

David Joyner
VP, Mortgage Sales Manager | NMLS # 116874

As an experienced lender, David Joyner is readily available to guide you through the home financing process. David has 20 years of experience in the industry and is a 4-time Chairman’s Club Winner. He is experienced in working with first-ti... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Great communication and advice!
Reply from David Joyner
September 18th, 2025 01:16 PM
We're honored by your positive review. Feel free to reach out to us anytime you need assistance.
David Joyner has received a review with 5 star rating from Lori G
Reply from Owner
January 9th, 2026 11:26 AM
Thank you for choosing me as your OBX mortgage lender!
Thank you so much for your time and patience!!!
Reply from David Joyner
September 13th, 2025 03:47 PM
We're delighted that you had a positive experience with us. Count on us for all your future mortgage endeavors.
David Joyner, Dixie and the rest of his team were always available and responded quickly to our many questions. We were treated kindly and professionally throughout the loan process. We relied heavily on David's advise and expertise. We highly...
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Reply from Owner
August 28th, 2025 02:41 PM
Laurie, We enjoyed working with you again! We greatly appreciate your business! Thank you!
David, Dixie and the rest of the team were always available with quick answers to our many questions. We were treated kindly and professionally throughout the loan process. We relied on David's expertise and advise. We highly recommend this...
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Reply from David Joyner
September 2nd, 2025 09:01 PM
We're grateful for your positive review and hope to work together again in the future.
Dixie was a pleasure to work with. She made us feel like we were her number one priority through the whole process. She responded quickly to all of our questions and kept us informed every step of the way. Thank you Dixie - you made the loan...
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Reply from David Joyner
August 31st, 2025 11:32 PM
We're grateful for your kind words and your business. Feel free to contact us whenever you need assistance.
This is our third time closing with David and Townebank. He has helped us with a lot loan, construction loan, and now a refinance. Each time has been a great experience.
Reply from David Joyner
August 28th, 2025 02:42 PM
Jeff, We enjoyed working with you! Thank you for your business!
David Joyner has received a review with 5 star rating from Joey A
Reply from Owner
January 9th, 2026 11:25 AM
Thank you for choosing me as your local OBX mortgage lender!
Easy from the start of the process to the end of closing. Great communication!
Reply from David Joyner
August 27th, 2025 08:25 PM
Thank you for choosing us for your mortgage needs. Your positive review encourages us to keep delivering excellence.
Consistently attentive to our questions and needs . we worked with Dixie Mullis , David's assistant and, she was excellent .
Reply from David Joyner
August 9th, 2025 05:19 PM
We're thrilled that you're satisfied with our service. Don't hesitate to contact us for any mortgage assistance.
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About
As an experienced lender, David Joyner is readily available to guide you through the home financing process. David has 20 years of experience in the industry and is a 4-time Chairman’s Club Winner. He is experienced in working with first-time buyers and self-employed buyers, as well as those looking to purchase a second home or investment property. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, David’s industry knowledge ensures you will find the best loan to meet your individual home buying needs. David is an active member of his community, serving as past president of the Kitty Hawk Rotary as well as, being a member of the Outer Banks Association of Realtors.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank - Area Sales Manager, Sr. Loan OfficerJan 1st, 2018 - Current
Memberships
- Outer Banks Association of Realtors
- Outer Banks Home Builders Association
- Kitty Rotary
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 116874
Awards
Hobbies
- Golf
- Fishing
Disclaimer
TowneBank Mortgage. NMLS 512138. Equal Housing Lender.
TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area.
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