David Joyner
VP, Mortgage Sales Manager | NMLS # 116874
As an experienced lender, David Joyner is readily available to guide you through the home financing process. David has 20 years of experience in the industry and is a 4-time Chairman’s Club Winner. He is experienced in working with first-ti... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
I’ve had the pleasure of working with my loan officer for the last year and a half, and he has been nothing short of exceptional. He is consistently communicative, incredibly knowledgeable, and always prompt with responses. He made sure I fully...
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Reply from David Joyner
December 29th, 2025 04:17 PM
We're delighted that you're happy with our service! Don't hesitate to reach out if you have any more questions.
The team was always and email or phone call away to answer our questions.
Reply from David Joyner
November 7th, 2025 03:59 PM
Thank you, Christine! We are super excited for you, and we appreciate your business! Please keep us in mind for any of your future lending needs or if you have any friends and family that need any assistance with financing! Stay in touch and...
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Very responsive and accomidating. Great to work with.
Reply from David Joyner
November 7th, 2025 04:00 PM
We enjoyed working with you Susan! Thank you for your business! We look forward to seeing you around the beach!
David did an exceptional job walking us through the process of buying our second home. From the very beginning, he made sure we understood each step of the mortgage process and always took the time to answer our calls and questions, no matter...
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Reply from David Joyner
November 7th, 2025 04:00 PM
Thank you, Kim! We enjoyed working with you! Thank you for your business! We look forward to seeing you around the beach!!
Working with David and his Team at Towne Bank Mortgage was a great experience! Highly recommend to any one looking for a mortgage loan or construction loan.
Reply from Owner
January 9th, 2026 11:27 AM
Thank you for choosing me as your local OBX mortgage lender!!
David and team were easy to work with, always available and very responsive.
Reply from David Joyner
November 7th, 2025 04:01 PM
John, Thank you for your business! We enjoyed working with you and look forward to seeing you around the island!
David's patience and persistence.
Reply from David Joyner
October 17th, 2025 06:22 PM
Your review encourages us to keep delivering outstanding service. We're just a phone call away if you ever need assistance.
The process was easy to navigate and all parts were clear.
Reply from David Joyner
October 1st, 2025 06:27 PM
Thank Quentin! It was great working with you!
easey process
Reply from David Joyner
September 22nd, 2025 01:44 PM
Your kind words made our day! We're always here to provide guidance on mortgage-related matters.
David made the entire process simple and maintained excellent communication throughout the entire process
Reply from David Joyner
September 21st, 2025 12:20 PM
We're grateful for your kind words and your business. Feel free to contact us whenever you need assistance.
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About
As an experienced lender, David Joyner is readily available to guide you through the home financing process. David has 20 years of experience in the industry and is a 4-time Chairman’s Club Winner. He is experienced in working with first-time buyers and self-employed buyers, as well as those looking to purchase a second home or investment property. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, David’s industry knowledge ensures you will find the best loan to meet your individual home buying needs. David is an active member of his community, serving as past president of the Kitty Hawk Rotary as well as, being a member of the Outer Banks Association of Realtors.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank - Area Sales Manager, Sr. Loan OfficerJan 1st, 2018 - Current
Memberships
- Outer Banks Association of Realtors
- Outer Banks Home Builders Association
- Kitty Rotary
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 116874
Awards
Hobbies
- Golf
- Fishing
Disclaimer
TowneBank Mortgage. NMLS 512138. Equal Housing Lender.
TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area.
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