David Koonce
Loan Officer | NMLS# 480428
Northern State University
Concierge-Level Service for your Mortgage or Refinance
When you’re considering a major financial purchase like buying a home or you’re exploring the pros and cons of refinancing your current mortgage, you’re sure to have questions. But wher... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
David worked with me on a mortgage and helped me close quickly and gave me advice each step of the way. He would answer any question I had and would also reach out to others involved in my homebuying process on my behalf if I was too busy at...
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Reply from David Koonce
November 18th, 2025 02:31 PM
Craig, thank you for trusting me to help you buy your new home! I enjoyed all of our interactions. You had great questions, and I could truly feel that you were digesting all of my feedback. I wish you the best in your new home and will be...
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easy to deal with and really know what you're doing with loans that's why I'm a repeat customer
Reply from David Koonce
November 11th, 2025 02:29 PM
Kevin,
Thanks for everything. Great to work with you again and I appreciate you taking the additional time to complete this survey.
Enjoy the holidays!!
David
Very responsive to questions and concerns.
Reply from David Koonce
November 10th, 2025 01:59 PM
James, It was a joy helping you and the family in this purchase. Managing things in another country makes things interesting and fun. I am glad it all worked out smoothly!! Thank you for trusting me with your finances.I wish you the Best!David...
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The care and interest in me as a person, and what is best for me and my situation.
Reply from David Koonce
November 10th, 2025 01:57 PM
Carolyn, It was a pleasure working with you in the purchase of your home. I wish you many amazing memories to be made!! Let me know if you need anything.
Good communication, attention to detail, willingness to always call and answer any questions we had.
Reply from David Koonce
October 21st, 2025 01:09 PM
Brittany,
It was truly a pleasure to help you get into your new home! I am very excited for you. Please don't hesitate to reach out with any questions at all.
Thank you!
David
David is very responsive and I can't remember a time he did not pick up the phone on the first ring. He explains everything throughout the entire process, and on top of that, makes borrowing for the biggest purchase of your life seem fairly...
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Reply from David Koonce
September 17th, 2025 05:19 PM
Congratulations Janet!! It was an absolute pleasure working with you. I love your home it just seems perfect for you. I wish you the very best and please don't hesitate to reach out for me with any questions you may have. I am here for you!...
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As a first-time home buyer, I couldn’t have asked for a better experience. From the very beginning David kept me informed, supported, and confident every step of the way. He genuinely cared about helping, and I couldn’t be any more grateful!...
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Reply from David Koonce
August 6th, 2025 04:56 PM
Eli, Congratulations!!! It was a pleasure working with you! I am excited to see you and your family settle into your new home and to build that real estate portfolio as well!
Thank you for trusting in me!
David
David was extremely knowledgeable and communicated his expertise to two first time homebuyers clearly. We were led through the whole process and everything was incredibly smooth!
Reply from David Koonce
August 6th, 2025 04:59 PM
Felicia, Congratulations!! It was truly a pleasure to assist you. I wish you all the best in your new home. Please don't hesitate to reach out if you have any questions at all going forward.
Thank you!!
David
You, David . All your help and encouragement. Thank you
Reply from David Koonce
August 6th, 2025 05:01 PM
Nancy, It was a pleasure to assist you in the purchase of your new home. I hope that you are settling in nicely. I am here for you if you have any questions or concerns.
Thank you,
David
Excellent customer service, experience, and reachability
Reply from David Koonce
August 6th, 2025 05:02 PM
James,
Thank you for trusting in me to assist you. It was truly my pleasure. I wish you the best as you settle in. Don't hesitate to reach out with any questions you may have.
Thank you,
David
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About
Concierge-Level Service for your Mortgage or Refinance
When you’re considering a major financial purchase like buying a home or you’re exploring the pros and cons of refinancing your current mortgage, you’re sure to have questions. But where do you turn for trusted guidance, and for someone to lead you through? You can rely on me, a mortgage professional in Howard County, Maryland, with more than 25 years of experience. When you call, I will be the one to answer — not a call center — and you can reach out to me anytime.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Education
- Northern State UniversityBusiness Administration and ManagementBachelor of Science (BS)
Memberships
- Mortgage Bankers Association, National Association or Mortgage Bankers, Leadership Howard County MD
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2013
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 480428
- Fairway Independent Mortgage Corporation NMLS #2289 www.nmlsconsumeraccess.org
Achievements
- I have helped thousands of people buy homes or refinance and take pride in their happiness.
Hobbies
- Gardening, fishing, golfing, running, walking and having a beer
Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures