David Koonce
Loan Officer | NMLS# 480428
Northern State University
Concierge-Level Service for your Mortgage or Refinance
When you’re considering a major financial purchase like buying a home or you’re exploring the pros and cons of refinancing your current mortgage, you’re sure to have questions. But wher... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
David and his team were very communicative. My family and I are military and in different time zones. Still the process was seamless and stress free. David answered all questions in a timely manner. Would recommend to anyone whos who's looking...
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Your team made this entire process so easy! We appreciate everything!
Personalized service -- did not feel like I was dealing with a big corporation but a real
person, who made the process of refinancing nearly effortless.
Reply from David Koonce
August 31st, 2026 01:23 PM
Pamela, It was a pleasure working with you! I enjoy making it personal and getting to know my clients so I can better guide them to the best options for their specific needs.I wish you the best and remember that I am here for you if you need...
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The reality is that these moments can be stressful and overwhelming on their own- but Mr Koonce and the Fairway team dont make it feel that way. They help navigate each step, there isnt judgement about circumstances, but support and solutions...
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Reply from David Koonce
August 27th, 2026 05:04 PM
Thank you, Scott! It was a pleasure working with you! Please don't hesitate to reach out with any questions you may have. All the best to you and the family!
David
Convenient
David and his team are very responsive!
Reply from David Koonce
July 31st, 2026 04:21 PM
It was my pleasure! Thank you for trusting me with your finances. I hope you have a blast at The Beach!!
David was so responsive and helpful, thank you for your support throughout this process!
Reply from David Koonce
July 7th, 2026 02:24 PM
Brittany, It was a pleasure to work with you! I wish you much joy in your new home! Let me know if you need anything, I am here for you.
Thank you for trusting me with your financing.
David
Detailed info about the loan and always provided cost analysis for homes we were interested in.
Reply from David Koonce
June 25th, 2026 03:44 PM
Thank you Justin! It was a pleasure working with you. Congratulations on a very exciting month of activities...to include buying your new home!!
Please don't hesitate to reach out if you need anything.
David
Efficient and trustworthy service.
Reply from David Koonce
June 15th, 2026 01:02 PM
Thanks for everything, Miles!! I wish you the best in your new home. Let me know if you need anything at all. I am here for you!
David
David is very personable and makes us feel heard. Answers all our questions and advocates for the best choices that will directly impact us as buyers
Reply from David Koonce
May 1st, 2026 04:00 PM
Jeremy, Thank you so very much! It was a joy helping you get into your home. I wish you the best and please know that I am here for you if you have any questions.
Make some amazing memories in that house!!
Thank you,
David
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About
Concierge-Level Service for your Mortgage or Refinance
When you’re considering a major financial purchase like buying a home or you’re exploring the pros and cons of refinancing your current mortgage, you’re sure to have questions. But where do you turn for trusted guidance, and for someone to lead you through? You can rely on me, a mortgage professional in Howard County, Maryland, with more than 25 years of experience. When you call, I will be the one to answer — not a call center — and you can reach out to me anytime.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Education
- Northern State UniversityBusiness Administration and ManagementBachelor of Science (BS)
Memberships
- Mortgage Bankers Association, National Association or Mortgage Bankers, Leadership Howard County MD
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2013
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 480428
- Fairway Independent Mortgage Corporation NMLS #2289 www.nmlsconsumeraccess.org
Achievements
- I have helped thousands of people buy homes or refinance and take pride in their happiness.
Hobbies
- Gardening, fishing, golfing, running, walking and having a beer
Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures