David Koonce
Loan Officer | NMLS# 480428
Northern State University
Concierge-Level Service for your Mortgage or Refinance
When you’re considering a major financial purchase like buying a home or you’re exploring the pros and cons of refinancing your current mortgage, you’re sure to have questions. But wher...... Show More
Location & Business Hours
Friday
9:00 AM to 5:00 PM
Saturday
closed
Sunday
closed
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Reviews from Web
David is very personable and makes us feel heard. Answers all our questions and advocates for the best choices that will directly impact us as buyers
Reply from David Koonce
May 1st, 2026 04:00 PM
Jeremy, Thank you so very much! It was a joy helping you get into your home. I wish you the best and please know that I am here for you if you have any questions.
Make some amazing memories in that house!!
Thank you,
David
Personable, reliable, and incredibly profession but caring people all around!
Reply from David Koonce
May 1st, 2026 12:32 PM
Alex, Congratulations on your new home!! It was great working with you. I appreciate the kind words and will be here if you need anything.
Thank you for trusting me with your finances!
David
Knowledgable, fair, fast, great communication. I had a perfect experience with David and his team. Contacted him 30 days before close and we easily closed on time. Rates were competitive and he was eager to earn my business. Spent time on the...
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Reply from David Koonce
May 1st, 2026 12:33 PM
Thank you Ash! It was my pleasure working with you!
I wish you the best in your new home. Don't hesitate to reach out if you would like to discuss or need anything.
All the Best!
David
communication was great!
Reply from David Koonce
April 13th, 2026 09:44 PM
Adeste, I enjoyed working with you and getting you into your new home!! Please don't hesitate to reach out with any questions or if I can help you in any way. Thank you for taking the time to leave me a 5 Star review. It is greatly appreciated!!!...
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I had a great experience working with David! David worked tirelessly to make my deal go through. He went above and beyond to make sure that I understood the process and was always available to answer questions. He was positive and upbeat throughout...
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Reply from David Koonce
April 2nd, 2026 05:52 PM
Jess, It was a pleasure working with you. Thank you for trusting me with your finances. Please don't hesitate to reach out with any questions you might have.
His constant efforts to make sure everything went smoothly and troubleshooting any problems immediately.
Reply from David Koonce
April 2nd, 2026 05:53 PM
Thank you Gwen! It was my pleasure. I wish you the best in your new home!!
David was responsive and answered my questions
Reply from David Koonce
April 2nd, 2026 05:54 PM
Thank you for everything Kristin! It was a pleasure working with you. Don't hesitate to reach out with any questions you might have.
Team is stupendous!
Reply from David Koonce
February 9th, 2026 03:08 PM
Thank you and great to work with you again!! I appreciate your loyalty!
David was honest, helpful, and kept me up to date with prompt phone calls and texts when needed!
Reply from David Koonce
February 9th, 2026 03:09 PM
Peter, Thank you for everything! It was a pleasure working with you!
David's attention to the process. Keeping us informed about the process and discussing our needs
Reply from David Koonce
February 9th, 2026 03:10 PM
Pauline, It was a pleasure working with you again. Thank you for trusting in me and coming back to allow me to help you again. Much appreciated!!
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About
Concierge-Level Service for your Mortgage or Refinance
When you’re considering a major financial purchase like buying a home or you’re exploring the pros and cons of refinancing your current mortgage, you’re sure to have questions. But where do you turn for trusted guidance, and for someone to lead you through? You can rely on me, a mortgage professional in Howard County, Maryland, with more than 25 years of experience. When you call, I will be the one to answer — not a call center — and you can reach out to me anytime.
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Search Rank ScoreLearn More →
252
/850
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Education
- Northern State UniversityBusiness Administration and ManagementBachelor of Science (BS)
Memberships
- Mortgage Bankers Association, National Association or Mortgage Bankers, Leadership Howard County MD
Addresses and Serving Areas
Year Started
2013
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 480428
- Fairway Independent Mortgage Corporation NMLS #2289 www.nmlsconsumeraccess.org
Achievements
- I have helped thousands of people buy homes or refinance and take pride in their happiness.
Hobbies
- Gardening, fishing, golfing, running, walking and having a beer
Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures