

David Koonce
Loan Officer | NMLS# 480428


Northern State University
Concierge-Level Service for your Mortgage or Refinance
When you’re considering a major financial purchase like buying a home or you’re exploring the pros and cons of refinancing your current mortgage, you’re sure to have questions. But wher... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
These are very busy times but I feel he was not as attentive to my account as he could have been. We were not in contact very often and he gave me incorrect information regarding my proof of employment and wire transfer status.
David make sure that he connect with you to answer any question you may have and do his best to get you the rate available in the market.
He is very thorough and just a pleasure to talk to on the phone! Very easy kinda person to speak to and he even was able to help us after hours and once he was home for the day with no hesitation what so ever! Thank you david for making our...
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David kept us informed every step of the way, and made the process smooth and easy. We really appreciate the personal attention and the way he explained everything clearly so we understood the process.
David always kept me well informed during the entire process. He is also excellent to work with; very pleasant and always willing to answer any questions I had.
David is a great communicator of the entire process. You always know the exact step you are on. He also is a great people person who gives you confidence in him and his company.
David provided exceptional service. He walked me through the entire process, step by step and explained every detail. He communicated with me on a regular basis, and always made himself available. He was professional, personable and knowledgeable....
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The warm environment and hospitality that was shown. I appreciated the opportunity to meet my every need. It made me feel like I was a part of an amazing family.
David was extremely responsive and has great knowledge on the industry. He made the entire process easy and pleasant.
David spent months helping meWork on my credit before I even started looking for homes. Without David I never would have been able to qualify for a mortgage. When other brokers treated me like I was wasting their time, David took the time to...
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About
Concierge-Level Service for your Mortgage or Refinance
When you’re considering a major financial purchase like buying a home or you’re exploring the pros and cons of refinancing your current mortgage, you’re sure to have questions. But where do you turn for trusted guidance, and for someone to lead you through? You can rely on me, a mortgage professional in Howard County, Maryland, with more than 25 years of experience. When you call, I will be the one to answer — not a call center — and you can reach out to me anytime.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Education
- Northern State UniversityBusiness Administration and ManagementBachelor of Science (BS)

Memberships
- Mortgage Bankers Association, National Association or Mortgage Bankers, Leadership Howard County MD
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2013
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 480428
- Fairway Independent Mortgage Corporation NMLS #2289 www.nmlsconsumeraccess.org
Achievements
- I have helped thousands of people buy homes or refinance and take pride in their happiness.
Hobbies
- Gardening, fishing, golfing, running, walking and having a beer
Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures