

David Tran
Vice President

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
NMLS 212598 | NMLS 1566096
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This is my second time working with David and it is the easiest process ever. David is very pleasant and helpful and makes the process so easy I have recommended him to all my friends.
Reply from David Tran
June 29th, 2026 07:10 PM
It's wonderful to hear that your experience with me for your HELOC was smooth and straightforward. I truly appreciate your trust in coming back a second time and recommending me to your friends. If there's anything else you need, feel free...
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Mr. Tran was so attentive and patient. Responded to all my queries and concerns. Guided me well throughout the process.
Reply from David Tran
June 29th, 2026 07:10 PM
I'm grateful for your kind words, Rico. It's rewarding to know that you felt supported and guided during your getting cash out. Addressing your queries and concerns is a priority, and I'm pleased that my approach was helpful. If you have any...
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David was so patient and broke the contract down so I could understand it. He was always anle to get me back on track.
Reply from David Tran
June 29th, 2026 07:10 PM
Eva, I'm pleased to know I could assist you with the cash-out refinance process. Breaking down contracts can often make things clearer, and I'm glad it helped you feel more comfortable. If you have any further questions or need additional assistance,...
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Simple, timley, and straightforward. Davis was clear on what would happen and when. This was my first experience, however all went well.
Reply from David Tran
June 29th, 2026 07:10 PM
I'm grateful for your positive feedback, Deanne. Making the process simple and transparent is always my goal, and I'm glad to hear that your first experience went smoothly. If you have any questions or need further assistance in the future,...
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David was fantastic. He provided superior customer service throughout the entire process.
Reply from David Tran
June 29th, 2026 07:10 PM
I'm pleased to hear about your positive experience with the cash out refinance, Vernon. Providing attentive and supportive customer service is a priority for me, and I'm glad it made a difference in your refinancing process. If you have any...
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David Tran is the man
Reply from David Tran
June 29th, 2026 07:10 PM
I'm glad to hear you had a positive experience with me, Joseph, especially regarding your cash-out refinance. If there's anything more I can do to assist you or if you have any questions in the future, please feel free to reach out. Thank you...
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I had alot of questions and they were answered within a days time since we did most of it by email the staff was great in getting everything lined up and accommodating us we really appreciate
Reply from David Tran
June 29th, 2026 07:10 PM
Brian, it's great to hear that I was able to address your questions promptly during the cash-out refinance process. Working primarily through email can sometimes be a challenge, so I'm glad you found the communication and support effective....
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Great communication and timeliness
Reply from David Tran
June 29th, 2026 07:10 PM
I'm glad to hear that you were pleased with the communication and timeliness during your cash-out refinance process, Justin. It's important to me that you feel informed and supported through every step. If there's anything further I can assist...
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Everything was done quickly and exactly as expected
Reply from David Tran
June 29th, 2026 07:10 PM
I'm glad to hear that your cash-out refinance process went smoothly and met your expectations, Christopher. It's always my goal to ensure a seamless experience, and it's great to know that the efficiency was appreciated. If you have any further...
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David was easy to talk to and I never felt pressured in any way. The entire process very easy and quick.
Reply from David Tran
June 29th, 2026 07:10 PM
I'm glad to hear that the process was smooth and you felt comfortable throughout, Kelly. It's important to me that there’s never any pressure, and I'm pleased that came through in our interactions. If you have any more questions or need further...
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
NMLS 212598 | NMLS 1566096
Products & Services
Mortgage Loan Officer
Mortgage Refinance
Specialities
Mortgage Consulting (Purchase, Refinance, HELOC, Home Equity Loan, Reverse/HECM, Commercial)
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Positions
- West Capital Lending - Vice PresidentMay 5th, 2021 - Current
Memberships
- https://www.nmlsconsumeraccess.org
- https://westcapitallending.com/texas-complaint
- https://westcapitallending.com/licensing
Year Started
2005
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 212598
- California DRE 02115501
- Alabama MLO 62196
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing