David Joyner
VP, Mortgage Sales Manager | NMLS # 116874
As an experienced lender, David Joyner is readily available to guide you through the home financing process. David has 20 years of experience in the industry and is a 4-time Chairman’s Club Winner. He is experienced in working with first-ti... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
David Joyner has received a review with 5 star rating from Robert B
Reply from Owner
January 9th, 2026 11:10 AM
I am thrilled that you had a positive experience! Congratulations!
Dave and Dixie were a great team. Great communication, very responsive and proactive, approachable and professional personalities.
Reply from David Joyner
December 27th, 2023 11:29 PM
We're delighted that you're happy with our service! Don't hesitate to reach out if you have any more questions.
David Joyner and his assistant Dixie Mullis we so good to work with on obtaining our mortgage. They both communicated with us on every step of the way. I highly recommend using David and his team if you are looking to finance a house.
Reply from Owner
November 27th, 2023 04:10 PM
Your kind words made my day! I'm always here to provide guidance on mortgage-related matters.
David and Dixie were great to work with. Great communication and attention to detail. Will highly recommend them to anyone I know who is looking for a mortgage.
Reply from David Joyner
November 23rd, 2023 01:50 PM
We both Thank You so much for trusting us with your mortgage. We look forward to working with you again. We love working with clients like you! Thank you for your business!
I was always informed and the professionalism, speed, and courteous attention to every detail to facilitate a ~30 day "offer accepted to closing" was impressive.
Good job. ;-)
Reply from David Joyner
November 23rd, 2023 01:52 PM
Thank you for trusting us with your new home purchase. We enjoyed working with you! We hope to work with you and your friends again in the future!
Process moved quickly and smoothly. Thanks to all your team for their effort
Reply from David Joyner
October 30th, 2023 11:18 AM
Your review encourages us to keep delivering outstanding service. We're just a phone call away if you ever need assistance.
David Joyner has received a review with 5 star rating from Jeanmarc B
Reply from Owner
January 9th, 2026 11:10 AM
Your review made my day! I'm always here to help you with your mortgage needs.
Thank you.
Reply from David Joyner
September 25th, 2023 01:30 PM
Thank you for your business, Jean-Marc! We enjoyed working with you!
Everyone involved with the loan process at TowneBank Mortgage!!!
Reply from David Joyner
April 16th, 2024 07:31 PM
Thank you! It was a pleasure!
Nearly 100% of docs were completed in advance, online.
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About
As an experienced lender, David Joyner is readily available to guide you through the home financing process. David has 20 years of experience in the industry and is a 4-time Chairman’s Club Winner. He is experienced in working with first-time buyers and self-employed buyers, as well as those looking to purchase a second home or investment property. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, David’s industry knowledge ensures you will find the best loan to meet your individual home buying needs. David is an active member of his community, serving as past president of the Kitty Hawk Rotary as well as, being a member of the Outer Banks Association of Realtors.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank - Area Sales Manager, Sr. Loan OfficerJan 1st, 2018 - Current
Memberships
- Outer Banks Association of Realtors
- Outer Banks Home Builders Association
- Kitty Rotary
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2002
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 116874
Awards
Hobbies
- Golf
- Fishing
Disclaimer
TowneBank Mortgage. NMLS 512138. Equal Housing Lender.
TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service.
Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area.
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