

David Koonce
Loan Officer | NMLS# 480428


Northern State University
Concierge-Level Service for your Mortgage or Refinance
When you’re considering a major financial purchase like buying a home or you’re exploring the pros and cons of refinancing your current mortgage, you’re sure to have questions. But wher... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Easy and quick. Very flexible!
Reply from David Koonce
August 6th, 2025 05:03 PM
Always a pleasure working with you, Will!! Thanks for everything!
David took the time to ensure questions and feedback were addressed in a timely manner and ensure we were comfortable through the process. Kept it personal, but professional throughout and kept communication open and transparent. Very much...
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Reply from David Koonce
June 13th, 2025 01:13 PM
Thank you Kyle! It was a pleasure to help you with your financing. I enjoyed our conversations and you were a key to this going smoothly. You will love Columbia! Thank you!!
David K was super professional, knowledgeable and always available
Reply from David Koonce
May 1st, 2025 02:38 PM
It was my pleasure to assist you. Thank you for trusting me with your finances. I wish you and your family the very best! Enjoy that summer vacation...I am envious to say the least!
David
From the beginning, David was straightforward and easy to work with. I had many questions, and he was always able to provide clear answers. In the end, David consistently called to check on us and review all the documents together.
Reply from David Koonce
April 28th, 2025 03:01 PM
Tom, It was a pleasure working with you. Thank you for everything!! I wish you all the best in your new Home!
David
Communication and positive attitude
Reply from David Koonce
April 28th, 2025 03:02 PM
Thank you Matt. I enjoyed helping you into your new Home!
Overall experience was very good. Thanks again.
Reply from David Koonce
May 1st, 2025 02:40 PM
I am thrilled for you and the family!! Thank you again for everything!
Enjoy your new HOME!
David
As first time homebuyers , David was super helpful in going through the process with us step by step. He took the time to schedule multiple phone calls with us just to check in & make sure all of our questions were answered. He kept in contact...
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Reply from David Koonce
May 1st, 2025 02:40 PM
Congratulations and thank you again for everything. You were a joy to work with!!
David
David is always accessible, very thorough, very patient and willing to explore any and all options to find the best possible mortgage for you. I can't recommend him enough!
Reply from David Koonce
April 2nd, 2025 04:40 PM
Nareesa, Thank you for taking the time to write this wonderful review! It was a pleasure working with you. I am here for you if you ever need me.
David
easy processing, always communicated, and explained in great detail all the loan numbers. Wonderful experience with timecrunches, David and his team got it down
Reply from David Koonce
February 20th, 2025 08:15 PM
It was a pleasure working with you! Thank you for trusting me with your finances. I wish you well in your new home!
David explained all of our opinions and how the process works in a way that was super easy to understand. We felt very comfortable at every step and never felt any pressure. All documents were fully explained and options for future loan structures...
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Reply from David Koonce
February 20th, 2025 08:15 PM
Thank you for taking the time to give me this wonderful review. It was a pleasure! All the best in your new home!!
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About
Concierge-Level Service for your Mortgage or Refinance
When you’re considering a major financial purchase like buying a home or you’re exploring the pros and cons of refinancing your current mortgage, you’re sure to have questions. But where do you turn for trusted guidance, and for someone to lead you through? You can rely on me, a mortgage professional in Howard County, Maryland, with more than 25 years of experience. When you call, I will be the one to answer — not a call center — and you can reach out to me anytime.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Education
- Northern State UniversityBusiness Administration and ManagementBachelor of Science (BS)

Memberships
- Mortgage Bankers Association, National Association or Mortgage Bankers, Leadership Howard County MD
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2013
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 480428
- Fairway Independent Mortgage Corporation NMLS #2289 www.nmlsconsumeraccess.org
Achievements
- I have helped thousands of people buy homes or refinance and take pride in their happiness.
Hobbies
- Gardening, fishing, golfing, running, walking and having a beer
Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures