

David Koonce
Loan Officer | NMLS# 480428


Northern State University
Concierge-Level Service for your Mortgage or Refinance
When you’re considering a major financial purchase like buying a home or you’re exploring the pros and cons of refinancing your current mortgage, you’re sure to have questions. But wher... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM(Open now)
Sat
closed
Sun
closed
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Reviews from Web
Very smooth easy and easy to get in contact with
Great communication, very friendly and fast closing time.
david and his team are attentive, responsive and go thru all the details.
David made the refinance process easy. He is professional and knowledgeable, he kept us up to date on next steps and was a pleasure to work with!
He did his job in a timely manner
We have used David twice now. He makes everything very easy and even while it is super busy right now, he manages to find the time to check in. Thanks, David!
David a straight g
Dave was very patient, kind and took him time to explain everything clearly. I really appreciated his demeanor and his willingness to answer all questions and work quickly.
David took the time to answer all of our questions and to address multiple scenarios. When our situation changed mid-process he handled all the changes seamlessly and we felt very little impact on our end. He kept me informed throughout and...
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David went out of his way to obtain the rate we wanted. The process was smooth and closing efficient
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About
Concierge-Level Service for your Mortgage or Refinance
When you’re considering a major financial purchase like buying a home or you’re exploring the pros and cons of refinancing your current mortgage, you’re sure to have questions. But where do you turn for trusted guidance, and for someone to lead you through? You can rely on me, a mortgage professional in Howard County, Maryland, with more than 25 years of experience. When you call, I will be the one to answer — not a call center — and you can reach out to me anytime.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Education
- Northern State UniversityBusiness Administration and ManagementBachelor of Science (BS)

Memberships
- Mortgage Bankers Association, National Association or Mortgage Bankers, Leadership Howard County MD
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2013
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 480428
- Fairway Independent Mortgage Corporation NMLS #2289 www.nmlsconsumeraccess.org
Achievements
- I have helped thousands of people buy homes or refinance and take pride in their happiness.
Hobbies
- Gardening, fishing, golfing, running, walking and having a beer
Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures