

David Koonce
Loan Officer | NMLS# 480428


Northern State University
Concierge-Level Service for your Mortgage or Refinance
When you’re considering a major financial purchase like buying a home or you’re exploring the pros and cons of refinancing your current mortgage, you’re sure to have questions. But wher... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Reviews from Web
David was very personable. He was was very responsive and made the entire process really easy
David was extremely responsive and worked hard to take care of everything quickly and efficiently. He always had time to take a call and answer our questions.
Easy.
David was extremely attentive. I never had to wait long for a reply to an email or a callback on the rare occasion that I didn’t reach him immediately. He was also very good at explaining everything to us clearly and in terms than were easy...
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David Koonce is honest, responsive, and very knowledgeable. He is very competitive with other lenders and met my needs that worked for my finances as they are. I would highly recommend David Koonce!
Holly Oglesby
David Koonce and his very professional colleagues were very responsive and helpful through a house buying process that was more complicated than we thought it would be. They provided timely information and got letters in place for us whenever...
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David did all the expected things but to the 100th degree:Kept me informed of all the things happening and where we are in the processEither answered the phone or called me back promptly. Answered all my questions. Addressed every request I...
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Easy to work with.
I had a great experience working with David. He clearly explained the overall home buying process to me and answered all of my questions in a timely manner. He has a friendly disposition and was always available when I needed him.
David was very friendly and knowledgeable. He answered all questions we had and kept use up to date on the status of our loan.
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About
Concierge-Level Service for your Mortgage or Refinance
When you’re considering a major financial purchase like buying a home or you’re exploring the pros and cons of refinancing your current mortgage, you’re sure to have questions. But where do you turn for trusted guidance, and for someone to lead you through? You can rely on me, a mortgage professional in Howard County, Maryland, with more than 25 years of experience. When you call, I will be the one to answer — not a call center — and you can reach out to me anytime.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Education
- Northern State UniversityBusiness Administration and ManagementBachelor of Science (BS)

Memberships
- Mortgage Bankers Association, National Association or Mortgage Bankers, Leadership Howard County MD
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2013
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 480428
- Fairway Independent Mortgage Corporation NMLS #2289 www.nmlsconsumeraccess.org
Achievements
- I have helped thousands of people buy homes or refinance and take pride in their happiness.
Hobbies
- Gardening, fishing, golfing, running, walking and having a beer
Disclaimer
Copyright©2025 Fairway Independent Mortgage Corporation. NMLS#2289 (https://nmlsconsumeraccess.org/EntityDetails.aspx/company/2289).
4750 S. Biltmore Lane, Madison, WI 53718, 1-866-912-4800. Restrictions and limitations may apply. All rights reserved. Equal Housing Opportunity.
Legal Disclosures: bit.ly/FIMCDisclosures