David Joyner
VP, Mortgage Sales Manager | NMLS # 116874
As an experienced lender, David Joyner is readily available to guide you through the home financing process. David has 20 years of experience in the industry and is a 4-time Chairman’s Club Winner. He is experienced in working with first-ti... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
David is easy to work with and always gets it done. This was my 3rd mortgage with him and it goes smoothly every time.
Reply from Owner
April 17th, 2026 03:11 PM
Michael, it is always a pleasure working with you! Congratulations my friend!
David is easy to work with and always gets it done.
Reply from David Joyner
April 24th, 2026 01:54 PM
We're honored to have received your positive feedback. We're here to assist you whenever you need.
David Joyner has received a review with 5 star rating from Matthew M
Reply from Owner
April 17th, 2026 03:12 PM
Thanks for choosing me as your local OBX mortgage lender!
it was a very easy process from the beginnin.
Reply from David Joyner
April 24th, 2026 05:49 PM
Your review is greatly appreciated. We're excited to continue being your trusted lender.
David Joyner was super helpful throughout the entire proces. Explained everything and answered all my questions. Always returned my phone calls immediately When I had questions. TowneBank has been great to work with.
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Reply from David Joyner
April 16th, 2026 02:09 PM
Thank you for choosing us for your mortgage needs. Your positive review encourages us to keep delivering excellence.
David and his team made the financing process simple and straightforward. All of our questions were answered in a timely manner. We will definitely recommend him to friends!
Reply from David Joyner
February 26th, 2026 03:07 PM
It was a pleasure working with you, Joey. We sincerely appreciate your business. I look forward to seeing you again and would be happy to assist any of your friends with their financial needs. Thank you!
We closed on time as scheduled.
You made things happen when it seemed like all hope was lost.
Reply from David Joyner
January 23rd, 2026 03:33 PM
We're honored by your positive review. Feel free to reach out to us anytime you need assistance.
Thank you for making my firet first home buying experience as easy as I could imagine! Will send some people your way!
Reply from David Joyner
December 31st, 2025 08:16 PM
We're grateful for your positive feedback. Your satisfaction is what drives us to excel.
You really went to bat for us!!!!!
Reply from David Joyner
December 29th, 2025 09:30 PM
We're grateful for your positive words. We're here to provide support for all your mortgage needs.
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About
As an experienced lender, David Joyner is readily available to guide you through the home financing process. David has 20 years of experience in the industry and is a 4-time Chairman’s Club Winner. He is experienced in working with first-time buyers and self-employed buyers, as well as those looking to purchase a second home or investment property. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, David’s industry knowledge ensures you will find the best loan to meet your individual home buying needs. David is an active member of his community, serving as past president of the Kitty Hawk Rotary as well as, being a member of the Outer Banks Association of Realtors.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank - Area Sales Manager, Sr. Loan OfficerJan 1st, 2018 - Current
Memberships
- Outer Banks Association of Realtors
- Outer Banks Home Builders Association
- Kitty Rotary
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 116874
Awards
Hobbies
- Golf
- Fishing
Disclaimer
TowneBank Mortgage. NMLS 512138. Equal Housing Lender.
TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area.
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