

David Koonce
Loan Officer | NMLS# 480428


Northern State University
Concierge-Level Service for your Mortgage or Refinance
When you’re considering a major financial purchase like buying a home or you’re exploring the pros and cons of refinancing your current mortgage, you’re sure to have questions. But wher... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
David was very nice and professional. I found his willingness and excitement to answer any questions we had in a prompt manner to be very helpful. David and Christy were direct and explained everything in great detail and provided great service....
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As first time buyers, we had plenty of questions, all of which David took the time to answer in detail and promptly. He made the house-buying process very easy and smooth!
David was very helpful throughout the entire home buying process. He was quick to respond to any questions/comments/concerns that I may have had. David made sure to check in with me about any documents that needed to be signed or any paperwork...
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The constant communication was very helpful! David made us very comfortable and was always willing to help. It made this buying experience a pleasant one!
All steps of the process were clearly defined and the submission of signatures and preparation of documents was seamless.
Borrowing money can be very stressful, and my loan from Fairway was the most money I have ever borrowed, yet it was the least stressful. David is so pleasant to deal with. He is great at his job. I will refer all my friends to him.
Punctual, respectful, hard-working, compassionate, and knowledgeable. He got the job done well! Thanks David.
David was extremely resourceful and assisted me every step of the way. He always clearly layed out what I needed to do and always made time to answer my questions. We closed in 2 weeks which was phenomenal and his advice and recommendations...
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David was very friendly, knowledgeable and was able to answer any questions I had
David is very professional and pleasant to deal with. He will make sure you are aware of all of the options that are available to you and that you understand every step of the way. He also has a good team working with him.
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About
Concierge-Level Service for your Mortgage or Refinance
When you’re considering a major financial purchase like buying a home or you’re exploring the pros and cons of refinancing your current mortgage, you’re sure to have questions. But where do you turn for trusted guidance, and for someone to lead you through? You can rely on me, a mortgage professional in Howard County, Maryland, with more than 25 years of experience. When you call, I will be the one to answer — not a call center — and you can reach out to me anytime.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Education
- Northern State UniversityBusiness Administration and ManagementBachelor of Science (BS)

Memberships
- Mortgage Bankers Association, National Association or Mortgage Bankers, Leadership Howard County MD
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2013
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 480428
- Fairway Independent Mortgage Corporation NMLS #2289 www.nmlsconsumeraccess.org
Achievements
- I have helped thousands of people buy homes or refinance and take pride in their happiness.
Hobbies
- Gardening, fishing, golfing, running, walking and having a beer
Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures