David Thornton
Branch Manager | NMLS# 1515638
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
David always made himself available. He was straightforward and informative. He made the experience easy and seamless
David Thornton worked very hard to make theprocess of obtaining our loan move very quickly. In talking to other family and friends that have gone through the home buying process, they were very surprised just how quickly everything happened...
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Dave and his team were very reassuring and comforting through out the process. Would definitely recommend.
He is awesome!
Excellent communications throughout the whole process.
As an out of state home buyer David and his team made the process user friendly and was always available to answer questions. He was prompt to return phone calls and willing to go the extra mile.
I would highly recommend David Thornton!
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As first time home buyers with zero knowledge of buying a house, this process was a breeze all because of David. He was available whenever we had questions or concerns and explained things super simple. There was no way I could have done this...
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Dave and his team went the extra mile to make sure everything went smooth with my mortgage and Dave went out of his way to make sure I got the mortgage that I needed with the best interest rate possible. It was very personalized from the beginning...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage
Residential Mortgage
FHA Mortgage
Conventional Mortgage
VA Mortgage
USDA Mortgage
Primary, Secondary & Investment Homes
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1515638
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.