

David Thornton
Branch Manager | NMLS# 1515638

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Everybody was very helpful
David and his staff were excellent in answering all my questions and calming during the entire loan process.
David Thornton has received a review with 5 star rating from Joseph W
They worked super hard for us. We appreciate all that they did for us. We were informed with good and bad information which was nice.
Great home buying experience. The staff is very friendly, helpful and professional. They are very knowledgeable so it makes the mortgage journey seamless. I would highly recommend this team for all your funding needs.
This was the best experience I’ve ever had acquiring a mortgage. David and his staff was very professional and knowledgeable and kept us informed every step of the process. When they told you they would get back with you, they always did and...
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You and Deborah made everything so simple.. Thanks bunches!!
I really appreciate the overall experience and the professionalism David and his colleagues displayed. You guys all were very friendly and handled any matters that arose quickly. You made my home purchasing experience a total pleasure and I...
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Communication and attention to detail. I couldn’t ask for a better experience!
David put my wife and I at ease throughout the loan process. He stayed in contact with us and guided us professionally all the way to the end. We will be referring him to all our friends and family. Thanks David!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage
Residential Mortgage
FHA Mortgage
Conventional Mortgage
VA Mortgage
USDA Mortgage
Primary, Secondary & Investment Homes
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1515638
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.