you had a positive experience with us. Count on us for all your future mortgage endeavors.
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    Laurie B
    Posted on August 26th, 2025 09:08 PM
    David Joyner, Dixie and the rest of his team were always available and responded quickly to our many questions. We were treated kindly and professionally throughout the loan process. We relied heavily on David's advise and expertise. We highly...
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    Reply from Owner
    August 28th, 2025 02:41 PM
    Laurie, We enjoyed working with you again! We greatly appreciate your business! Thank you!
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    Laurie B
    Wilson, NC
    Posted on August 26th, 2025 08:59 PM
    David, Dixie and the rest of the team were always available with quick answers to our many questions. We were treated kindly and professionally throughout the loan process. We relied on David's expertise and advise. We highly recommend this...
    read more
    Reply from David Joyner
    September 2nd, 2025 09:01 PM
    We're grateful for your positive review and hope to work together again in the future.
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    Carrie S H
    Kill Devil Hills, NC
    Posted on August 24th, 2025 11:31 PM
    Dixie was a pleasure to work with. She made us feel like we were her number one priority through the whole process. She responded quickly to all of our questions and kept us informed every step of the way. Thank you Dixie - you made the loan...
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    Reply from David Joyner
    August 31st, 2025 11:32 PM
    We're grateful for your kind words and your business. Feel free to contact us whenever you need assistance.
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    Jeffrey M Y
    Nags Head, NC
    Posted on August 24th, 2025 05:19 PM
    This is our third time closing with David and Townebank. He has helped us with a lot loan, construction loan, and now a refinance. Each time has been a great experience.
    Reply from David Joyner
    August 28th, 2025 02:42 PM
    Jeff, We enjoyed working with you! Thank you for your business!
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    Joey A
    Posted on August 20th, 2025 08:23 PM
    David Joyner has received a review with 5 star rating from Joey A
    Reply from Owner
    January 9th, 2026 11:25 AM
    Thank you for choosing me as your local OBX mortgage lender!
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    Joseph A A
    Kill Devil Hills, NC
    Posted on August 20th, 2025 08:23 PM
    Easy from the start of the process to the end of closing. Great communication!
    Reply from David Joyner
    August 27th, 2025 08:25 PM
    Thank you for choosing us for your mortgage needs. Your positive review encourages us to keep delivering excellence.
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    Kenneth R P
    Currituck, NC
    Posted on August 2nd, 2025 05:17 PM
    Consistently attentive to our questions and needs . we worked with Dixie Mullis , David's assistant and, she was excellent .
    Reply from David Joyner
    August 9th, 2025 05:19 PM
    We're thrilled that you're satisfied with our service. Don't hesitate to contact us for any mortgage assistance.
  • 41–50 of 414
    About
    As an experienced lender, David Joyner is readily available to guide you through the home financing process. David has 20 years of experience in the industry and is a 4-time Chairman’s Club Winner. He is experienced in working with first-time buyers and self-employed buyers, as well as those looking to purchase a second home or investment property. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, David’s industry knowledge ensures you will find the best loan to meet your individual home buying needs. David is an active member of his community, serving as past president of the Kitty Hawk Rotary as well as, being a member of the Outer Banks Association of Realtors.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
    View All
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    Positions
    • TowneBank - Area Sales Manager, Sr. Loan Officer
      Jan 1st, 2018 - Current
    Memberships
    • Outer Banks Association of Realtors
    • Outer Banks Home Builders Association
    • Kitty Rotary
    • View All
    Addresses and Serving Areas

    Year Started

    2002

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 116874
    Hobbies
    • Golf
    • Fishing
    Disclaimer
    TowneBank Mortgage. NMLS 512138. Equal Housing Lender. TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service. Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area. This message is intended only for specified recipients. If you are not the intended recipient you are notified that disclosing, copying, distributing, or taking any action in reliance on the contents of this information is strictly prohibited. This communication represents the originator's personal views, which may not reflect those of TowneBank. The sender believes that this e-mail, including attachments, does not contain a virus, worm, trojan horse, or other malicious code when sent. This message and its attachments could have been infected during transmission. By reading the message and any attachments, the recipient accepts full responsibility for taking protective and remedial action about viruses and other defects. If you received this email in error, please immediately notify the sender.