

David Koonce
Loan Officer | NMLS# 480428


Northern State University
Concierge-Level Service for your Mortgage or Refinance
When you’re considering a major financial purchase like buying a home or you’re exploring the pros and cons of refinancing your current mortgage, you’re sure to have questions. But wher... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
David always looks out for our best interest and answers all my questions quickly! Would recommend him to everyone!
Reply from David Koonce
February 20th, 2025 08:16 PM
Thank you, as always, Mary! It was a pleasure working with you again!
Quick responses. Insightful. Good partnership with my realtors.
Reply from David Koonce
April 2nd, 2025 04:41 PM
Thank you for the great review, Matt! It was my pleasure!
David and his team was extremely helpful during the whole process. David always called or messaged us whenever there was an update or change during the process. David was also very kind and was always welcoming to our questions or concerns....
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Reply from David Koonce
April 2nd, 2025 04:41 PM
Thank you for the fantastic review Melanie! It was a pleasure working with you!
It was good experience. very helpful with questions and being willing to answer and avliable. When things did go wrong he was quick to work on to try to fix
Reply from David Koonce
May 1st, 2025 02:41 PM
Thank you for everything Victoria! I am very happy to assist in getting you into your first home!
David
David Koonce has been the exemplary loan professional, making my families first home purchase a stress free and enjoyable experience. David always asked what questions we had, offered support during tough decisions, and ALWAYS answered our...
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Reply from David Koonce
May 1st, 2025 02:42 PM
Congratulations Joseph! I appreciate you trusting in me and allowing me to be a part of your first HOME!
David
The communication from David was excellent throughout the entire process. Not only did David help with our refinance, but he also helped us reduce the amount of our homeowner's insurance. David's ability to see the big picture, put us on the...
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Reply from David Koonce
May 1st, 2025 02:42 PM
It was my pleasure Cliff! Thank you for everything!
David
David was great. He worked his best to find us the most competitive offer package in a contested Alexandria market. He found us the best possible rate and discussed multiple options and strategies with us.
Reply from David Koonce
May 1st, 2025 02:43 PM
Congratulations and Thank you again Joseph!!
I am still watching for that refinance opportunity too!
David
The attention to detail, friendliness, and how quickly the team worked to get everything done in time for closing.
Reply from David Koonce
May 1st, 2025 02:43 PM
Thank you again Marilu! It was a pleasure to work with you.
David
Clarity of the entire process, answered all questions asked with informed answered and professional advice.
Reply from David Koonce
May 1st, 2025 02:44 PM
Thank you Natalie! I appreciate you taking the time to give me this amazing review!
David
Communication with David and his team was great. They worked hard to get it done as there were a few challenges
Reply from David Koonce
May 1st, 2025 02:45 PM
Thank you Steven! I appreciate you taking the time to offer up such a wonderful review.
I wish you the best. Call me if you need anything!
David
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About
Concierge-Level Service for your Mortgage or Refinance
When you’re considering a major financial purchase like buying a home or you’re exploring the pros and cons of refinancing your current mortgage, you’re sure to have questions. But where do you turn for trusted guidance, and for someone to lead you through? You can rely on me, a mortgage professional in Howard County, Maryland, with more than 25 years of experience. When you call, I will be the one to answer — not a call center — and you can reach out to me anytime.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Education
- Northern State UniversityBusiness Administration and ManagementBachelor of Science (BS)

Memberships
- Mortgage Bankers Association, National Association or Mortgage Bankers, Leadership Howard County MD
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2013
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 480428
- Fairway Independent Mortgage Corporation NMLS #2289 www.nmlsconsumeraccess.org
Achievements
- I have helped thousands of people buy homes or refinance and take pride in their happiness.
Hobbies
- Gardening, fishing, golfing, running, walking and having a beer
Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures