David Koonce
Loan Officer | NMLS# 480428
Northern State University
Concierge-Level Service for your Mortgage or Refinance
When you’re considering a major financial purchase like buying a home or you’re exploring the pros and cons of refinancing your current mortgage, you’re sure to have questions. But wher... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
2nd home David has helped me purchase. FANTASTIC EXPERIENCE!
My experience with David was great, because he and his team made the best to understand me, to understand my husband and to understand our home loan case. We came fresh from PR, our taxes and all the information is in Spanish and that takes...
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David did an excellent job in meeting my particular home financing needs. He was very communicative regarding the progress of the loan and did an excellent job answering questions with clear explanations.
David communicated the entire process to me during every step, and he anticipated obstacles that might come up and got ahead of them. He was excellent through out the process and made it easy and less stressful.
David was very patient with my schedule and ability to communicate. He always provided information I needed and explained it in great detail. David was available for any questions and provided insight that worked for my personal needs.
David got us locked in at a great rate and helped us understand everything that was happening every step of the way.
He took over a loan that another loan officer failed to get the loan, and got it completed, approved and closed in 14 days! Amazing job. Never use anyone else
During settlement Mr. Koonce assured me that they would not sell the loan and that I would be able to recast the loan in the near future.
Dave and his team were absolutely wonderful in assisting my husband and I in the process of purchasing our new home. He consistently communicated with us throughout the entire process and always kept us up to date, informed and honest regarding...
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I like David a lot. Has helped my family a lot, not just me. This was my first time buying a home and I felt like I did not have a good grasp on all that was happening. David worked very hard to please us and explained a lot of information...
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About
Concierge-Level Service for your Mortgage or Refinance
When you’re considering a major financial purchase like buying a home or you’re exploring the pros and cons of refinancing your current mortgage, you’re sure to have questions. But where do you turn for trusted guidance, and for someone to lead you through? You can rely on me, a mortgage professional in Howard County, Maryland, with more than 25 years of experience. When you call, I will be the one to answer — not a call center — and you can reach out to me anytime.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Education
- Northern State UniversityBusiness Administration and ManagementBachelor of Science (BS)
Memberships
- Mortgage Bankers Association, National Association or Mortgage Bankers, Leadership Howard County MD
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2013
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 480428
- Fairway Independent Mortgage Corporation NMLS #2289 www.nmlsconsumeraccess.org
Achievements
- I have helped thousands of people buy homes or refinance and take pride in their happiness.
Hobbies
- Gardening, fishing, golfing, running, walking and having a beer
Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures